READ YOUR CONTRACT CAREFULLY Clause Samples

The "READ YOUR CONTRACT CAREFULLY" clause serves as a warning or reminder to parties to thoroughly review the terms and conditions of the contract before agreeing to it. This clause typically appears at the beginning or end of a contract, emphasizing the importance of understanding all obligations, rights, and potential liabilities outlined in the document. Its core practical function is to ensure that parties are fully informed and cannot later claim ignorance of the contract's contents, thereby reducing disputes and misunderstandings.
READ YOUR CONTRACT CAREFULLY. This is a legal contract between you (the “Owner”) and Pacific Life Insurance Company (hereinafter referred to as “we”, “us”, “our” and the “Company”). We agree to pay the benefits provided under this Contract, subject to its provisions. We have issued this Contract in consideration of the application and payment of the Initial Purchase Payment.
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READ YOUR CONTRACT CAREFULLY. Signed for Pruco Life Insurance Company of New Jersey, a New Jersey Corporation. /S/ ▇▇▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇ Secretary President
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READ YOUR CONTRACT CAREFULLY. Right to Examine the Contract: If for any reason you are not satisfied with this Contract, you may return it within 10 days from the date you received it to Symetra or to the registered representative who sold you this Contract. When we receive this Contract, we will refund your contract value, your Purchase Payments, or the greater of the two, depending on your state’s requirements. In states where we are required to return Purchase Payments, we reserve the right to allocate all Purchase Payments designated for the various Portfolios to the [Fidelity VIP Money Market Portfolio – Service Class 2] until the Contract is 15 days old. THIS IS A VARIABLE ANNUITY CONTRACT. WHEN YOUR CONTRACT VALUE AND ANNUITY PAYMENTS ARE BASED ON THE INVESTMENT EXPERIENCE OF THE PORTFOLIOS, THE DOLLAR AMOUNTS ARE NOT GUARANTEED AND WILL INCREASE OR DECREASE. ALL VALUES AND PAYMENTS BASED ON THE GUARANTEED INTEREST PERIOD FIXED ACCOUNT OPTION, WHEN TAKEN BEFORE THE END OF A GUARANTEED PERIOD, MAY BE SUBJECT TO A MARKET VALUE ADJUSTMENT. THE MARKET VALUE ADJUSTMENT MAY CAUSE SUCH VALUES AND PAYMENTS TO INCREASE OR DECREASE. SEE “PURCHASE PAYMENT PROVISIONS”, “INVESTMENT OPTIONS”, AND “ANNUITY PAYMENT PROVISIONS” FOR DETAILS. DEFINITIONS THE ANNUITY CONTRACT PURCHASE PAYMENT PROVISIONS INVESTMENT OPTIONS CHARGES WITHDRAWAL PROVISIONS ANNUITY PAYMENT PROVISIONS DEATH BENEFIT PROVISIONS GENERAL PROVISIONS ANNUITY PURCHASE RATE TABLES
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READ YOUR CONTRACT CAREFULLY. This contract is a legal contract between the contract owner and Fortis Benefits Insurance Company. <TABLE> <CAPTION> TABLE OF CONTENTS Page # <S> <C> Annuitant. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 Beneficiary. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4
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READ YOUR CONTRACT CAREFULLY. This contract is a legal contract between the contract owner and First Fortis Life Insurance Company. TABLE OF CONTENTS Page # Annuitant 2 Beneficiary 4 Death Benefit 10 & 11 Definitions 2 & 3 Fixed Account 6 & 7 Fixed Annuity Payments 12 General Provisions 4 & 5 Guarantees 6 Market Value Adjustment 7 Purchase Payments 5 Surrenders 9 & 10 Termination 5 Transfers 9 Variable Account 8 Variable Annuity Payments 12 & 13 Any contract amendments or endorsements follow the Contract Data Page. Additional benefits added by rider follow the Optional Annuity Forms Tables. The application is the last page of the contract. ANNUITANT: BENEFICIARY AT ISSUE: CONTRACT NUMBER: CONTRACT ISSUE DATE: OWNER: ANNUITY COMMENCEMENT DATE: INITIAL PURCHASE PAYMENT: MAXIMUM ASSET CHARGE FACTOR: 1.35% Annually (or .0036986% Daily) (For the Variable Account Only) CURRENT MAXIMUM TRANSFER CHARGE: $ 0.00 $25.00
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Related to READ YOUR CONTRACT CAREFULLY

  • PLEASE READ CAREFULLY THIS AGREEMENT INCLUDES A RELEASE OF ALL KNOWN AND UNKNOWN CLAIMS.

