Common use of Other Devices Clause in Contracts

Other Devices. Smart phones, tablets and other electronic devices can store your card (such as through a mobile wallet). This means they can be used to make purchases or other transactions. Any such transactions are covered by this Agreement. Apps that use your card to make transactions may have separate terms of use. We are not responsible if you violate those terms, or for any consequences resulting from any violation. AGREEMENT AND BENEFIT CHANGES CHANGES TO THIS AGREEMENT: Account and Agreement terms are not guaranteed for any cycle of time. We may change this Agreement for any reason and at any time, subject to applicable law. This means that we can change rates and fees that apply to your account. It also means we can add, remove, replace or modify provisions of this Agreement. If required by applicable law, we will give you notice of the changes. If you have the right to reject a change, we will notify you and tell you how to reject. If we notify you of a change, we may do so on your periodic statement or send you a separate written notice, either of which may be sent to you in an electronic format if you have agreed to receive notices from us electronically. Except as prohibited by law, any change in terms will apply to your existing account balance as well as to future transactions. We may change the terms of this Agreement based on information in your credit report, market conditions, and business strategy or for any other reason. CHANGES TO BENEFITS: Any benefit, reward, service or feature offered may change or be discontinued at any time for any reason. Separate terms and conditions will describe any exceptions. ANNUAL PERCENTAGE RATES AND INTEREST CHARGES VISA VARIABLE RATE PROGRAM: This section explains how we calculate rates and interest charges applicable to your account. Your variable APR information is shown in Part 1 including any promotional or introductory APR that may apply when your account is opened. We use annual percentage rates (APRs) to calculate interest charges on your account. Our VISA program is a variable rate program, which means that your APR may increase or decrease each billing cycle while you maintain your account with us. PROMOTIONAL OR INTRODUCTORY RATE APR: From time to time and at our discretion, we may offer you a promotional APR for all or any part of your account balance, balance transfer or future transactions. The period of time for which the promotional APR applies may be limited. Any applicable promotional APR, the corresponding periodic rates, and the period of time during which they are in effect will appear on the offer. Any promotional rate offer will be subject to the terms of the offer and this Agreement.

Other Devices. Smart phones, tablets and other electronic devices can store your card Card (such as through a mobile wallet). This means they can be used to make purchases Purchases or other transactionsTransactions. Any such transactions Transactions are covered by this Agreement. Apps that use your card Card to make transactions Transactions may have separate terms of use. We are not responsible if you violate those terms, or for any consequences resulting from any violation. AGREEMENT AND BENEFIT CHANGES CHANGES TO THIS AGREEMENT: Account and Agreement terms are not guaranteed for any cycle period of time. We may change this Agreement for any reason and at any time, subject to applicable law. This means that we can change rates and fees that apply to your accountAccount. It also means we can add, remove, replace or modify provisions of this Agreement. If required by applicable law, we will give you notice of the changes. If you have the right to reject a change, we will notify you and tell you how to reject, unless you fail to make a required minimum payment within sixty (60) days after its due date. If we notify you of a change, we may do so on your periodic statement or send you a separate written notice, either of which may be sent to you in an electronic format if you have agreed to receive notices from us electronically. Except as prohibited by law, any change in terms will apply to your existing account balance Account Balance as well as to future transactionsTransactions. We may change the terms of this Agreement