USE OF INFORMATION AND PARTIES TO. WHOM DISCLOSURE MAY BE MADE (a) You consent for us and any of our officers, employees, agents, contractors or service providers to, whether before or after termination of the Card or Card Account, use and disclose any information relating to you (including particulars of your accounts, details of the amounts owing and other credit background information, whether obtained from any credit bureau from time to time or otherwise) or your Card Transaction or Card Account (“Information”) to:- (i) any third party as we and any of our officers, employees, agents, contractors or service providers may deem fit in absolute discretion, including but not limited to our head offices, related companies, branches, agents, correspondents, agencies or representative offices or such contractors or service providers who may from time to time be engaged to provide advice, administrative, computer, data processing, telecommunications, debt collection, credit reference, advertising, market research, payment, transfer or other services in connection with the management or operation of our business; (ii) any person authorised by you to operate the Card Account or any security provider or guarantor; (iii) any merchant, member of card association, credit reference agency, rating agency, business partner, insurer or insurance broker, direct or indirect provider of credit protection, bank or financial institution; (iv) any credit bureau and/or its compliance committee and for such credit bureau and/or its compliance committee to disclose the Information to third party or parties, including but not limited to its member banks or financial institutions; (v) any government agency, statutory board or authority in Singapore or elsewhere; and (vi) any other person to whom we and any of our officers, employees, agents, contractors or service providers consider appropriate to make such disclosure. (b) The purposes for which the Information may be used or disclosed shall be as we and any or our officers, employees, agents, contractors or service providers may deem fit, including: (i) any operation and/or the outsourcing of such operation relating to the provision of services and products by us and any of our officers, employees, agents, contractors or service providers (without limitation, the printing of credit cards, the printing and/or mailing of statements of accounts and other mailers, as well as the verification of your identity), (ii) the recovery of any amounts owed to us, (iii) the credit card approving process, the conduct of credit checks and verification of ongoing credit worthiness, (iv) compliance with disclosure requirements under applicable law, (v) any marketing or cross-marketing of services or products (whether by us, our affiliates, business partners or related companies), and (vi) any collaboration with merchants in respect of Card loyalty benefits and promotion programs as well as for any operation and/or outsourcing of any operation relating to merchant acquiring business.
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Sources: Cimb Credit Card Cardmember's Agreement, Cimb Credit Card Cardmember's Agreement
USE OF INFORMATION AND PARTIES TO. WHOM DISCLOSURE MAY BE MADE
(a) You consent for us and any of our officers, employees, agents, contractors or service providers to, whether before or after termination of the Card or Card Account, use and disclose any information relating to you (including particulars of your accounts, details of the amounts owing and other credit background information, whether obtained from any credit bureau from time to time or otherwise) or your Card Transaction or Card Account (“Information”) to:-
(i) any third party as we and any of our officers, employees, agents, contractors or service providers may deem fit in absolute discretion, including but not limited to our head offices, related companies, branches, agents, correspondents, agencies or representative offices or such contractors or service providers who may from time to time be engaged to provide advice, administrative, computer, data processing, telecommunications, debt collection, credit reference, advertising, market research, payment, transfer or other services in connection with the management or operation of our business;
(ii) any person authorised by you to operate the Card Account or any security provider or guarantor;
(iii) any merchant, member of card association, credit reference agency, rating agency, business partner, insurer or insurance broker, direct or indirect provider of credit protection, bank or financial institution;
(iv) any credit bureau and/or its compliance committee and for such credit bureau and/or its compliance committee to disclose the Information to third party or parties, including but not limited to its member banks or financial institutions;
(v) any government agency, statutory board or authority in Singapore or elsewhere; and
(vi) any other person to whom we and any of our officers, employees, agents, contractors or service providers consider appropriate to make such disclosure.
(b) The purposes for which the Information may be used or disclosed shall be as we and any or our officers, employees, agents, contractors or service providers may deem fit, including:
(i) any operation and/or the outsourcing of such operation relating to the provision of services and products by us and any of our officers, employees, agents, contractors or service providers (without limitation, the printing of credit cards, the printing and/or mailing of statements of accounts and other mailers, as well as the verification of your identity),
(ii) the recovery of any amounts owed to us,
(iii) the credit card approving process, the conduct of credit checks and verification of ongoing credit worthiness,
(iv) compliance with disclosure requirements under applicable law,
(v) any marketing or cross-marketing of services or products (whether by us, our affiliates, business partners or related companies), and
(vi) any collaboration with merchants in respect of Card loyalty benefits and promotion programs as well as for any operation and/or outsourcing of any operation relating to merchant merchant- acquiring business.
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