  • Know Your Customer Information The Administrative Agent shall have received at least three Business Days prior to the Closing Date all documentation and other information about the Borrower as has been reasonably requested by the Administrative Agent at least 10 Business Days prior to the Closing Date that is required by regulatory authorities under applicable “know your customer” and anti-money laundering rules and regulations, including without limitation the USA PATRIOT Act.

  • PLEASE READ THIS NEXT SECTION CAREFULLY Although there will be circumstances when it is appropriate to seek parental consent, children’s data protection and privacy rights are their own. The law considers that children of average maturity will, from the age of around 12, have sufficient awareness of their own privacy to make certain choices relating to their personal data themselves. Parents’ views remain important, but sometimes the law will require us to give more weight to the decision the child makes about his or her own privacy. For most purposes, it will not in fact be necessary or practical for us to obtain consent from you (or your child) for the use we make of your (or your child’s) personal data. The law recognises this but also requires that, as far as possible, we set out clearly what these uses will be. Please also see our 'Privacy Notice' which is available on the School's website.

  • Using Your Card You understand that the use of your credit card or credit card account will constitute acknowledgement of receipt and agreement to the terms of the Credit Card Agreement and Credit Card Account Opening Disclosure (Disclosure). You may use your card to make purchases from merchants and others who accept your card. The credit union is not responsible for the refusal of any merchant or financial institution to honor your card. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. In addition, you may obtain cash advances from the Credit Union, from other financial institutions that accept your card, and from some automated teller machines (ATMs). (Not all ATMs accept your card.) If the credit union authorizes ATM transactions with your card, it will issue you a personal identification number (PIN). To obtain cash advances from an ATM, you must use the PIN issued to you for use with your card. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Even if you use your card for an illegal transaction, you will be responsible for all amounts and charges incurred in connection with the transaction. If you are permitted to obtain cash advances on your account, you may also use your card to purchase instruments and engage in transactions that we consider the equivalent of cash. Such transactions will be posted to your account as cash advances and include, but are not limited to, wire transfers, money orders, bets, lottery tickets, and casino gaming chips, as applicable. This paragraph shall not be interpreted as permitting or authorizing any transaction that is illegal.

  • Anti-Money Laundering and Red Flag Identity Theft Prevention Programs The Trust acknowledges that it has had an opportunity to review, consider and comment upon the written procedures provided by USBFS describing various tools used by USBFS which are designed to promote the detection and reporting of potential money laundering activity and identity theft by monitoring certain aspects of shareholder activity as well as written procedures for verifying a customer’s identity (collectively, the “Procedures”). Further, the Trust and USBFS have each determined that the Procedures, as part of the Trust’s overall Anti-Money Laundering Program and Red Flag Identity Theft Prevention Program, are reasonably designed to: (i) prevent each Fund from being used for money laundering or the financing of terrorist activities; (ii) prevent identity theft; and (iii) achieve compliance with the applicable provisions of the Bank Secrecy Act, Fair and Accurate Credit Transactions Act of 2003 and the USA Patriot Act of 2001 and the implementing regulations thereunder. Based on this determination, the Trust hereby instructs and directs USBFS to implement the Procedures on the Trust’s behalf, as such may be amended or revised from time to time. It is contemplated that these Procedures will be amended from time to time by the parties as additional regulations are adopted and/or regulatory guidance is provided relating to the Trust’s anti-money laundering and identity theft responsibilities. USBFS agrees to provide to the Trust: (a) Prompt written notification of any transaction or combination of transactions that USBFS believes, based on the Procedures, evidence money laundering or identity theft activities in connection with the Trust or any Fund shareholder; (b) Prompt written notification of any customer(s) that USBFS reasonably believes, based upon the Procedures, to be engaged in money laundering or identity theft activities, provided that the Trust agrees not to communicate this information to the customer; (c) Any reports received by USBFS from any government agency or applicable industry self-regulatory organization pertaining to USBFS’ Anti-Money Laundering Program or the Red Flag Identity Theft Prevention Program on behalf of the Trust; (d) Prompt written notification of any action taken in response to anti-money laundering violations or identity theft activity as described in (a), (b) or (c) immediately above; and (e) Certified annual and quarterly reports of its monitoring and customer identification activities pursuant to the Procedures on behalf of the Trust. The Trust hereby directs, and USBFS acknowledges, that USBFS shall (i) permit federal regulators access to such information and records maintained by USBFS and relating to USBFS’ implementation of the Procedures, on behalf of the Trust, as they may request, and (ii) permit such federal regulators to inspect USBFS’ implementation of the Procedures on behalf of the Trust.