0001193125-25-099949 Sample Contracts

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 28th, 2025 • Merrill Lynch Life Variable Annuity Separate Account B

THIS AGREEMENT, made as of May 1, 2023, by and between LINCOLN VARIABLE INSURANCE PRODUCTS TRUST, a Delaware statutory trust (“Trust”), on its behalf and on behalf of its investment series set forth in Exhibit A (each, a “Fund”), LINCOLN FINANCIAL DISTRIBUTORS, INC., a Connecticut corporation (“Distributor”), LINCOLN FINANCIAL INVESTMENTS CORPORATION, a Tennessee corporation (“Adviser”), TRANSAMERICA LIFE INSURANCE COMPANY, a life insurance company organized under the laws of Iowa, and TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY, a life insurance company organized under the laws of New York (each the “Company”).

AMENDMENT TO PARTICIPATION AGREEMENT Regarding THE TAILORED SHAREHOLDER REPORTS RULE
Participation Agreement • April 28th, 2025 • Merrill Lynch Life Variable Annuity Separate Account B

This Amendment (the “Amendment”) is entered into as of July 1, 2024 (the “Effective Date”), by and among Transamerica Life Insurance Company and Transamerica Financial Life Insurance Company (each the “Company,” collectively the “Companies”), each on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), Transamerica Series Trust (the “Trust”), and Transamerica Capital, Inc. (the “Distributor”) (collectively, the “Parties”).

AMENDMENT TO PARTICIPATION AGREEMENT Regarding THE TAILORED SHAREHOLDER REPORTS RULE
Participation Agreement • April 28th, 2025 • Merrill Lynch Life Variable Annuity Separate Account B

This Amendment (the “Amendment”) is entered into as of August 1, 2024 (the “Effective Date”), by and among Transamerica Life Insurance Company (the “Insurer”), Transamerica Capital, Inc. (the “Contracts Distributor”) (together Insurer and Contracts Distributor, the “Company”), on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), AllianceBernstein L.P., (the “Adviser”), and AllianceBernstein Investments, Inc. (the “Distributor”) (collectively, the “Parties”).

AMENDMENT TO PARTICIPATION AGREEMENT Regarding THE TAILORED SHAREHOLDER REPORTS RULE
Participation Agreement • April 28th, 2025 • Merrill Lynch Life Variable Annuity Separate Account B

This Amendment (the “Amendment”) is entered into as of September 1, 2024 (the “Effective Date”), by and among Transamerica Life Insurance Company (the “Company”), on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), PIMCO Variable Insurance Trust (the “Fund”), and PIMCO Investments LLC (formerly Allianz Global Investors Distributors LLC) (the “Underwriter”) (collectively, the “Parties”).

AMENDMENT TO PARTICIPATION AGREEMENT Regarding THE TAILORED SHAREHOLDER REPORTS RULE
Participation Agreement • April 28th, 2025 • Merrill Lynch Life Variable Annuity Separate Account B

This Amendment (the “Amendment”) is entered into as of July 1, 2024 (the “Effective Date”), by and among Transamerica Life Insurance Company (the “Life Company”), on its own behalf and on behalf of each separate account of the Life Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), AIM Variable Insurance Funds (Invesco Variable Insurance Funds) (the “Fund”), and Invesco Distributors, Inc. (the “Underwriter”) (collectively, the “Parties”).

AMENDMENT TO PARTICIPATION AGREEMENT Regarding RULE 498A and THE TAILORED SHAREHOLDER REPORTS RULE
Participation Agreement • April 28th, 2025 • Merrill Lynch Life Variable Annuity Separate Account B

This Amendment (the “Amendment”) is entered into as of September 1, 2024 (the “Effective Date”), by and among Transamerica Life Insurance Company (formerly Transamerica Advisors Life Insurance Company) (the “Company”), on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), BlackRock Variable Series Funds, Inc. and BlackRock Variable Series Funds II, Inc. (each, a “Trust” and together, the “Trusts”), and BlackRock Investments, LLC (the “Underwriter”).

AMENDMENT TO PARTICIPATION AGREEMENT Regarding THE TAILORED SHAREHOLDER REPORTS RULE
Participation Agreement • April 28th, 2025 • Merrill Lynch Life Variable Annuity Separate Account B

This Amendment (the “Amendment”) is entered into as of December 1, 2024 (the “Effective Date”), by and among Transamerica Life Insurance Company and Transamerica Financial Insurance Company (together, the “Company”), on their own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement (the “Agreement”), as may be amended from time to time (individually and collectively the “Accounts”), Lincoln Variable Insurance Products Trust (the “Trust”), Lincoln Financial Investments Corporation (the “Distributor”), and Lincoln Financial Investments Corporation (the “Adviser”) (collectively, the “Parties”).

AMENDMENT TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 28th, 2025 • Merrill Lynch Life Variable Annuity Separate Account B

This Amendment (the “Amendment”) is entered into as of September 18, 2024 (the “Effective Date”), by and among Transamerica Life Insurance Company and Transamerica Financial Life Insurance Company (each, the “Company”), on their own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively, the “Accounts”), Lincoln Variable Insurance Products Trust (the “Trust”), Lincoln Financial Distributors, Inc. (the “Distributor”), and Lincoln Financial Investments Corporation (the “Adviser”) (collectively, the “Parties”).

Amendment to Fund Participation Agreement
Fund Participation Agreement • April 28th, 2025 • Merrill Lynch Life Variable Annuity Separate Account B

This Amendment (the “Amendment”), by and among Lincoln Variable Insurance Products Trust, a Delaware statutory trust (“Trust”), on its behalf and on behalf of its investment series set forth in Exhibit A (each, a “Fund”), Lincoln Financial Investments Corporation, a Tennessee corporation (“Adviser”), Lincoln Financial Distributors, Inc., a Connecticut corporation (“Distributor”), and Transamerica Life Insurance Company, a life insurance company organized under the laws of Iowa, and Transamerica Financial Life Insurance Company, a life insurance company organized under the laws of New York (together the “Company”), is effective as of April 29, 2024 (the “Effective Date”).

AMENDMENT TO PARTICIPATION AGREEMENT Regarding THE TAILORED SHAREHOLDER REPORTS RULE
Participation Agreement • April 28th, 2025 • Merrill Lynch Life Variable Annuity Separate Account B

This Amendment (the “Amendment”) is entered into as of September 1, 2024 (the “Effective Date”), by and among Transamerica Life Insurance Company (the “Insurer”), on its own behalf and on behalf of each separate account of the Insurer as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), Federated Hermes Insurance Series (the “Investment Company”), and Federated Securities Corp. (the “Distributor”) (collectively, the “Parties”).