Use of Cards. 4.1 A non-Restricted Card can be used at any Merchant (fees apply, see paragraph 11), a Restricted Card can be used for making transactions in GBP currency and at any Merchant within the UK and Luxembourg that accepts GBP. You can authorise transactions on your Card at any Merchant by entering your PIN or other security code, if the Merchant does not accept chip and PIN authorisation, the Merchant may allow you to authorise the transaction by signature of the receipt. Please be aware that you may not usually stop a transaction once it has been authorised as at this point it is deemed to be received by us. You will be responsible for all transactions where you or any additional Cardholder authorise such transaction, regardless of the manner of such authorisation. 4.2 Cards can be used to make withdrawals at cash machines bearing the Cirrus® or Maestro® Acceptance Marks (fees apply, see paragraph 11). Subject to paragraph 3.6 you can withdraw up to £250 per day but some cash machines may have lower limits. Please note that extra cash machine fees in addition to those shown at paragraph 11 may be charged by certain cash machine providers. 4.3 Your Card is a prepaid card, which means that the Card's Available Balance will be reduced by the full amount of each transaction and authorisation, plus any taxes and charges that are applicable including any additional cash machine charge if any (the 'full deductible amount'). The full deductible amount must be less than or equal to the Available Balance on your Card. You must not use your Card if the full deductible amount exceeds the Available Balance or after the expiry date of the Card. If, for any reason, a transaction is processed for an amount greater than the Available Balance on your Card, you must repay us the amount by which the full deductible amount exceeds your Available Balance within 14 days of receiving an invoice from us. Should you not repay this amount within 14 days of receiving an invoice from us we reserve the right to take all steps necessary, including legal action, to recover any monies outstanding 4.4 You can check your balance and transaction history for free by visiting My Account and by calling Customer Services. 4.5 Due to security safeguards, Merchants that accept your Card are required to seek authorisation from us for all of the transactions that you make. There are some circumstances where Merchants may require you to have an Available Balance greater than the value of the transaction you wish to make. You will only be charged for the actual and final value of the transaction you make. Merchants request this as they may need to access more funds than you initially planned to spend. For example: 4.5.1 Hotels and rental cars - As Merchants may not be able to accurately predict how much your final bill will be, they may request an authorisation for funds greater than your Available Balance. 4.5.2 Restaurants - You will need to have an Available Balance equivalent to the total cost of the meal plus any service charge that could be added to your bill. 4.5.3 Internet Merchants - Certain internet Merchant sites will, on registration or at checkout stage, send a request for payment authorisation to verify if funds are available; this will temporarily impact your Available Balance. Also please bear in mind that many sites won't deduct payment until goods are dispatched so please be aware of these variances on cleared funds when checking your balance and ensure that funds are always available to cover your purchases. 4.5.4 In-flight purchases - Merchants may not be able to authorise your transaction if they cannot obtain an online authorisation from us. Examples include on-board cruise or train charges and some in-flight purchases. 4.6 Your Card cannot be used at self-service petrol pumps. You can use your Card to pay by taking it to the cashier. 4.7 Your Card should not be used as a form of identification. We will decline any authorisation requests from Merchants using your Card for identification purposes. 4.8 The Available Balance on your Account will not earn any interest. 4.9 We may request you to surrender the Card at anytime for a valid reason in accordance with the provisions at paragraph 15 of this Agreement. Where we do so, we will give you back your e-money in accordance with paragraph 7 of this Agreement. 4.10 For Cardholders under 18 years of age the following applies: 4.10.1 Before applying, any applicant under 18 years of age should have obtained approval from a parent or guardian. 4.10.2 Cards must not be used for any purpose for which the Cardholder has not attained the minimum age e.g. gambling, adult entertainment. 4.10.3 We will monitor activity on Cards issued to customers under 18 years of age. Any use of the Card which is considered to be unlawful may result in the Account being suspended in accordance with paragraph 15.2.3 if the activity continues. 4.10.4 We reserve the right to request proof of age at any time. Failure to provide proof of age may also result in the Account being suspended.
