Common use of Use of Mobile Banking Services Clause in Contracts

Use of Mobile Banking Services. You accept responsibility for making sure that you understand how to use Mobile Banking before you actually do so, and then that you always use Mobile Banking in accordance with the online instructions posted on our website. You also accept responsibility for making sure that you know how to properly use your Mobile Device and the Mobile Banking software (“Software”). We may change or upgrade Mobile Banking from time to time. In the event of such changes or upgrades, you are responsible for making sure that you understand how to use Mobile Banking as changed or upgraded. We will not be liable to you for any losses caused by your failure to properly use Mobile Banking or your Mobile Device. From time to time, we may develop additional Mobile Banking Services. When such services are developed, you will have the opportunity to add them to your Mobile Banking Service, provided you have a compatible Mobile Device. Visa Lock/Unlock feature: When you place a lock on your credit or debit card via mobile banking, it will prevent most types of card transactions from being processed until you unlock the card. The lock will not stop existing recurring payments, returns and credits, dispute adjustments, travel notifications, deposits, check writing, PIN changes, in-branch withdrawals, credit card payments, credit card reward redemption or interest charges. Locking your card is not a replacement for reporting your card lost or stolen. This feature is available on the Mobile Banking app. You control the lock/unlock feature and are responsible for any costs or expenses related to the use of the feature. We are not liable or responsible for any harm caused by your use of this feature.