based on information in your credit report, market conditions, and business strategy or for any other reason. CHANGES TO CHANGING BENEFITS: Any benefit, reward, service or feature offered may change or be discontinued at any time for any reason. Separate terms and conditions will describe any exceptions. ANNUAL PERCENTAGE RATES AND INTEREST CHARGES VISA VARIABLE RATE PROGRAMINTEREST CHARGES: This section explains how we calculate rates and Interest charges will be imposed on Transactions only if you elect not to pay the entire Account Balance shown on your periodic statement by the Payment Due Date. If you elect not to pay the entire Account Balance shown on your periodic statement by the Payment Due Date, interest charges applicable will be imposed on the unpaid Average Daily Balance of Transactions from the previous statement closing date and on the new Transactions from the date of posting to your accountaccount during the current Billing Period, and will continue to accrue until the closing date of the Billing Period preceding the date on which the entire Account Balance is paid in full. Your variable APR information is shown in Part 1 GRACE PERIOD: You will not pay any interest on Purchases if you pay the Account Balance, including any promotional or introductory APR that may apply when Balance Transfers, in full by the Payment Due Date shown on your account is openedperiodic statement each Billing Period. We use annual percentage rates (APRs) call this a grace period on Purchases. Generally you will have at least a 21-day grace period from the close of each Billing Period to calculate pay the Account Balance without incurring additional interest. The Payment Due Date disclosed on each periodic statement provided to you is the last day of your grace period for that statement’s billing cycle. If you do not pay the Account Balance, including any Balance Transfers, in full by the Payment Due Date in a Billing Period, you will pay interest charges on your accountPurchases from the date they are posted to your Account. Our VISA program is You also will not have a variable rate programgrace period on Purchases again until you pay the Account Balance in full by the Payment Due Date two (2) Billing Periods in a row. FEES FEE AMOUNT ABOUT THE FEE FEES: CONTINUED FOREIGN TRANSACTIONS: Purchases, which means that cash advances, and credits made in foreign currencies will be billed to your APR may increase or decrease each billing cycle while Account in PAYMENTS MINIMUM PAYMENT FOR TRADITIONAL VISA: Every month, you maintain must pay at least the Minimum Payment Due by the Payment Due Date shown on your account with usperiodic statement. PROMOTIONAL OR INTRODUCTORY RATE APR: From time to time and at our discretion, we may offer you a promotional APR for all or any part The Minimum Payment Due will be either (1) 3.0% of your account balanceAccount Balance or $20.00, balance transfer whichever is greater; or future transactions(2) your Account Balance if it is less than $20.00. The period In addition, you must pay any amount past due, any late charge and any amount over the Credit Limit. APPLICATION OF PAYMENTS: We decide how to apply your payments, up to the Minimum Monthly Payment amount, to the balances on your Account. We will apply the Minimum Monthly Payment amount in the following order: (1) unpaid fees and charges, if any; (2) unpaid periodic interest charges, Transaction Fees, and other finance charges due on Purchases, Balance Transfers, and Cash Advances; (3) outstanding balances of time for which Cash Advances, Balance Transfers, and Purchases previously billed, and (4) current Cash Advances, Balance Transfers and Purchases. If you pay more than the promotional APR applies may be limited. Any applicable promotional APRMinimum Payment Due amount, the corresponding periodic rates, and amount in excess of the period of time during which they are in effect will appear on the offer. Any promotional rate offer Minimum Payment Due will be applied first to the balances subject to the terms highest APR and then to balances subject to lower APRs, in descending order of APRs until all balances subject to an APR are paid in full. You must continue to make payments until you have paid the offer and this AgreementAccount Balance in full.