Appears in 1 contract
Sources: Cardholder Agreement
Use of Cards. 4.1 A non-Restricted Your Card can be used at any Merchant who accepts Visacard (fees & limits apply apply, see paragraph 11), a Restricted Card can be used for making transactions in GBP currency and at any but no guarantee is provided that every Merchant within the UK and Luxembourg that accepts GBP. You can authorise transactions on will accept your Card at any Merchant by entering your PIN or other security code, if the Merchant does not accept chip and PIN authorisation, the Merchant may allow you to authorise the transaction by signature of the receipt. Please be aware that you may not usually stop for a transaction once it has been authorised as at this point it is deemed to be received by us. You will be responsible for all transactions where you or any additional Cardholder authorise such transaction, regardless of the manner of such authorisationgiven Transaction.
4.2 Cards can be used to make cash withdrawals at cash machines ATMs bearing the Cirrus® Visacard acceptance marks or Maestro® Acceptance Marks at participating banks to make cash advance withdrawals (fees apply, see paragraph 11) up to the amount specified for your particular card (see paragraph 11 and the Fees and Limits Schedule). Subject to paragraph 3.6 you can withdraw up to £250 per day but Please note some cash machines Merchants or ATMs may have lower limitslimits than those permitted under this Agreement. Please note that extra cash machine ATM fees in addition to those shown at paragraph 11 may be charged by certain cash machine ATM providers.
4.3 Your Card is a prepaid card, which means that the Card's Available Balance will be reduced by the full amount of each transaction Transaction and authorisation, plus any taxes and charges that are applicable including any additional cash machine ATM charge if any (the 'full deductible amountFull Deductible Amount'). The full deductible amount Full Deductible Amount must be less than or equal to the Available Balance on your Card. You must not use your Card if the full deductible amount Full Deductible Amount exceeds the Available Balance or after the expiry date of the Card. If, for any reason, a transaction Transaction is processed for an amount greater than the Available Balance on your Card, you must repay us the amount by which the full deductible amount Full Deductible Amount exceeds your Available Balance within 14 days of receiving an invoice from us. Should you not repay this amount within 14 days of receiving an invoice from us we reserve the right to take all steps necessary, including legal action, to recover any monies outstanding.
4.4 You can check your balance and transaction history for free Available Balance by visiting My Account and by contacting the Card Support team, logging into the Website, or calling Customer Servicesthe IVR; fees may apply.
4.5 Due to security safeguards, Merchants that accept your Card are required to seek authorisation from us for all of the transactions that you makeTransactions. There are some circumstances where Merchants may require you to have an Available Balance greater than the value of the transaction Transaction you wish to make. You ; however, you will only be charged for the actual and final value of the transaction Transaction you make. Merchants request this as they may need to access more funds than you initially planned to spend. For example:
4.5.1 Hotels and rental cars - As Merchants may not be able to accurately predict how much your final bill will be, they may request an authorisation for funds greater than your Available Balance.
4.5.2 Restaurants - You will need to have an Available Balance equivalent to the total cost of the meal plus up to 20%. This is to accommodate any service charge that could be added to your bill.
4.5.3 Internet Merchants - Certain internet Internet Merchant sites will, on registration or at checkout stage, send a request for payment authorisation to verify if that funds are available; this will temporarily impact your Available Balance. Also please bear in mind that many sites won't deduct payment until goods are dispatched so please be aware of these variances on cleared funds when checking your balance and ensure that funds are always available to cover your purchases.
4.5.4 In-flight purchases - Merchants may not be able to authorise your transaction Transaction if they cannot obtain an online authorisation from us. Examples include on-board cruise or train charges and some in-flight purchases.
4.5.5 Membership or subscriptions - Please ensure that you always have sufficient Available Balance on your Card if you use it to make recurring charges, such as memberships or subscriptions.
4.6 Self service petrol pumps - Your Card cannot be used at self-self service petrol pumps. You can use your Card to pay by taking it to the cashier.
4.7 Your Card should not be used as a form of identification. We will decline any authorisation requests from Merchants using your Card for identification purposes.
4.8 The Available Balance on your Account will not earn any interest.
4.9 4.8 We may request you to surrender the Card at anytime for a valid reason in accordance with the provisions at of paragraph 15 of this Agreement. Where we do so, we will give you back your e-money in accordance with paragraph 7 of this AgreementAgreement (free of redemption fee charge).
