TERMS AND CONDITIONS OF YOUR ACCOUNT Sample Clauses

TERMS AND CONDITIONS OF YOUR ACCOUNT. This Personal Account Agreement (“Agreement”) explains important terms and conditions which govern your consumer deposit account(s) with us. Please read this Agreement carefully and keep it with your banking records for future reference. When you sign our signature card and/or continue to have an account with us, you and each authorized signer on your account(s) effectively agree to this Agreement, together with any applicable disclosures and related service agreements, including Mechanics Bank’s Schedule of Fees and Charges (“Fee Schedule”), the Account Disclosure and Receipt for Time Deposit, which includes product and rate disclosure information provided separately from this Agreement, all or any of which may be amended from time to time by us.

TERMS AND CONDITIONS OF YOUR ACCOUNT. This Business Account Agreement (“Agreement”) explains important terms and conditions which govern your business deposit account(s) with us. Please read this Agreement carefully and keep it with your banking records for future reference. You agree that your accounts will only be established and used for business and/or commercial purposes, and not for personal, family or household purposes. When you sign our signature card and/or continue to have an account with us, you and each authorized signer on your account(s) effectively agree to this Agreement, together with any applicable disclosures and related service agreements, including Mechanics Bank’s Schedule of Fees and Charges (“Fee Schedule”), the Account Disclosure and Receipt for Time Deposit, which includes product and rate disclosure information provided separately from this Agreement, and all or any of which may be amended from time to time by us.

TERMS AND CONDITIONS OF YOUR ACCOUNT. AGREEMENT - This document, along with any other documents we give you pertaining to your account(s), is a contract (also referred to as “this agreement”) that

TERMS AND CONDITIONS OF YOUR ACCOUNT. This Disclosures and Deposit Account Agreement (“Agreement”) words “business days” mean Monday through Friday, except for federal holidays. Please use telephone number ▇-▇▇▇-▇▇▇-▇▇▇▇ when calling us with any telephone inquiries, notice of possible errors, or other questions about your Accounts. Also, as used in this Agreement, written notice to us is not effective until the day we receive it and does not extend any notification time period while in transit. Any mailed written notice should be addressed to: contains provisions which governs your account(s) with us, Pinnacle Bank, including your checking, savings and money market accounts (“Accounts”). Please read this Agreement carefully and retain it for future reference. When you complete your new account enrollment, you agree to be bound by the terms of this Agreement. If not included elsewhere in this Agreement, you will receive a separate and current schedule of interest rates, qualifying balances, and fees (“charges”) that apply to your Accounts. These charges are also part of this Agreement. We reserve the right to alter or modify these charges at our discretion upon 30 days’ advance notice to you. These altered or modified charges become part of this Agreement. If you have any questions, please call us. Much of our relationship with our depositors is governed by state and federal law and rules (which may change from time to time). This body of law is too large and complex to be reproduced here. The purpose of this Agreement is to: • Summarize the existing rules applicable to the more common transactions; • Establish rules to govern transactions or events which the law does not regulate; • Establish rules for certain events or transactions which the law already regulates but permits variation by agreement; and • Provide you our funds availability and electronic funds transfer disclosures. Unless stated differently in this Agreement, your Accounts are subject to the substantive laws of the state where your account is opened. In the case of Accounts opened online in states where Pinnacle Bank does not have a branch presence, the applicable state law will be Tennessee. We may permit some variations from this Agreement, but any of those variations must be agreed to by us in writing either on our signature card for the Account or in some written form.

TERMS AND CONDITIONS OF YOUR ACCOUNT. Agreement

TERMS AND CONDITIONS OF YOUR ACCOUNT. In addition, we have the right to obtain and disclose information regarding your designated account or transactions on your designated account from or to a Payee or financial institution to resolve problems associated with a payment-posting or funds transfer.

TERMS AND CONDITIONS OF YOUR ACCOUNT. 2 ARBITRATION NOTICE 7 ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES 8 YOUR ABILITY TO WITHDRAW FUNDS 9 SUBSTITUTE CHECKS AND YOUR RIGHTS 10 TRUTH-IN-SAVINGS DISCLOSURE 11 TERMS AND CONDITIONS OF YOUR ACCOUNT IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

TERMS AND CONDITIONS OF YOUR ACCOUNT. AGREEMENT - This document, along with any other documents we give you pertaining to your account(s), is a contract that establishes rules which control your account(s) with us. Please read this carefully. By signing (manually, electronically or otherwise) or submitting (electronically, orally or otherwise) an application or other form when you open or request an account, product or service, or by otherwise opening or using an account, product or service, you agree that you (and your heirs, successors, representatives, or assignees, if any) will be bound by the terms of this agreement, together will all amendments thereto in effect from time to time. In addition, if we convert your account into another type of account, whether at your request or as we are authorized under this agreement, your continued use of the account after we have provided notice to you of such account conversion confirms your agreement to the terms of the converted account. You will receive a separate schedule of rates, qualifying balances, and fees if they are not included in this document. If you have any questions, please call us.

TERMS AND CONDITIONS OF YOUR ACCOUNT. This Account Agreement – Personal (“Agreement”) explains important terms and conditions which govern your account(s) with us. Please read this Agreement carefully and keep it with your banking records for future reference. When you sign our signature card and/or continue to have an account with us, you and each authorized signer on your accounts effectively agree to this Agreement, together with any applicable disclosures and related service agreements, including Mechanics Bank’s schedule of fees and charges (“Fee Schedule”) and the Truth in Savings disclosure which includes product and rate disclosure information provided separately from this Agreement, all or any of which may be amended from time to time by us.