Overdraft Service. Overdraft Service is available for eligible accounts and not all accounts will qualify. You must meet certain criteria to be eligible for Overdraft Service. There is an overdraft fee for each Item paid using Overdraft Service. We are not obligated to pay any Item presented for payment if your account does not contain a sufficient Available balance. However, if you maintain your account in good standing, we may approve your overdraft Items within your available overdraft limit balance as a non-contractual courtesy. Overdraft Service is not a loan. Overdraft Service is a discretionary service from which you benefit. We may refuse to pay an overdraft Item for you at any time even though we may have previously paid overdrafts for you and even though you have available funds in your overdraft limit balance. Overdraft Service should not be viewed as an encouragement to overdraw your account. As always, we encourage you to manage your finances responsibly. If you would like to have this service removed from your account, please call (▇▇▇) ▇▇▇-▇▇▇▇.
Appears in 2 contracts
Sources: Deposit Account Agreement, Deposit Account Agreement