4.10 For Cardholders under 18 years of age the following applies:
4.10.1 Before applying4.9 If you are entitled to a refund for any reason for goods or services obtained with your Card, any applicant under 18 years of age should have obtained approval from a parent or guardian.
4.10.2 Cards must you agree to accept credits to your Card for such refunds. The amounts credited to your Card for refunds may not be used available for any purpose for which up to five (5) days from the Cardholder has not attained date the minimum age e.g. gambling, adult entertainmentrefund transaction occurs.
4.10.3 We will monitor activity on Cards issued to customers under 18 years of age. Any use of the Card which is considered to be unlawful may result in the Account being suspended in accordance with paragraph 15.2.3 if the activity continues.
4.10.4 We reserve the right to request proof of age at any time. Failure to provide proof of age may also result in the Account being suspended.
Appears in 1 contract
Sources: Cardholder Agreement
Use of Cards. 4.1 A non-Restricted Your Card can be used at any Merchant who accepts MasterCard (fees & limits apply, see paragraph 11), a Restricted Card can be used for making transactions in GBP currency and at any but no guarantee is provided that every Merchant within the UK and Luxembourg that accepts GBP. You can authorise transactions on will accept your Card at any Merchant by entering your PIN or other security code, if the Merchant does not accept chip and PIN authorisation, the Merchant may allow you to authorise the transaction by signature of the receipt. Please be aware that you may not usually stop for a transaction once it has been authorised as at this point it is deemed to be received by us. You will be responsible for all transactions where you or any additional Cardholder authorise such transaction, regardless of the manner of such authorisationgiven Transaction.
4.2 Cards can be used to make cash withdrawals at cash machines ATMs bearing the CirrusMasterCard® acceptance marks or Maestro® Acceptance Marks at participating banks to make cash withdrawals (fees apply, see paragraph 11) up to the amount specified for your particular card (see paragraph 11 and the Fees and Limits Schedule). Subject to paragraph 3.6 you can withdraw up to £250 per day but Please note some cash machines Merchants or ATMs may have lower limitslimits than those permitted under this Agreement. Please note that extra cash machine ATM fees in addition to those shown at paragraph 11 may be charged by certain cash machine ATM providers.
4.3 Your Card is a prepaid card, which means that the Card's Available Balance will be reduced by the full amount of each transaction Transaction and authorisation, plus any taxes and charges that are applicable including any additional cash machine ATM charge if any (the 'full deductible amountFull Deductible Amount'). The full deductible amount Full Deductible Amount must be less than or equal to the Available Balance on your Card. You must not use your Card if the full deductible amount Full Deductible Amount exceeds the Available Balance or after the expiry date of the Card. If, for any reason, a transaction Transaction is processed for an amount greater than the Available Balance on your Card, you must repay us the amount by which the full deductible amount Full Deductible Amount exceeds your Available Balance within 14 days of receiving an invoice from us. Should you not repay this amount within 14 days of receiving an invoice from us we reserve the right to take all steps necessary, including legal action, to recover any monies outstanding.
4.4 You can check your balance and transaction history for free Available Balance, logging into your ARI Cardholder Portal, calling the IVR or by visiting My Account and by calling Customer Servicescontacting the Card Support team; fees may apply.
4.5 Due to security safeguards, Merchants that accept your Card are required to seek authorisation from us for all of the transactions that you makeTransactions. There are some circumstances where Merchants may require you to have an Available Balance greater than the value of the transaction Transaction you wish to make. You ; however, you will only be charged for the actual and final value of the transaction Transaction you make. Merchants request this as they may need to access more funds than you initially planned to spend. For example:
4.5.1 Hotels and rental cars - As Merchants may not be able to accurately predict how much your final bill will be, they may request an authorisation for funds greater than your Available Balance.
4.5.2 Restaurants - You will need to have an Available Balance equivalent to the total cost of the meal plus up to 20%. This is to accommodate any service charge that could be added to your bill.
