Permanent Total Disablement Sample Clauses

Permanent Total Disablement. Permanent Total Disablement shall mean the inability to work in gainful employment, as described under Item 7 of the applicable Cover Level, and which in all probability will continue as such for the rest of the Insured Person’s life.

Permanent Total Disablement a. As a result of an Accident 100% b. Permanent Total Disablement as a direct 100% result of exposure to the elements of nature as a direct result of an Accident

Permanent Total Disablement. If during the Policy Year, the Insured Person sustains Injury which directly results in Permanent Total Disablement within twelve

Permanent Total Disablement. If the Insured Person suffers Permanent Total Disablement (of the nature specified in the table below) within twelve months from the date of occurrence of an Injury solely and directly due to an Accident occurring during the Trip within the Period of Insurance, We shall pay in accordance with the cover opted for and specified in the Policy Schedule / Certificate of Insurance, provided that Permanent Total Disablement is solely and directly due to the Injury and the Insured Person or his representative arranges for the immediate treatment of the Insured Person in a Hospital. Permanent Total Disablement (PTD) Loss of sight of both eyes, or actual loss by physical separation of two entire hands or two entire feet, or one entire hand and one entire foot, or loss of sight of one eye, and loss of one entire hand or one entire foot 100% Loss of sight of one eye, or actual loss by physical separation of one entire hand or one entire foot 50% For the purpose of this Benefit only, physical separation of a hand or foot means actual severance of hand at or above the wrist, and of foot at or above the ankle. The criteria for deciding total loss of function of body part or organ for the permanent total disablement shall be based on a certificate from treating Medical Practitioner/ independent Medical Practitioner

Permanent Total Disablement a) If the Primary Insured Member and/or his/her Spouse as specified in the Certificate of Insurance suffers an Injury during the Cover Period, which directly results in any of the following Insured Events within twelve calendar months of the occurrence of the Injury, the company will pay the amount specified against this Benefit in the Certificate of Insurance:

Permanent Total Disablement. As Follows

Permanent Total Disablement. (PTD) i) Loss of sight of both eyes, or Physical Separation/ Loss of Use of two entire hands or two entire feet, or one entire hand and one entire foot, or of such Loss of sight of one eye and such Physical Separation/ Loss of Use of one entire hand or one entire foot. ii) Physical Separation/ Loss of Use of two hands or two feet, or of one hand and one foot, or of Loss of sight of one eye and Loss of Use of one hand or one foot. iii) If such Injury shall as a direct consequence thereof, permanently, and totally, disable the Insured Person from engaging in any employment or occupation of any description whatsoever. We will only accept one claim under this Benefit in the lifetime of the Insured Person. On the acceptance of a claim under this Benefit, all cover under this Benefit in respect of the Insured Person shall immediately and automatically cease but insurance cover under any other applicable Benefits under this Policy whether in the present Period of Insurance or any subsequent Period of Insurance shall continue subject to the availability of the Sum Insured and the terms, conditions and exclusions of the Policy. This benefit is applicable on an individual basis irrespective of type of policy (Individual/ Floater).

Permanent Total Disablement. The company shall pay the benefit equal to 100% of Sum Insured, specified in the policy schedule, if an insured Person suffers Permanent Total Disablement of the nature specified below, solely and directly due to an Accident during Period of Insurance while the Insured Person is travelling as a passenger on a Common Carrier, provided that the Permanent Total Disablement occurs within 365 days from the date of the Accident: a) Total and irrecoverable loss of sight of both eyes or b) Physical separation or loss of use of both hands or feet or c) Physical separation or loss of use of one hand and one foot or d) loss of sight of one eye and Physical separation or loss of use of hand or foot

Permanent Total Disablement. A permanent, total and irrecoverable disablement which totally prevents an Insured Person from working in their usual occupation which in all probability will continue for the remainder of their natural life as determined by a Medical Consultant.