Common use of Protecting Your Account Clause in Contracts

Protecting Your Account. By giving you online access to your account, you assume joint responsibility, with the Bank, for the protection of your account and personal information. We will do the following to protect your account and personal information: • Access to your account(s) online will require the use of a valid password selected by you. • Access to the Online Banking portion of TrustTexas Bank web site requires the use of a web browser capable of supporting encryption of data transmitted between the computer you are using and our web site. • If you are logged onto the Online Banking Service and no activity occurs for 10 minutes, you will be automatically logged off. • We will adhere to the privacy principles detailed in our Privacy Statement, which is available online or at any of our banking locations. • Details of any online transactions will appear on your next periodic statement. As a TrustTexas Bank, SSB Online Banking user, you agree to do the following: • The first time you use TrustTexas Bank’s Online Banking Service, you will be required to select a username and password. • You will safeguard your password, as it is the access device to your account and information online. Our recommendations regarding care of your password appear below under the heading "Preventing Unauthorized Access to Your Account." • You are authorizing TrustTexas Bank, SSB to act on instructions received under your password. • Never leave your account information displayed where it is accessible to others. • When your Online Banking session is complete, you will sign, or log, off of the system. • You will contact us immediately if you suspect an unauthorized person has knowledge of your password or if you think your account has been compromised in any other manner. The instructions for notifying us, and your liability for unauthorized transactions, appear below. • You will examine your periodic statement promptly upon receipt and notify us immediately if there are any errors or unauthorized activity.

Protecting Your Account. By giving you online access to your account, you assume joint responsibility, with the Bank, for the protection of your account and personal information. We will do the following to protect your account and personal information: •  Access to your account(s) online will require the use of a valid password selected by you. •  Access to the Online Banking portion of TrustTexas Bank web site requires the use of a web browser capable of supporting encryption of data transmitted between the computer you are using and our web site. •  If you are logged onto the Online Banking Service and no activity occurs for 10 minutes, you will be automatically logged off. •  We will adhere to the privacy principles detailed in our Privacy Statement, which is available online or at any of our banking locations. •  Details of any online transactions will appear on your next periodic statement. As a TrustTexas Bank, SSB Online Banking user, you agree to do the following: •  The first time you use TrustTexas Bank’s Online Banking Service, you will be required to select a username and password. •  You will safeguard your password, as it is the access device to your account and information online. Our recommendations regarding care of your password appear below under the heading "Preventing Unauthorized Access to Your Account." •  You are authorizing TrustTexas Bank, SSB to act on instructions received under your password. •  Never leave your account information displayed where it is accessible to others. •  When your Online Banking session is complete, you will sign, or log, off of the system. •  You will contact us immediately if you suspect an unauthorized person has knowledge of your password or if you think your account has been compromised in any other manner. The instructions for notifying us, and your liability for unauthorized transactions, appear below. •  You will examine your periodic statement promptly upon receipt and notify us immediately if there are any errors or unauthorized activity.

Protecting Your Account. By giving A. Preventing Misuse of Your Account Your role is very important in the prevention of any wrongful use of your account. You must promptly examine your statement upon receipt. If you online find that your records and ours disagree, you must immediately call Customer Service at ▇▇▇-▇▇▇-▇▇▇▇ or write us at P. O. Box 90, Crawford, Texas 76638. Protecting Personal Information - In addition to protecting your account information, you should take precautions to protect your personal identification information, such as your Social Security Number, driver's license number, etc. The disclosure of the information by itself or together with information regarding your account may allow unauthorized access to your account, you assume joint responsibility, account(s). It is your sole responsibility to protect personal information with the Bank, for the protection same level of your account and personal information. We will do the following to care that you protect your account information. Taking Care of Your Online Password - The password that is used to gain access to Online Services through digital banking should be kept confidential. For your protection, we recommend that you change your online password regularly. We recommend that you memorize this online password and personal information: • Access to your account(s) online will require the use of a valid password selected by youdo not write it down. • Access to the Online Banking portion of TrustTexas Bank web site requires the use of a web browser capable of supporting encryption of data transmitted between the computer you You are using and our web site. • If you are logged onto the Online Banking Service and no activity occurs responsible for 10 minutes, you will be automatically logged off. • We will adhere to the privacy principles detailed in our Privacy Statement, which is available online or at any of our banking locations. • Details of any online transactions will appear on your next periodic statement. As a TrustTexas Bank, SSB Online Banking user, you agree to do the following: • The first time you use TrustTexas Bank’s Online Banking Service, you will be required to select a username and password. • You will safeguard keeping your password, as it is the access device to account numbers and other data confidential. If you believe that your online password may have been lost or stolen, or that someone has transferred or may transfer money from your account and information online. Our recommendations regarding care without your authorization or permission, immediately notify Security Bank of your password appear below under the heading "Preventing Crawford Customer Service at ▇▇▇-▇▇▇-▇▇▇▇ or write us at P. O. Box 90 Crawford, TX 76638. B. Unauthorized Access to Transactions in Your Account." • You are authorizing TrustTexas Bank, SSB to act on instructions received under your password. • Never leave your account information displayed where it is accessible to others. • When your Online Banking session is complete, you will sign, or log, off of the system. • You will contact Bank Accounts Notify us immediately if you suspect an unauthorized believe another person has knowledge of improperly obtained your password online password. Also notify us if someone has transferred or may transfer money from your Bank deposit account without your authorization or permission, or if you think suspect any fraudulent activity on your account. Only reveal your account information number to a legitimate entity for a purpose you authorize (such as your utility company or insurance company for automatic payments). To notify us, call Customer Service at 254.486.0003 or write to Security Bank of ▇▇▇▇▇▇▇▇, Customer Service, P. O. Box 90, Crawford, Texas 76638. If your online password has been compromised in any other mannerand an unauthorized transfer has occurred and you tell us within two (2) business days after you learn of the theft or loss, you can lose no more than $50 if someone used your online password without your authorization or permission to access a Bank deposit account. The instructions for notifying If you DO NOT tell us within two (2) business days after you learn of the theft or loss, and we could have stopped someone from taking money without your authorization or permission had you told us, and you could lose as much as $500. Also, if your liability for unauthorized transactionsstatement shows transfers, appear below. • You will examine your periodic statement promptly upon receipt and withdrawals or purchases you did not make or authorize, please notify us immediately at once. If you do not notify us within sixty (60) days after the paper or online statement was sent to you, and we could have stopped someone from taking money if there are you had told us in time, you may not get back any errors money lost after the sixty (60) days. If extenuating circumstances, such as a long trip or unauthorized activityhospital stay, kept you from telling us, the time periods in this section will be extended.