REPRESENTATIONS AND WARRANTIES OF THE ASSUMING INSTITUTION Clause Samples

REPRESENTATIONS AND WARRANTIES OF THE ASSUMING INSTITUTION. 39 ARTICLE XII. INDEMNIFICATION 41

REPRESENTATIONS AND WARRANTIES OF THE ASSUMING INSTITUTION. 33 13.1 Expenses 39 Module 1 – Whole Bank w/ Optional Shared Loss Agreements Community Central Bank Version 3.01 – PURCHASE AND ASSUMPTION AGREEMENT Mount Clemens, MI December 8, 2010 13.2 Waiver of Jury Trial 39 13.3 Consent; Determination or Discretion 39 13.4 Rights Cumulative 40 13.5 References 40 13.6 Notice 40 13.7 Entire Agreement 41 13.8 Counterparts 41 13.9 Governing Law 41 13.10 Successors 41 13.11 Modification 41 13.12 Manner of Payment 41 13.13 Waiver 41 13.14 Severability 42 13.15 Term of Agreement 42 13.16 Survival of Covenants, Etc. 42 * Excluded Deposit Liability Accounts Schedule 2.1(a) 44 Purchase Price of Assets or any other assets Schedule 3.2 45 * Excluded Securities Schedule 3.5(l) 47 * Data Retention Catalog Schedule 6.3 49 Accounts Excluded from Calculation of Deposit Franchise Bid Premium Schedule 7 53 Final Legal Notice Exhibit 2.3A 53 Affidavit of Mailing Exhibit 2.3B 55 Valuation of Certain Qualified Financial Contracts Exhibit 3.2(c) 56 Interim Asset Servicing Arrangement Exhibit 4.13 58 Single Family Shared-Loss Agreement Exhibit 4.15A 62 Commercial Shared-Loss Agreement Exhibit 4.15B 80 * These Schedules have been omitted from this filing pursuant to Item 601(b)(2) of Regulation S-K. Talmer Bancorp, Inc. agrees to furnish a copy of such Schedules to the Securities and Exchange Commission upon request. Module 1 Whole Bank w/ Optional Shared Loss Agreements Community Central Bank Version 3.01 – PURCHASE AND ASSUMPTION AGREEMENT Mount Clemens, MI December 8, 2010 THIS AGREEMENT, made and entered into as of the 29th day of April, 2011, by and among the FEDERAL DEPOSIT INSURANCE CORPORATION, RECEIVER OF COMMUNITY CENTRAL BANK, MOUNT CLEMENS, MICHIGAN (the “Receiver”), TALMER BANK & TRUST, organized under the laws of the State of Michigan, and having its principal place of business in Troy, Michigan (the “Assuming Institution”), and the FEDERAL DEPOSIT INSURANCE CORPORATION, organized under the laws of the United States of America and having its principal office in Washington, D.C., acting in its corporate capacity (the “Corporation”).

REPRESENTATIONS AND WARRANTIES OF THE ASSUMING INSTITUTION. The Assuming Institution represents and warrants to the Corporation and the Receiver as follows: Module 1 — Whole Bank w/ Loss Share — P&A Peninsula Bank Version 2.06 Englewood, Florida May 24, 2010

REPRESENTATIONS AND WARRANTIES OF THE ASSUMING INSTITUTION. The Assuming Institution represents and warrants to the Corporation and the Receiver as follows: Module 1 — Whole Bank w/ Optional Shared Loss Agreements Coastal Bank Version 3.01 — Purchase and Assumption Agreement Cocoa Beach, FL December 8, 2010