4.5.3 Internet Merchants - Certain internet Internet Merchant sites will, on registration or at checkout stage, send a request for payment authorisation to verify if that funds are available; this will temporarily impact your Available Balance. Also please bear in mind that many sites won't deduct payment until goods are dispatched so please be aware of these variances on cleared funds when checking your balance and ensure that funds are always available to cover your purchases.
4.5.4 In-flight purchases - Merchants may not be able to authorise your transaction Transaction if they cannot obtain an online authorisation from us. Examples include on-board cruise or train charges and some in-flight purchases.
4.5.5 Membership or subscriptions - Please ensure that you always have sufficient Available Balance on your Card if you use it to make recurring charges, such as memberships or subscriptions.
4.6 Self-service petrol pumps - Your Card cannot be used at self-service petrol pumps. You can use your Card to pay by taking it to the cashier.
4.7 Your Card should not be used as a form of identification. We will decline any authorisation requests from Merchants using your Card for identification purposes.
4.8 The Available Balance on your Account will not earn any interest.
4.9 4.8 We may request you to surrender the Card at anytime any time for a valid reason in accordance with the provisions at of paragraph 15 of this Agreement. Where we do so, we will give you back your e-money in accordance with paragraph 7 of this AgreementAgreement (free of redemption fee charge).
4.10 For Cardholders under 18 years of age the following applies:
4.10.1 Before applying4.9 If you are entitled to a refund for any reason for goods or services obtained with your Card, any applicant under 18 years of age should have obtained approval from a parent or guardian.
4.10.2 Cards must you agree to accept credits to your Card for such refunds. The amounts credited to your Card for refunds may not be used available for any purpose for which up to five (5) days from the Cardholder has not attained date the minimum age e.g. gambling, adult entertainmentrefund transaction occurs.
4.10.3 We will monitor activity on Cards issued to customers under 18 years of age. Any use of the Card which is considered to be unlawful may result in the Account being suspended in accordance with paragraph 15.2.3 if the activity continues.
4.10.4 We reserve the right to request proof of age at any time. Failure to provide proof of age may also result in the Account being suspended.
Appears in 1 contract
Sources: Accountholder Agreement
Use of Cards. 4.1 A nonYour Card may only have e-Restricted Card money loaded to it by the Programme Manager in its sole discretion and can then be used at any Merchant (fees apply, see paragraph 11), a Restricted Card can be used for making transactions in GBP currency and at any Merchant within displaying the UK and Luxembourg that accepts GBP. You can authorise transactions on your Card at any Merchant by entering your PIN or other security code, if the Merchant does not accept chip and PIN authorisation, the Merchant may allow you to authorise the transaction by signature of the receipt. Please be aware that you may not usually stop a transaction once it has been authorised as at this point it is deemed to be received by us. You will be responsible for all transactions where you or any additional Cardholder authorise such transaction, regardless of the manner of such authorisationMasterCard Acceptance mark.
4.2 Cards can be used to make withdrawals at cash machines bearing the Cirrus® or Maestro® Acceptance Marks (fees apply, see paragraph 11). Subject to paragraph 3.6 you can withdraw up to £250 per day but some cash machines may have lower limits. Please note that extra cash machine fees in addition to those shown at paragraph 11 may be charged by certain cash machine providers.
4.3 Your Card is a prepaid card, which means that the Card's ’s Available Balance will be reduced by the full amount of each transaction Transaction and authorisation, plus any taxes and charges that are applicable including any additional cash machine charge if any (the 'full deductible amount'‘Full Deductible Amount’). The full deductible amount Full Deductible Amount must be less than or equal to the Available Balance on your Card. You must not use your Card if the full deductible amount Full Deductible Amount exceeds the Available Balance or after the expiry date of the Card. If, for any reason, a transaction Transaction is processed for an amount greater than the Available Balance on your Card, you must repay us the amount by which the full deductible amount Full Deductible Amount exceeds your Available Balance within 14 days of receiving an invoice from us. Should you not repay this amount within 14 days of receiving an invoice from us we reserve the right to take all steps necessary, including legal action, to recover any monies outstanding.
4.4 4.3 You can check your balance and transaction history for free by visiting My Account and the Website. You can also check your balance by calling Customer Services.
