When You Can Withdraw Funds You Have Deposited Clause Samples

When You Can Withdraw Funds You Have Deposited. ‌ Generally, for most accounts, you may withdraw funds the second business day after the day we receive your deposit. The first $200 will be available the next business day. But in some cases you may not be able to immediately withdraw or write checks against deposited funds. Please see our “Funds Availability Policy” section of this Agreement for details. If funds from a deposit become “available” and you can withdraw funds, that does not mean the check or other item you have deposited is “good,” has “cleared,” or has been paid by the paying bank. It is possible that the item will be returned unpaid months after we have made the funds available to you and you have withdrawn them. No one, including our employees, can guarantee you that a check or other item will not be returned.
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When You Can Withdraw Funds You Have Deposited. Generally, for Checking Accounts and Savings Accounts, you may withdraw funds the next business day after the business day you deposit them. In some cases you may not. Please see the Funds Availability Policy (Section V[B]) for details. If funds from a deposit become available and you can withdraw them, that does not mean the check or other item you have deposited is authorized, is good, has cleared, or has been paid by the paying bank. It’s possible that the check will be returned months after we have made the funds available to you and you have withdrawn them. No one, including our employees, can guarantee to you that a check will not be returned.
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When You Can Withdraw Funds You Have Deposited. Please see the Funds Availability Policy for information about when deposited funds will be available for withdrawal. If funds from a deposit become available, that does not mean the item deposited is “good,” has “cleared,” or has been paid by the paying bank. It is possible that the item will be returned unpaid months after we have made the funds available and you or an Authorized User has withdrawn them.
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Related to When You Can Withdraw Funds You Have Deposited

  • Closing Your Account Unless an agreement relating to a particular product or service says otherwise, you can close your Account at any time provided that you first settle any debit balance owing.

  • USING YOUR ACCOUNT If you are approved for an account, the Credit Union will establish a line of credit for you. You agree that your credit limit is the maximum amount (purchases, cash advances, finance charges, plus "other charges") which you will have outstanding on your account at any time. Unless disclosed otherwise, the Credit Union will not allow advances over the credit limit. If the Credit Union has a program whereby it allows payment of advances that exceed your credit limit, subject to a fee, the Credit Union will provide you with notice, either orally, in writing, or electronically (notwithstanding the requirements of the paragraph entitled “Statements and Notices”) explaining your right to opt in to the Credit Union’s program whereby it will honor advance requests over the credit limit. In the event you opt in to such a program, you agree to the terms of such a program. You may request an increase in your credit limit only by a method acceptable to the Credit Union. The Credit Union may increase or decrease your credit limit, refuse to make an advance and/or terminate your account at any time for any reason not prohibited by law. If you are permitted to obtain cash advances on your account, we may, from time to time, issue convenience checks to you that may be drawn on your account. Convenience checks may not be used to make a payment on your account balance. If you use a convenience check, it will be posted to your account as a cash advance. We reserve the right to refuse to pay a convenience check drawn on your account for any reason and such refusal shall not constitute wrongful dishonor.