REPRESENTATIONS AND WARRANTIES OF THE ASSUMING INSTITUTION. 32 13.1 Expenses 39 Module 1 – Whole Bank w/ Optional Shared Loss Agreements Citizens Bank of Effingham Version 3.0 – Purchase and Assumption Agreement Springfield, Georgia December 8, 2010 13.2 Waiver of Jury Trial 39 13.3 Consent; Determination or Discretion 39 13.4 Rights Cumulative 39 13.5 References 39 13.6 Notice 39 13.7 Entire Agreement 40 13.8 Counterparts 40 13.9 Governing Law 41 13.10 Successors 41 13.11 Modification 41 13.12 Manner of Payment 41 13.13 Waiver 41 13.14 Severability 41 13.15 Term of Agreement 42 13.16 Survival of Covenants, Etc. 42 Page Excluded Deposit Liability Accounts Schedule 2.1(a) 44 Purchase Price of Assets or any other assets Schedule 3.2 46 Excluded Securities Schedule 3.5(l) 48 Data Retention Catalog Schedule 6.3 49 Accounts Excluded from Calculation of Deposit Franchise Bid Premium Schedule 7 51 Page Final Legal Notice Exhibit 2.3A 66 Affidavit of Mailing Exhibit 2.3B 68 Valuation of Certain Qualified Financial Contracts Exhibit 3.2(c) 69 Interim Asset Servicing Arrangement Exhibit 4.13 71 Single Family Shared-Loss Agreement Exhibit 4.15A 75 Commercial Shared-Loss Agreement Exhibit 4.15B 80 Module 1 – Whole Bank w/ Optional Shared Loss Agreements Citizens Bank of Effingham Version 3.0 – Purchase and Assumption Agreement Springfield, Georgia December 8, 2010

REPRESENTATIONS AND WARRANTIES OF THE ASSUMING INSTITUTION. The Assuming Institution represents and warrants to the Corporation and the Receiver as follows: Module 1 Whole Bank w/ Loss Share – P&A Home Valley Bank Version 2.07 Cave Junction, Oregon June 10, 2010 32

REPRESENTATIONS AND WARRANTIES OF THE ASSUMING INSTITUTION. 39 1.1 Corporate Existence and Authority 39 1.2 Third Party Consent 39 1.3 Execution and Enforceability 39 1.4 with Law39

REPRESENTATIONS AND WARRANTIES OF THE ASSUMING INSTITUTION. 36 11.1 Corporate Existence and Authority 36 11.2 Third Party Consent 36 11.3 Execution and Enforceability 36 11.4 Compliance with Law 36 I1.5 Insured or Guaranteed Loans 37 11.6 Representations Remain True 37 11.7 No Reliance; Independent Advice 37 ARTICLE XII INDEMNIFICATION 37 12.1 Indemnification oflndemnitees 37 12.2 Conditions Precedent to Indemnification 40 12.3 No Additional Warranty 41 12.4 Indemnification of Receiver and Corporation 41 12.5 Obligations Supplemental 42 12.6 Criminal Claims 42 12.7 Limited Guaranty of the Corporation 42 12.8 Subrogation 42 ARTICLE XIII. MISCELLANEOUS 42 13.1 Expenses 42 13.2 Waiver of J ury Trial 43 13.3 Consent; Determination or Discretion 43 13.4 Rights Cumulative .................................................. 43 13.11 Modification 45 13.5 References .............................................................. 43 13.12 Manner of Payment 45 13.6 Notice...................................................................... 43 13.1 3 Waiver 45 13.7 Entire Agreement.................................................... 44 13.14 Severability 45 13.8 Counterparts...... ...................................................... 44 13.15 Term of Agreement 45 13.9 Governing Law ....................................................... 44 13.16 Survival of Covenants, Etc 46 13.10 Successors 45 Excluded Deposit Liability Accounts ................................................................................................ Schedule 2.l(a) 48 Purchase Price of Assets or any other assets.......................................................................................... Schedule 3.2 49 Excluded Securities............................................................................................................................ Schedule 3.5(1) 51 Excluded Other Real Estate and Subsidiaries ................................................................................. Schedule 3 .5(m) 52 Bank Premises in Underserved Areas ............................................................................................... Schedule 4. l(b) 53 Data Retention Catalog.......................................................................................................................... Schedule 6.3 54 Accounts Excluded from Calculation of Deposit Franchise Bid Premium............................................... Schedule 7 56 Final Legal Notice......................................................................................

REPRESENTATIONS AND WARRANTIES OF THE ASSUMING INSTITUTION. 32 13.1 Expenses 39 Module 1 – Whole Bank w/ Optional Shared Loss Agreements Atlantic Southern Bank 1.1 PURCHASE AND ASSUMPTION AGREEMENT Macon, Georgia May 20, 2011