Use of Your Personal Data. Please read the paragraphs below, which define how Comuto SA and its agents/nominated service providers (“we”) use your personal data for the purpose of providing you with these benefits and additional products and services. We appreciate the importance of the protection, confidentiality and security of your personal data. You agree that we may: a) disclose and use your personal data and the benefits provided to you to companies within Comuto SA and the AXA group of companies, to their service providers and agents in order to administer and service your insurance cover, for fraud prevention and otherwise as required by applicable law. b) monitor and/or record your telephone calls in relation to the Motor Breakdown and Onward Travel insurance cover to ensure consistent servicing levels and account operation, to help maintain our quality standards and for security purposes; c) undertake all of the above within and outside the United Kingdom and the European Union. This includes processing your information in other countries in which data protection laws are not as comprehensive as in the European Union. However, we have taken appropriate steps to ensure the same (or equivalent) level of protection for your information in other countries, as there is in the European Union. If you want to know what personal data is held about you by us and access such personal data, or if you want to modify or delete your personal data or object to the processing of your personal data, in accordance with applicable data protection laws, please write to us at: Data Protection Officer The Quadrangle ▇▇▇-▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇ ▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇ There may be a charge for this service, as permitted by law. Any personal data which is found to be incorrect will be corrected promptly. Information about you will not be held longer than necessary for the purpose of providing You with the Motor Breakdown and Onward Travel insurance cover described in this Chapter 1. Chapter 2 – Driver Personal Accident insurance cover Claims Hotline.
Appears in 1 contract
Sources: Insurance and Assistance Agreement
Use of Your Personal Data. Please read the paragraphs below, which define how Comuto SA and its agents/nominated service providers (“we”) use your personal data for the purpose of providing you with these benefits and additional products and services. We appreciate the importance of the protection, confidentiality and security of your personal data. You agree that we may:
a) disclose and use your personal data and the benefits provided to you to companies within Comuto SA and the AXA group of companies, to their service providers and agents in order to administer and service your insurance cover, for fraud prevention and otherwise as required by applicable law.
b) monitor and/or record your telephone calls in relation to the Motor Breakdown and Onward Travel Driver Personal Accident insurance cover to ensure consistent servicing levels and account operation, to help maintain our quality standards and for security purposes;.
c) undertake all of the above within and outside the United Kingdom and the European Union. This includes processing your information in other countries in which data protection laws are not as comprehensive as in the European Union. However, we have taken appropriate steps to ensure the same (or equivalent) level of protection for your information in other countries, as there is in the European Union. If you want to know what personal data is held about you by us and access such personal data, or if you want to modify or delete your personal data or object to the processing of your personal data, in accordance with applicable data protection laws, please write to us at: Data Protection Officer The Quadrangle ▇▇▇-▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇ ▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇▇ There may be a charge for this service, as permitted by law. Any personal data which is found to be incorrect will be corrected promptly. Information about you will not be held longer than necessary for the purpose of providing You with the Motor Breakdown and Onward Travel Legal Protection insurance cover described in this Chapter 13. Chapter 4 – Common Provisions to Chapter 2 – Driver Personal Accident and 3
Article 1 Statute of Limitations In accordance with the provisions of Article L. 114-1 of the French Insurance Code, any and all actions derived from the insurance cover Claims Hotlineagreement shall be time-barred two (2) years after the event giving rise to such action. However, the above period shall commence: - in case of reticence, omission, misrepresentation or inaccurate representation concerning the risk incurred, only from the date when the insurer was informed of the same; - in case of loss, only from the date when the parties concerned have been informed of the same, if they prove that they were unaware of the loss until that date. - when the action of the insured against the insurer is caused by a remedy exercised by a third party, the statute of limitations shall run only from the day when such third party has brought court proceedings against the insured or has been held free and harmless by the insured. The limitation period is increased to ten (10) years in insurance policies covering accidents affecting individuals, when the beneficiaries are the assigns of the deceased insured. In accordance with Article L. 114-2 of the French Insurance Code, the statute of limitations shall be tolled by any of the ordinary applicable interruption causes: - any court action, even in summary proceedings, or any instrument seeking specific performance, - any recognition by the insurer of the insured’s indemnification right, or any admission of the liability held by the insured or the policyholder vis-à-vis the insurer. The statute of limitations shall also be tolled by: - the appointment of experts as a consequence of a loss; - the sending of a registered mail return receipt requested by: - the insurer to the policyholder as regards the action related to the payment of the Premium; - the beneficiary to the insurer as regards the payment of the indemnity. Under Article L. 114-3 of the French Insurance Code, the Parties to the Agreement may not, even by mutual agreement, amend the limitation period or add any causes of suspension or interruption thereof.
Article 2 Multiple insurance policies The policyholder shall declare the existence of other insurance covering the same risks. In accordance with the provisions of Article L. 121-4 of the French Insurance Code, when several insurance have been concluded without fraud, each of them shall be effective within the limits of the guarantees of the contract and in accordance with the provisions of Article L. 121-1 of the French Insurance Code.
Article 3 Subrogation
Appears in 1 contract
Sources: Insurance and Assistance Agreement