Other Devices. Smart phones, tablets and other electronic devices can store your card Card (such as through a mobile wallet). This means they can be used to make purchases Purchases or other transactionsTransactions. Any such transactions Transactions are covered by this Agreement. Apps that use your card Card to make transactions Transactions may have separate terms of use. We are not responsible if you violate those terms, or for any consequences resulting from any violation. AGREEMENT AND BENEFIT CHANGES CHANGES TO THIS AGREEMENT: Account and Agreement terms are not guaranteed for any cycle period of time. We may change this Agreement for any reason and at any time, subject to applicable law. This means that we can change rates and fees that apply to your accountAccount. It also means we can add, remove, replace or modify provisions of this Agreement. If required by applicable law, we will give you notice of the changes. If you have the right to reject a change, we will notify you and tell you how to reject, unless you fail to make a required minimum payment within sixty (60) days after its due date. If we notify you of a change, we may do so on your periodic statement or send you a separate written notice, either of which may be sent to you in an electronic format if you have agreed to receive notices from us electronically. Except as prohibited by law, any change in terms will apply to your existing account balance Account Balance as well as to future transactionsTransactions. We may change the terms of this Agreement based on information in your credit report, market conditions, and business strategy or for any other reason. CHANGES TO CHANGING BENEFITS: Any benefit, reward, service or feature offered may change or be discontinued at any time for any reason. Separate terms and conditions will describe any exceptions. ANNUAL PERCENTAGE RATES AND INTEREST CHARGES VISA VARIABLE RATE PROGRAMINTEREST CHARGES: This section explains how we calculate rates and Interest charges will be imposed on Transactions only if you elect not to pay the entire Account Balance shown on your periodic statement by the Payment Due Date. If you elect not to pay the entire Account Balance shown on your periodic statement by the Payment Due Date, interest charges applicable will be imposed on the unpaid Average Daily Balance of Transactions from the previous statement closing date and on the new Transactions from the date of posting to your accountaccount during the current Billing Period, and will continue to accrue until the closing date of the Billing Period preceding the date on which the entire Account Balance is paid in full. Your variable APR information is shown in Part 1 GRACE PERIOD: You will not pay any interest on Purchases if you pay the Account Balance, including any promotional or introductory APR that may apply when Balance Transfers, in full by the Payment Due Date shown on your account is openedperiodic statement each Billing Period. We use annual percentage rates (APRs) call this a grace period on Purchases. Generally you will have at least a 21-day grace period from the close of each Billing Period to calculate pay the Account Balance without incurring additional interest. The Payment Due Date disclosed on each periodic statement provided to you is the last day of your grace period for that statement’s billing cycle. If you do not pay the Account Balance, including any Balance Transfers, in full by the Payment Due Date in a Billing Period, you will pay interest charges on your accountPurchases from the date they are posted to your Account. Our VISA program is You also will not have a variable rate programgrace period on Purchases again until you pay the Account Balance in full by the Payment Due Date two (2) Billing Periods in a row. FEES FEE AMOUNT ABOUT THE FEE FEES: CONTINUED FOREIGN TRANSACTIONS: Purchases, which means that cash advances, and credits made in foreign currencies will be billed to your APR may increase or decrease each billing cycle while Account in PAYMENTS MINIMUM PAYMENT FOR PREMIER REWARDS VISA: Every month, you maintain must pay at least the Minimum Payment Due by the Payment Due Date shown on your account with usperiodic statement. PROMOTIONAL OR INTRODUCTORY RATE APR: From time to time and at our discretion, we may offer you a promotional APR for all or any part The Minimum Payment Due will be either (1) 2.0% of your account balanceAccount Balance or $20.00, balance transfer whichever is greater; or future transactions(2) your Account Balance if it is less than $20.00. The period In addition, you must pay any amount past due, any late charge and any amount over the Credit Limit. APPLICATION OF PAYMENTS: We decide how to apply your payments, up to the Minimum Monthly Payment amount, to the balances on your Account. We will apply the Minimum Monthly Payment amount in the following order: (1) unpaid fees and charges, if any; (2) unpaid periodic interest charges, Transaction Fees, and other finance charges due on Purchases, Balance Transfers, and Cash Advances; (3) outstanding balances of time for which Cash Advances, Balance Transfers, and Purchases previously billed, and (4) current Cash Advances, Balance Transfers and Purchases. If you pay more than the promotional APR applies may be limited. Any applicable promotional APRMinimum Payment Due amount, the corresponding periodic rates, and amount in excess of the period of time during which they are in effect will appear on the offer. Any promotional rate offer Minimum Payment Due will be applied first to the balances subject to the terms highest APR and then to balances subject to lower APRs, in descending order of APRs until all balances subject to an APR are paid in full. You must continue to make payments until you have paid the offer and this AgreementAccount Balance in full.