Private Label Credit Card Program Agreement Sample Contracts

PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT BETWEEN WORLD FINANCIAL NETWORK NATIONAL BANK AND EXPRESS, LLC AND RETAIL FACTORING, INC. DATED AS OF AUGUST 29, 2002
Private Label Credit Card Program Agreement • November 12th, 2002 • Alliance Data Systems Corp • Services-computer processing & data preparation

THIS PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT is made as of this 29th day of August, 2002 (the "Effective Date") by and between Express, LLC, a Delaware limited liability company, with its principal office at One Limited Parkway, Columbus, Ohio 43230, (hereinafter referred to as "Division"), Retail Factoring, Inc., a Nevada corporation, with its principal office at 4441 South Polaris Avenue, Las Vegas, Nevada 89103, a Nevada corporation ("Factoring") (the Division and Factoring being collectively referred to herein as "Company") and WORLD FINANCIAL NETWORK NATIONAL BANK, a national banking association, with its principal office at 800 TechCenter Drive, Gahanna, Ohio 43230, (hereinafter referred to as "Bank").

EX-10.1 2 dex101.htm PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT EXECUTION COPY PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT by and between KOHL’S DEPARTMENT STORES, INC. and CAPITAL ONE, NATIONAL ASSOCIATION
Private Label Credit Card Program Agreement • May 5th, 2020 • Delaware

This Private Label Credit Card Program Agreement is made as of the 11th day of August, 2010, by and between KOHL’S DEPARTMENT STORES, INC. (“Kohl’s”), a Delaware corporation with its principal offices at Menomonee Falls, Wisconsin, and Capital One, National Association (“Bank”), a financial institution chartered under the laws of the United States with its home office at McLean, Virginia.

AMENDED AND RESTATED PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT BETWEEN WORLD FINANCIAL NETWORK NATIONAL BANK AND STAGE STORES, INC. AND SPECIALTY RETAILERS (TX) LP DATED AS OF MARCH 5, 2004
Private Label Credit Card Program Agreement • April 15th, 2004 • Stage Stores Inc • Retail-family clothing stores

THIS AMENDED AND RESTATED PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT is made as of this 5th day of March, 2004 (the "Effective Date"), by and between STAGE STORES, INC., a Nevada corporation ("Stores"), with its principal office at 10201 Main Street, Houston, Texas 77025, SPECIALTY RETAILERS (TX) LP, a Texas limited partnership ("Specialty"), with its principal office at 10201 Main Street, Houston, Texas 77025 (with Stores hereinafter collectively referred to as "Stage"), and WORLD FINANCIAL NETWORK NATIONAL BANK, with its principal office at 800 Tech Center Drive, Gahanna, Ohio 43230 ("Bank").

SIXTH AMENDMENT TO AMENDED AND RESTATED PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT
Private Label Credit Card Program Agreement • September 9th, 2009 • Stage Stores Inc • Retail-family clothing stores • Ohio

This Sixth Amendment to Amended and Restated Private Label Credit Card Program Agreement ("Sixth Amendment") is entered into as of the 30th day of July, 2009 (the "Effective Date") by and among Stage Stores, Inc., a Nevada corporation ("Stage Stores"), Specialty Retailers, Inc., a Texas corporation ("Specialty"), with their principal offices at 10201 Main Street, Houston, Texas 77025 (Stage Stores and Specialty hereinafter being referred to collectively as "Stage"), and World Financial Network National Bank, a national banking association with its principal offices at 3100 Easton Square Place, Columbus, OH 43219 ("Bank"). Stage Stores, Specialty, and Bank are collectively referred to in this Sixth Amendment as the "Parties".

PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT BETWEEN COMENITY BANK AND VICTORIA’S SECRET STORES, LLC AND LONE MOUNTAIN FACTORING, LLC AND L BRANDS DIRECT MARKETING, INC. AND L BRANDS DIRECT FULFILLMENT, INC. AND FAR WEST FACTORING, LLC AND PUERTO RICO...
Private Label Credit Card Program Agreement • February 28th, 2020 • Alliance Data Systems Corp • Services-business services, nec

