Using Your Card and PIN and Your Responsibility to Keep Them Safe Clause Samples

This clause defines the user's responsibility for the security and proper use of their card and personal identification number (PIN). It typically requires users to keep their card and PIN confidential, not share them with others, and take reasonable steps to prevent unauthorized access or loss. For example, users may be instructed to memorize their PIN and avoid writing it down or disclosing it to anyone. The core function of this clause is to allocate responsibility for unauthorized transactions and to help prevent fraud or misuse of the card.
Using Your Card and PIN and Your Responsibility to Keep Them Safe. The Card and PIN are provided solely for your use and protection. You agree not to disclose or otherwise make your PIN or Card number available to anyone not authorized to sign on your Account. At all times you should: (i) keep the Card and PIN safe and not permit anyone else to use them; (ii) not record the PIN on the Card or otherwise disclose or make it available to anyone else; and (iii) use the Card, PIN and ATMs only as instructed and only for authorized purposes. If your Card is a Debit Mastercard®, you may use it to pay for purchases at places that have agreed to accept Cards bearing the same trademark as appears on your Card. You may also use your Card together with your PIN to perform transactions at designated ATMs or other automated terminals at which the Card may be used. However, we have no obligation to you if anyone refuses to honor the Card, or if for any reason you cannot make a cash withdrawal, deposit, or purchase. You agree to immediately report to the Bank any loss, theft, disappearance, or suspected or known unauthorized use of the Card or disclosure of the PIN by contacting us at 1-800-731-2265 or writing to us at Old National Bank, P.O. Box ▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇-0718.
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