4.5 4.4 Due to security safeguards, Merchants that accept your Card are required to seek authorisation from us the e-money issuer for all of the transactions Transactions that you make. There are some circumstances where Merchants may require you to have an Available Balance greater than the value of the transaction Transaction you wish to make. You will only be charged for the actual and final value of the transaction Transaction you make. Merchants request this as they may need to access more funds than you initially planned to spend. For example:
4.5.1 4.4.1 Hotels and rental cars - – As Merchants may not be able to accurately predict how much your final bill will be, they may request an authorisation for funds greater than your Available Balance.
4.5.2 Restaurants - You will need to have an Available Balance equivalent to the total cost of the meal plus any service charge that could be added to your bill.
4.5.3 4.4.2 Internet Merchants - Certain internet Merchant Internet merchant sites will, on registration or at checkout stage, send a request for payment authorisation to verify if funds are available; this will temporarily impact your Available Balance. Also please bear in mind that many sites won't n’t deduct payment until goods are dispatched so please be aware of these variances on cleared funds when checking your balance and ensure that funds are always available to cover your purchases. In certain circumstances we may decline requests for authorisation for security purposes.
4.5.4 4.4.3 In-flight purchases - Merchants may not be able to authorise your transaction Transaction if they cannot obtain an online authorisation from us. Examples include on-board cruise or train charges and some in-flight purchases.
4.6 Your Card 4.5 You cannot be used at self-service petrol pumps. You can use your Card to pay by taking it to buy fuel in the cashierform of petrol, diesel, oil or any other primary source of power.
4.6 You cannot use your Card for any service at any service station.
4.7 Your Card should You cannot be used as a form of identification. We will decline any authorisation requests from Merchants using use your Card to obtain cash, foreign currency, travellers cheques, to obtain cash back from any Merchant, to settle outstanding balances on credit cards, bank overdrafts or credit agreements, to pay for identification purposesmemberships or subscriptions by direct debit or for online gambling and betting transactions.
4.8 The Available Balance on your Account will not earn any interest.
4.9 We may request you to surrender the Card at anytime for a valid reason in accordance with the provisions at paragraph 15 12 of this Agreement. Where we do so, we will give you back your e-money in accordance with paragraph 7 of this Agreementthese terms and conditions.
4.10 For Cardholders under 18 years of age the following applies:
4.10.1 Before applying, any applicant under 18 years of age should have obtained approval from a parent or guardian.
4.10.2 Cards must not be used for any purpose for which the Cardholder has not attained the minimum age e.g. gambling, adult entertainment.
4.10.3 We will monitor activity on Cards issued to customers under 18 years of age. Any use of the Card which is considered to be unlawful may result in the Account being suspended in accordance with paragraph 15.2.3 if the activity continues.
4.10.4 We reserve the right to request proof of age at any time. Failure to provide proof of age may also result in the Account being suspended.
Appears in 1 contract
Use of Cards. 4.1 A non-Restricted Card can be used at any Merchant Merchant. (fees apply, see paragraph 11), a Restricted Card can be used for making transactions in GBP currency and at any Merchant within the UK and Luxembourg that accepts GBP. You can authorise transactions on your Card at any Merchant by entering your PIN or other security code, if the Merchant does not accept chip and PIN authorisation, the Merchant may allow you to authorise the transaction by signature of the receipt. Please be aware that you may not usually stop a transaction once it has been authorised as at this point it is deemed to be received by us. We may refuse to execute a transaction if the transaction is unlawful or fraudulent and/or you do not have sufficient Available Balance. If we refuse to execute a transaction, you can check the Account to ensure there was enough Available Balance to cover the transaction, or can ask us why we have not executed a transaction by contacting Customer Services. Unless the law prevents us, we will explain why and we will also tell you what you can do to correct any errors in the transaction. You will be responsible for all transactions where you or any additional Cardholder authorise such transaction, regardless of the manner of such authorisation.
4.2 Cards can be used to make withdrawals at cash machines bearing the Cirrus® or Maestro® Acceptance Marks (fees apply, see paragraph 11). Subject to paragraph 3.6 3.5 you can withdraw up to £250 per day but some cash machines may have lower limits. Please note that extra cash machine fees in addition to those shown at paragraph 11 may be charged by certain cash machine providers.