THIS PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT (this “Agreement”) is made as of this 29th day of June, 2018 (the “Execution Date”) by and between Victoria’s Secret Stores, LLC, a Delaware limited liability company, with its principal office at Four Limited Parkway, Reynoldsburg, OH 43068, (hereinafter referred to as “Victoria’s Secret”), Lone Mountain Factoring, LLC, a Nevada limited liability company, with its principal office at 4441 South Polaris Avenue, Las Vegas, Nevada 89103 (hereinafter referred to as “Lone Mountain”), L Brands Direct Marketing, Inc. and L Brands Direct Fulfillment, Inc., each a Delaware corporation, with principal offices at Five Limited Parkway, Reynoldsburg, OH 43068, (collectively hereinafter referred to as “Direct”) and Far West Factoring, LLC a Nevada limited liability company, with its principal office at 4441 South Polaris Avenue, Las Vegas, Nevada 89103, (hereinafter referred to as “Far West”), and Puerto Rico Store Operations LLC, a Puerto Rico limit

PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT AMONG ZALE DELAWARE, INC., ZALE PUERTO RICO, INC. AND COMENITY CAPITAL BANK DATED AS OF JULY 9, 2013
Private Label Credit Card Program Agreement • September 27th, 2013 • Zale Corp • Retail-jewelry stores • Utah

THIS PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT (together with any schedules, exhibits, addenda, and future amendments and supplements hereto, the “Agreement”) is made as of the 9th day July, 2013, (the “Effective Date”) by and among ZALE DELAWARE, INC., a Delaware corporation (“Zale Delaware”), with its principal office at 901 W. Walnut Hill Lane, Irving, TX 75038-1003, ZALE PUERTO RICO, INC., a Puerto Rico corporation (“Zale PR” and together with Zale Delaware, “Zale”), with its principal office at 901 W. Walnut Hill Lane, Irving, TX 75038-1003, and COMENITY CAPITAL BANK, with its principal office at 2795 E. Cottonwood Parkway, Suite 100, Salt Lake City, Utah 84121 (hereinafter referred to as “Bank”).

REDACTED VERSION CERTAIN CONFIDENTIAL INFORMATION CONTAINED IN THIS EXHIBIT, MARKED BY [****], HAS BEEN OMITTED BECAUSE ZALE DELAWARE, INC. HAS DETERMINED THE INFORMATION (I) IS NOT MATERIAL AND (II) WOULD LIKELY CAUSE COMPETITIVE HARM TO ZALE...
Private Label Credit Card Program Agreement • June 10th, 2021 • Signet Jewelers LTD • Retail-jewelry stores • Utah

This Amended and Restated Private Label Credit Card Program Agreement is made as of May 14, 2021, by and between Zale Delaware, Inc., a Delaware corporation (the “Company”) and Comenity Capital Bank (the “Bank”), each referred to herein as a “Party”, and collectively, the “Parties”.

FIRST AMENDMENT TO PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT
Private Label Credit Card Program Agreement • March 7th, 2014 • Zale Corp • Retail-jewelry stores

This First Amendment to the Private Label Credit Card Program Agreement (“Amendment”) is entered into as of the 14th day of November, 2013 (“Effective Date”) by and between Zale Delaware, Inc. (“Zale Delaware”), a Delaware corporation with its principal office at 901 W. Walnut Hill Lane, Irving, TX 75038-1003, Zale Puerto Rico, Inc. (“Zale PR” and together with Zale Delaware, “Zale”), a Puerto Rico corporation with its principal office at 901 W. Walnut Hill Lane, Irving, TX 74038-1003, and Comenity Capital Bank (“Bank”), with its principal office at 2795 E. Cottonwood Parkway, Suite 100, Salt Lake City, Utah 84121.

PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT
Private Label Credit Card Program Agreement • March 11th, 2009 • Zale Corp • Retail-jewelry stores • Ontario

This Private Label Credit Card Program Agreement (“Agreement”) is entered into as of the 1st day of March, 2007 (“Effective Date”), by and among Citi Commerce Solutions of Canada Ltd., an Ontario corporation, having its principal place of business at One Toronto Street, Suite 1200, Toronto, Ontario M5C 2V6 (“Citi Commerce”), Zale Canada Co., a corporation organized and existing under the laws of Nova Scotia, having its principal place of business for North America at 901 W. Walnut Hill Lane, Irving, Texas, U.S.A. 75038 (“Zale”) for the purposes set forth herein and TXDC, L.P., a limited partnership organized and existing under the laws of the State of Texas, in the United States of America (“TXDC”).

