Common use of Requirements for Non-Safe Harbor Matching Contributions Clause in Contracts

Requirements for Non-Safe Harbor Matching Contributions. (1) Age Requirement 0 (max. 21 – enter zero if none) (2) Service Requirement (check one) x A) None ¨ B) -Year Period of Service (max. 2, but Vesting must be 100% if more than 1 year is used) ¨ C) -month Period of Service (max. 24, but Vesting must be 100% if more than 12 months are used) ¨ D) -week Period of Service (max. 104, but Vesting must be 100% if more than 52 weeks are used) ¨ E) -day Period of Service (max. 730, but Vesting must be 100% if more than 365 days are used) ¨ F) Year(s) of Service (max. 2, but Vesting must be 100% if more than 1 year is used) ¨ G) 1 Year of Service, or if earlier, (max. 11) consecutive calendar months of employment ¨ in which the Employee is credited with at least Hours of Service per month ¨ H) 1 Year of Service, or if earlier, (max. 51) consecutive weeks of employment ¨ in which the Employee is credited with at least Hours of Service per week ¨ I) 1 Year of Service, or if earlier, (max. 364) consecutive days of employment ¨ in which the Employee is credited with at least Hours of Service per day

Requirements for Non-Safe Harbor Matching Contributions. (1) Age Requirement 0 (max. 21 – 21- enter zero if none) (2) Service Requirement (check one) x ) ¨ A) None ¨ B) -Year Period of Service (max. 2, but Vesting must be 100% if more than 1 year is used) ¨ C) -month Period of Service (max. 24, but Vesting must be 100% if more than 12 months are used) ¨ D) -week Period of Service (max. 104, but Vesting must be 100% if more than 52 weeks are used) ¨ E) -day Period of Service (max. max 730, but Vesting must be 100% if more than 365 days are used) ¨ F) Year(s-Year(s) of Service (max. max 2, but Vesting must be 100% if more than 1 year is used) ¨ G) 1 Year of Service, or if earlier, (max. 11) consecutive calendar months of employment ¨ in which the Employee is credited with at least Hours of Service per month ¨ H) 1 Year of Service, or if earlier, (max. 51) consecutive weeks of employment ¨ in which the Employee is credited with at least Hours of Service per week ¨ I) 1 Year of Service, or if earlier, (max. 364) consecutive days of employment ¨ in which the Employee is credited with at least Hours of Service per day

Requirements for Non-Safe Harbor Matching Contributions. (1) Age Requirement 0 (max. 21 – — enter zero if none) (2) Service Requirement (check one) x A) None ¨ B) -Year Period of Service (max. 2, but Vesting must be 100% if more than 1 year is used) ¨ C) -month Period of Service (max. 24, but Vesting must be 100% if more than 12 months are used) ¨ D) -week Period of Service (max. 104, but Vesting must be 100% if more than 52 weeks are used) ¨ E) -day Period of Service (max. 730, but Vesting must be 100% if more than 365 days are used) ¨ F) Year(s-Year(s) of Service (max. 2, but Vesting must be 100% if more than 1 year is used) ¨ G) 1 Year of Service, or if earlier, (max. 11) consecutive calendar months of employment ¨ in which the Employee is credited with at least Hours of Service per month ¨ H) 1 Year of Service, or if earlier, (max. 51) consecutive weeks of employment ¨ in which the Employee is credited with at least Hours of Service per week month ¨ I) 1 Year of Service, or if earlier, (max. 364) consecutive days of employment ¨ in which the Employee is credited with at least Hours of Service per day

Requirements for Non-Safe Harbor Matching Contributions. (1) Age Requirement 0 (max. 21 – — enter zero if none) (2) Service Requirement (check one) x o A) None ¨ None o B) -Year Year Period of Service (max. 2, but Vesting must be 100% if more than 1 year is used) ¨ ) o C) -month month Period of Service (max. 24, but Vesting must be 100% if more than 12 months are used) ¨ ) o D) -week week Period of Service (max. 104, but Vesting must be 100% if more than 52 weeks are used) ¨ ) o E) -day day Period of Service (max. 730, but Vesting must be 100% if more than 365 days are used) ¨ ) o F) Year(s) of Service (max. 2, but Vesting must be 100% if more than 1 year is used) ¨ ) o G) 1 Year of Service, or if earlier, (max. 11) consecutive calendar months of employment ¨ o in which the Employee is credited with at least Hours of Service per month ¨ month o H) 1 Year of Service, or if earlier, (max. 51) consecutive weeks of employment ¨ o in which the Employee is credited with at least Hours of Service per week ¨ week o I) 1 Year of Service, or if earlier, (max. 364) consecutive days of employment ¨ o in which the Employee is credited with at least Hours of Service per day