4.3 Your Card is a prepaid card, which means that the Card's Available Balance will be reduced by the full amount of each transaction and authorisation, plus any taxes and charges that are applicable including any additional cash machine charge if any (the '“full deductible amount'”). The full deductible amount must be less than or equal to the Available Balance on your Card. You must not use your Card if the full deductible amount exceeds the Available Balance or after the expiry date of the Card. If, for any reason, a transaction is processed for an amount greater than the Available Balance on your Card, you must repay us the amount by which the full deductible amount exceeds your Available Balance within 14 days of receiving an invoice from us. Should you not repay this amount within 14 days of receiving an invoice from us we reserve the right to take all steps necessary, including legal action, to recover any monies outstanding.
4.4 You can check your balance and transaction history for free by visiting My Account and by calling Customer Services.
4.5 Due to security safeguards, Merchants that accept your Card are required to seek authorisation from us for all of the transactions that you make. There are some circumstances where Merchants may require you to have an Available Balance greater than the value of the transaction you wish to make. You will only be charged for the actual and final value of the transaction you make. Merchants request this as they may need to access more funds than you initially planned to spend. For example:
4.5.1 Hotels and rental cars - As Merchants may not be able to accurately predict how much your final bill will be, they may request an authorisation for funds greater than your Available Balance.
4.5.2 Restaurants - You will need to have an Available Balance equivalent to the total cost of the meal plus any service charge that could be added to your bill.
4.5.3 Internet Merchants - Certain internet Merchant sites will, on registration or at checkout stage, send a request for payment authorisation to verify if funds are available; this will temporarily impact your Available Balance. Also please bear in mind that many sites won't n’t deduct payment until goods are dispatched so please be aware of these variances on cleared funds when checking your balance and ensure that funds are always available to cover your purchases.
4.5.4 In-flight purchases - Merchants may not be able to authorise your transaction if they cannot obtain an online authorisation from us. Examples include on-board cruise or train charges and some in-flight purchases.
4.6 Your Card cannot be used at self-service petrol pumps. You can use your Card to pay by taking it to the cashier.
4.7 Your Card should not be used as a form of identification. We will decline any authorisation requests from Merchants using your Card for identification purposes.
4.7 Your Card cannot be used at self service petrol pumps. You can use your Card to pay by taking it to the cashier.
4.8 The Available Balance on your Account will not earn any interest.
4.9 We may request you to surrender the Card at anytime for a valid reason in accordance with the provisions at paragraph 15 of this Agreement. Where If we do so, we will give you back your e-money in accordance with paragraph 7 of this Agreement.
4.10 For Cardholders under 18 years of age the following applies:
4.10.1 Before applying, any applicant under 18 years of age should have obtained approval from a parent or guardian.
4.10.2 Cards must not be used for any purpose for which the Cardholder has not attained the minimum age e.g. gambling, adult entertainment.
4.10.3 We will monitor activity on Cards issued to customers under 18 years of age. Any use of the Card which is considered to be unlawful may result in the Account being suspended in accordance with paragraph 15.2.3 if the activity continues15.2.3.
4.10.4 We reserve the right to request proof of age at any time. Failure to provide proof of age may also result in the Account account being suspended.
4.11 We will make your monthly Account statements available on My Account free of charge and every month we will either email you or send an SMS to notify you that your My Account has been updated.
Appears in 1 contract
Sources: Cardholder Agreement
Use of Cards. 4.1 A nonYour Card may only have e-Restricted Card money loaded to it by the Programme Manager in its sole discretion and can then be used at any Merchant (fees apply, see paragraph 11), a Restricted Card can be used for making transactions in GBP currency and at any Merchant within displaying the UK and Luxembourg that accepts GBP. You can authorise transactions on your Card at any Merchant by entering your PIN or other security code, if the Merchant does not accept chip and PIN authorisation, the Merchant may allow you to authorise the transaction by signature of the receipt. Please be aware that you may not usually stop a transaction once it has been authorised as at this point it is deemed to be received by us. You will be responsible for all transactions where you or any additional Cardholder authorise such transaction, regardless of the manner of such authorisationMasterCard Acceptance mark.
