Common use of Product Types Clause in Contracts

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score -------------------------------------------------------------------------------------------------------------------------------- ARM - 10 Year IO/1 Month 8 2,526,702 1.48 4.608 297 79.85 745 Interest Only - ARM 2 Year/6 Month 654 154,414,439 90.26 6.305 357 82.95 629 Interest Only - ARM 3 Year/6 Month 68 14,134,152 8.26 6.285 357 82.17 633 -------------------------------------------------------------------------------------------------------------------------------- Total: 730 171,075,293 100 6.278 356 82.84 631 --------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score -------------------------------------------------------------------------------------------------------------------------------- ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Interest Only ARM - 10 Year IO/1 5 Year/6 Month 8 2,526,702 1.48 4.608 297 79.85 745 53 12,557,858 12.96 6.062 357 81.88 682 Interest Only ARM - ARM 2 Year/6 Month 654 154,414,439 90.26 6.305 343 84,353,088 87.04 6.08 357 82.95 629 Interest Only - ARM 3 Year/6 Month 68 14,134,152 8.26 6.285 357 82.17 633 -------------------------------------------------------------------------------------------------------------------------------- 81.29 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 730 171,075,293 396 96,910,946 100 6.278 356 82.84 631 --------------------------------------------------------------------------------------------------------------------------------6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score -------------------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 10 Year IO/1 5 Year/6 Month 8 2,526,702 1.48 4.608 297 79.85 745 40 12,769,395 6.26 6.150 358 80.52 671 Interest Only ARM - ARM 2 Year/6 Month 654 154,414,439 90.26 6.305 357 82.95 629 Interest Only - ARM 3 Year/6 Month 68 14,134,152 8.26 6.285 357 82.17 633 -------------------------------------------------------------------------------------------------------------------------------- 608 191,101,736 93.74 6.324 358 81.32 683 --------------------------------------------------------------------------------------------------------------------------------- Total: 730 171,075,293 100 6.278 356 82.84 631 --------------------------------------------------------------------------------------------------------------------------------648 203,871,131 100.00 6.313 358 81.27 682 ---------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score -------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Interest Only ARM - 10 Year IO/1 5 Year/6 Month 8 2,526,702 1.48 4.608 297 79.85 745 40 12,769,395 6.26 6.150 358 80.52 671 Interest Only ARM - ARM 2 Year/6 Month 654 154,414,439 90.26 6.305 357 82.95 629 Interest Only - ARM 3 Year/6 Month 68 14,134,152 8.26 6.285 357 82.17 633 -------------------------------------------------------------------------------------------------------------------------------- 608 191,101,736 93.74 6.324 358 81.32 683 ------------------------------------------------------------------------------------------------------------------------------------ Total: 730 171,075,293 100 6.278 356 82.84 631 --------------------------------------------------------------------------------------------------------------------------------648 203,871,131 100.00 6.313 358 81.27 682 ------------------------------------------------------------------------------------------------------------------------------------