Remote Deposit Capture Process. You may use Remote Deposit Anywhere (RDA) to photograph an image of checks with your mobile device creating an electronic image and you may transmit the electronic image that the Credit Union will deposit to your account. If we approve the Remote Deposit Capture (RDC) service for you, you must use your Login ID and password and a scanner to create an electronic image and transmit the electronic image that the Credit Union will deposit to your account. The Credit Union's processing agent shall perform an image quality assessment of the imaged checks and shall convert items meeting the Credit Union's required standards into substitute checks to facilitate the deposit and collection of such items. You agree that the manner in which checks are cleared or presented for payment shall be determined by Credit Union, in its sole discretion. We reserve the right to select the clearing agents through which we clear checks.
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Sources: Online Banking Agreement, Online Banking Service Agreement