4.2 Cards can be used to make withdrawals at cash machines bearing the Cirrus® or Maestro® Acceptance Marks (fees apply, see paragraph 11). Subject to paragraph 3.6 you can withdraw up to £250 per day but some cash machines may have lower limits. Please note that extra cash machine fees in addition to those shown at paragraph 11 may be charged by certain cash machine providers.
4.3 Your Card is a prepaid card, which means that the Card's ’s Available Balance will be reduced by the full amount of each transaction Transaction and authorisation, plus any taxes and charges that are applicable including any additional cash machine charge if any (the 'full deductible amount'‘Full Deductible Amount’). The full deductible amount Full Deductible Amount must be less than or equal to the Available Balance on your Card. You must not use your Card if the full deductible amount Full Deductible Amount exceeds the Available Balance or after the expiry date of the Card. If, for any reason, a transaction Transaction is processed for an amount greater than the Available Balance on your Card, you must repay us the amount by which the full deductible amount Full Deductible Amount exceeds your Available Balance within 14 days of receiving an invoice from us. Should you not repay this amount within 14 days of receiving an invoice from us we reserve the right to take all steps necessary, including legal action, to recover any monies outstanding.
4.4 4.3 You can check your balance and transaction history for free by visiting My Account and the Website. You can also check your balance by calling Customer Services.
4.5 4.4 Due to security safeguards, Merchants that accept your Card are required to seek authorisation from us the e-money issuer for all of the transactions Transactions that you make. There are some circumstances where Merchants may require you to have an Available Balance greater than the value of the transaction Transaction you wish to make. You will only be charged for the actual and final value of the transaction Transaction you make. Merchants request this as they may need to access more funds than you initially planned to spend. For example:
4.5.1 4.4.1 Hotels and rental cars - – As Merchants may not be able to accurately predict how much your final bill will be, they may request an authorisation for funds greater than your Available Balance.
4.5.2 Restaurants - You will need to have an Available Balance equivalent to the total cost of the meal plus any service charge that could be added to your bill.
4.5.3 Internet 4.4.2 I0nternet Merchants - Certain internet Merchant Internet merchant sites will, on registration or at checkout stage, send a request for payment authorisation to verify if funds are available; this will temporarily impact your Available Balance. Also please bear in mind that many sites won't n’t deduct payment until goods are dispatched so please be aware of these variances on cleared funds when checking your balance and ensure that funds are always available to cover your purchases. In certain circumstances we may decline requests for authorisation for security purposes.
4.5.4 4.4.3 In-flight purchases - Merchants may not be able to authorise your transaction Transaction if they cannot obtain an online authorisation from us. Examples include on-board cruise or train charges and some in-flight purchases.
4.6 Your Card 4.5 You cannot be used at self-service petrol pumps. You can use your Card to pay by taking it to buy fuel in the cashierform of petrol, diesel, oil or any other primary source of power.
4.6 You cannot use your Card for any service at any service station.
4.7 Your Card should You cannot be used as a form of identification. We will decline any authorisation requests from Merchants using use your Card to obtain cash, foreign currency, travellers cheques, to obtain cash back from any Merchant, to settle outstanding balances on credit cards, bank overdrafts or credit agreements, to pay for identification purposesmemberships or subscriptions by direct debitor for online gambling and betting transactions.
4.8 The Available Balance on your Account will not earn any interest.
4.9 We may request you to surrender the Card at anytime for a valid reason in accordance with the provisions at paragraph 15 12 of this Agreement. Where we do so, we will give you back your e-money in accordance with paragraph 7 of this Agreementthese terms and conditions.
4.10 For Cardholders under 18 years of age the following applies:
4.10.1 Before applying, any applicant under 18 years of age should have obtained approval from a parent or guardian.
4.10.2 Cards must not be used for any purpose for which the Cardholder has not attained the minimum age e.g. gambling, adult entertainment.
4.10.3 We will monitor activity on Cards issued to customers under 18 years of age. Any use of the Card which is considered to be unlawful may result in the Account being suspended in accordance with paragraph 15.2.3 if the activity continues.
4.10.4 We reserve the right to request proof of age at any time. Failure to provide proof of age may also result in the Account being suspended.
Appears in 1 contract