Zurich Life Variable Annuity Separate Account Sample Contracts

RECITALS:
Selling Group Agreement • December 27th, 1995 • Zurich Life Variable Annuity Separate Account • Illinois
FORM OF JANUS ASPEN SERIES FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • December 27th, 1995 • Zurich Life Variable Annuity Separate Account • Colorado
FORM OF DISTRIBUTION AGREEMENT BETWEEN ZURICH LIFE INSURANCE COMPANY OF AMERICA AND INVESTORS BROKERAGE SERVICES, INC.
Distribution Agreement • December 27th, 1995 • Zurich Life Variable Annuity Separate Account • Illinois