Common use of Transactions Available Clause in Contracts

Transactions Available. You may use Partners Phone Banking and Partners Online Banking to perform: • Savings balance inquiry • Checking balance inquiry • Traditional Christmas Club balance inquiry • Certificate inquiry • Check withdrawal from savings • Line of credit advance • Loan inquiry • Transfer from savings to savings • Transfer from savings to checking • Transfer from my other institution (deposit or payment) • Transfer from savings to Traditional Christmas Club • Transfer from checking to or from savings • Transfer from checking to Traditional Christmas Club • Transfer from savings to loan • Transfer from checking to loan • Transfer from line of credit to savings • Transfer from line of credit to checking • Transfer from Checking to Credit card • Transfer from Savings to Credit card • Transfer for future dated transactions • Transfer for Recurring transactions • Savings history • Checking history • Loan history • Certificate history • See if a specific check has cleared • Stop payments (we may request written authorization within 14 days of request) • Copy of checks cleared (not available for paper checks converted to an Electronic Funds Transfer) • Check orders (not available Partners Jamz Checking) • Obtain tax information (including dividends earned, IRA contribution information and total interest paid) • Access bill payment service • Electronic statement delivery (eStatements) • Send secure messages • Partners Mobile Deposit Service • Person to Person transfers • Transactions and inquiries through selected mobile devices • Other transactions may become available from time to time. Transactions made through Partners Phone Banking or Partners Online banking are binding only after verification by the Credit Union. BILL PAYMENT: Bill payment service allows you to arrange, at your option, for the payment of your bills from your Partners accounts. Bill payment service may be accessed via Partners Online Banking. Additional terms and conditions will be provided to you electronically via our website. The CU does not charge a monthly bill payment service fee however, special requests may trigger additional fees (refer to the Schedule of Fees). LIMITATIONS ON DOLLAR AMOUNTS OF PERSON TO PERSON TRANSFERS: You may make Person to Person Transfers only to the extent that you have available funds in your Account. For security purposes, the Credit Union establishes limits on the amount of funds transfers that can be made per transaction. Person to Person Transfers are limited to $500 per transaction; a maximum amount of $500 per day; and a 30-Day aggregate limit of $10,000 per recipient from your Eligible Accounts. RIGHT TO STOP PERSON TO PERSON TRANSFERS: You may be able to cancel a person to person payment as long as the transaction has not been claimed by the recipient. For questions or concerns, please contact Partners FCU at 800.948.6677 or ▇▇▇.▇▇▇▇▇▇▇▇▇▇▇.▇▇▇. All other terms and disclosures for our Bill Payment Service and Person to Person (Acculynk) Transfers are contained in the Credit Union’s Online Banking Bill Payment Agreement and Disclosure and Acculynk Terms and Conditions, which by this reference are incorporated into this Disclosure in their entirety. When you log on to Online Banking and/or Mobile Banking services, the Credit Union’s Bill Payment Agreement and Disclosure and Acculynk Terms and Conditions will be available to you. Print copies and retain the Agreement and Disclosure and Terms and Conditions with your records. OVERDRAFT PROTECTION FOR BILL PAYMENTS: Funds are pulled from your account prior to the date the payment is made to the payee. If sufficient available funds are not present in the account, and funds are required from an overdraft savings or loan, the service will not transfer funds in order to process the payment. We may notify you that the bill was not paid as requested. ACCESS TO ACCOUNTS: You understand that you are responsible for the safe keeping of your Password provided by the Credit Union and for all transactions by use of Partners Phone Banking and Online Banking. If you have authorized someone else to use your Password you are responsible for all transactions which that person or persons initiates at any time, even if the amount of transactions exceed what you may have authorized.

Transactions Available. You may use Partners Phone Banking and Partners Online Banking to perform: • Savings balance inquiry • Checking balance inquiry • Traditional Christmas Club balance inquiry • Certificate inquiry • Check withdrawal from savings • Line of credit advance • Loan inquiry • Transfer from savings to savings • Transfer from savings to checking • Transfer from my other institution (deposit or payment) • Transfer from savings to Traditional Christmas Club • Transfer from checking to or from savings • Transfer from checking to Traditional Christmas Club • Transfer from savings to loan • Transfer from checking to loan • Transfer from line of credit to savings • Transfer from line of credit to checking • Transfer from Checking to Credit card • Transfer from Savings to Credit card • Transfer for future dated transactions • Transfer for Recurring transactions • Savings history • Checking history • Loan history • Certificate history • See if a specific check has cleared • Stop payments (we may request written authorization within 14 days of request) • Copy of checks cleared (not available for paper checks converted to an Electronic Funds Transfer) • Check orders (not available Partners Jamz Checking) • Obtain tax information (including dividends earned, IRA contribution information and total interest paid) • Access bill payment service • Electronic statement delivery (eStatements) • Send secure messages through Partners Online Banking only • Partners Mobile Deposit Service • Person to Person transfers • Transactions and inquiries through selected mobile devices • Other transactions may become available from time to time. Transactions made through Partners Phone Banking or Partners Online banking are binding only after verification by the Credit Union. BILL PAYMENT: Bill payment service allows you to arrange, at your option, for the payment of your bills from your Partners accounts. Bill payment service may be accessed via Partners Online Banking. Additional terms and conditions will be provided to you electronically via our website. The CU does not charge a monthly bill payment service fee however, special requests may trigger additional fees (refer to the Schedule of Fees). LIMITATIONS ON DOLLAR AMOUNTS OF PERSON TO PERSON TRANSFERS: You may make Person to Person Transfers only to the extent that you have available funds in your Account. For security purposes, the Credit Union establishes limits on the amount of funds transfers that can be made per transaction. Person to Person Transfers are limited to $500 1,000 per transaction; a maximum of three (3) transactions are allowed per day; a maximum amount of $500 1,000 per dayday per recipient; a 7-day aggregate limit of $5,000; a 30-Day aggregate limit of $10,000; and a 30-Day aggregate limit of $10,000 per recipient from your Eligible Accounts. RIGHT TO STOP PERSON TO PERSON TRANSFERS: You may be able to cancel a person to person payment as long as the transaction has not been claimed by the recipient. For questions or concerns, please contact Partners FCU at 800.948.6677 or ▇▇▇.▇▇▇▇▇▇▇▇▇▇▇.▇▇▇. All other terms and disclosures for our Bill Payment Service and Person to Person (Acculynk) Transfers are contained in the Credit Union’s Online Banking Bill Payment Agreement and Disclosure and Acculynk Terms and Conditions, which by this reference are incorporated into this Disclosure in their entirety. When you log on to Online Banking and/or Mobile Banking services, the Credit Union’s Bill Payment Agreement and Disclosure and Acculynk Terms and Conditions will be available to you. Print copies and retain the Agreement and Disclosure and Terms and Conditions with your records. OVERDRAFT PROTECTION FOR BILL PAYMENTS: Funds are pulled from your account prior to the date the payment is made to the payee. If sufficient available funds are not present in the account, and funds are required from an overdraft savings or loan, the service will not transfer funds in order to process the payment. We may notify you that the bill was not paid as requested. ACCESS TO ACCOUNTS: You understand that you are responsible for the safe keeping of your Password provided by the Credit Union and for all transactions by use of Partners Phone Banking and Online Banking. If you have authorized someone else to use your Password you are responsible for all transactions which that person or persons initiates at any time, even if the amount of transactions exceed what you may have authorized.

Transactions Available. You may use Partners Phone Banking and Partners Online Banking to perform: • Savings balance inquiry • Checking balance inquiry • Traditional Christmas Club balance inquiry • Certificate inquiry • Check withdrawal from savings • Line of credit advance • Loan inquiry • Transfer from savings to savings • Transfer from savings to checking • Transfer from my other institution (deposit or payment) • Transfer from savings to Traditional Christmas Club • Transfer from checking to or from savings • Transfer from checking to Traditional Christmas Club • Transfer from savings to loan • Transfer from checking to loan • Transfer from line of credit to savings • Transfer from line of credit to checking • Transfer from Checking to Credit card • Transfer from Savings to Credit card • Transfer for future dated transactions • Transfer for Recurring transactions • Savings history • Checking history • Loan history • Certificate history • See if a specific check has cleared • Stop payments (we may request written authorization within 14 days of request) • Copy of checks cleared (not available for paper checks converted to an Electronic Funds Transfer) • Check orders (not available Partners Jamz Checking) • Obtain tax information (including dividends earned, IRA contribution information and total interest paid) • Access bill payment service • Electronic statement delivery (eStatements) • Send secure messages • Partners Mobile Deposit Service • Person to Person transfers • Transactions and inquiries through selected mobile devices • Other transactions may become available from time to time. Transactions made through Partners Phone Banking or Partners Online banking are binding only after verification by the Credit Union. BILL PAYMENT: Bill payment service allows you to arrange, at your option, for the payment of your bills from your Partners accounts. Bill payment service may be accessed via Partners Online Banking. Additional terms and conditions will be provided to you electronically via our website. The CU does not charge a monthly bill payment service fee however, special requests may trigger additional fees (refer to the Schedule of Fees). LIMITATIONS ON DOLLAR AMOUNTS OF PERSON TO PERSON TRANSFERS: You may make Person to Person Transfers only to the extent that you have available funds in your Account. For security purposes, the Credit Union establishes limits on the amount of funds transfers that can be made per transaction. Person to Person Transfers are limited to $500 per transaction; a maximum amount of $500 per day; and a 30-Day aggregate limit of $10,000 per recipient from your Eligible Accounts. RIGHT TO STOP PERSON TO PERSON TRANSFERS: You may be able to cancel a person Person to person Person payment as long as the transaction has not been claimed by the recipient. For questions or concerns, please contact Partners FCU at 800.948.6677 80.948.6677 or ▇▇▇.▇▇▇▇▇▇▇▇▇▇▇.▇▇▇. All other terms and disclosures for our Bill Payment Service and Person to Person (Acculynk) Transfers are contained in the Credit Union’s Partners Online Banking Bill Payment Agreement and Disclosure and Acculynk Terms and ConditionsDisclosure, which by this reference are is incorporated into this Disclosure in their its entirety. When you log on to Online Banking and/or Mobile Banking servicesBanking, the Credit Union’s Bill Payment Agreement and Disclosure and Acculynk Terms and Conditions Statement will be available to you. Print copies the copy and retain the Agreement and this Disclosure and Terms and Conditions with your records. OVERDRAFT PROTECTION FOR BILL PAYMENTS: Funds are pulled from your account prior to the date the payment is made to the payee. If sufficient available funds are not present in the account, and funds are required from an overdraft savings or loan, the service will not transfer funds in order to process the payment. We may notify you that the bill was not paid as requested. ACCESS TO ACCOUNTS: You understand that you are responsible for the safe keeping of your Password provided by the Credit Union and for all transactions by use of Partners Phone Banking and Online Banking. If you have authorized someone else to use your Password you are responsible for all transactions which that person or persons initiates at any time, even if the amount of transactions exceed what you may have authorized.