NINTH AMENDMENT TO AMENDED AND RESTATED PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT
Private Label Credit Card Program Agreement • December 7th, 2011 • Stage Stores Inc • Retail-family clothing stores • Delaware

This Ninth Amendment to Amended and Restated Private Label Credit Card Program Agreement ("Ninth Amendment") is entered into as of the 27th day of October, 2011 (the "Ninth Amendment Effective Date") by and among Stage Stores, Inc., a Nevada corporation ("SSI"), Specialty Retailers, Inc., a Texas corporation ("SRI"), and Specialty Retailers (TX) LLC, a Texas limited liability company (“SRTX”), all with their principal offices at 10201 Main Street, Houston, Texas 77025 (such three (3) parties hereinafter being referred to collectively as "Stage"), and World Financial Network Bank, a Delaware state bank headquartered at Delaware Corporate Center I, One Righter Parkway, Suite 100 in Wilmington, Delaware 19803 (“WFNB” or “Bank”) and successor by conversion to World Financial Network National Bank, a national bank (the “Conversion” and “WFNNB”). SSI, SRI, SRTX, and Bank are collectively referred to in this Ninth Amendment as the "Parties."

FOURTH AMENDMENT TO AMENDED AND RESTATED PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT
Private Label Credit Card Program Agreement • September 12th, 2007 • Stage Stores Inc • Retail-family clothing stores • Ohio

This Fourth Amendment to Amended and Restated Private Label Credit Card Program Agreement ("Fourth Amendment") is entered into as of June 30, 2007 (the "Effective Date") by and among Stage Stores, Inc., a Nevada corporation ("Stage Stores"), Specialty Retailers (TX) LP, a Texas limited partnership ("Specialty LP"), with their principal offices at 10201 Main Street, Houston, Texas 77025 (Stage Stores and Specialty LP hereinafter being referred to collectively as "Stage"), and World Financial Network National Bank, a national banking association with its principal offices at 800 Tech Center Drive, Gahanna, Ohio 43230 ("Bank"). Stage Stores, Specialty LP and Bank are collectively referred to in this Fourth Amendment as the "Parties

PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT
Private Label Credit Card Program Agreement • April 20th, 1998 • United Retail Group Inc/De • Retail-women's clothing stores • Ohio
AMENDED AND RESTATED PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT among World Financial Network National Bank United Retail Group, Inc. United Retail Incorporated Dated as of November 22, 2005
Private Label Credit Card Program Agreement • April 28th, 2006 • United Retail Group Inc/De • Retail-women's clothing stores • Ohio

This Amended and Restated Private Label Credit Card Program Agreement is made as of November 22, 2005, to be effective as of January 29, 2006 (the “Effective Date”) by and among World Financial Network National Bank (“Bank”), United Retail Group, Inc. (“URGI”) and United Retail Incorporated (the latter two entities being collectively referred to herein as “Retailer”). Capitalized terms used herein have the meanings given to them in Article I (Definitions) hereof.

EIGHTH AMENDMENT TO AMENDED AND RESTATED PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT
Private Label Credit Card Program Agreement • September 8th, 2010 • Stage Stores Inc • Retail-family clothing stores • Ohio

This Eighth Amendment to Amended and Restated Private Label Credit Card Program Agreement ("Eighth Amendment") is entered into as of the 15th day of July, 2010 (the "Effective Date") by and among Stage Stores, Inc., a Nevada corporation ("Stage Stores"), Specialty Retailers, Inc., a Texas corporation ("Specialty"), with their principal offices at 10201 Main Street, Houston, Texas 77025 (Stage Stores and Specialty hereinafter being referred to collectively as "Stage"), and World Financial Network National Bank, a national banking association with its principal offices at 3100 Easton Square Place, Columbus, OH 43219 ("Bank"). Stage Stores, Specialty, and Bank are collectively referred to in this Eighth Amendment as the "Parties."

TD FINANCING SERVICES PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT
Private Label Credit Card Program Agreement • May 12th, 2010 • Zale Corp • Retail-jewelry stores • Ontario

THIS PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT (as amended, supplemented, modified or extended from time to time, the “Agreement”) is made and entered into as of this 7th day of May, 2010 by and between TD Financing Services Inc., a corporation incorporated under the laws of Canada, having an office at 25 Booth Avenue, Suite 101, Toronto, Ontario M4M 2M3 (“TDFS”), and Zale Canada Co., a Nova Scotia company, having its principal business office at 901 W. Walnut Hill Lane, Irving, Texas 75038-1003 (“Merchant”).

EIGHTH AMENDMENT TO AMENDED AND RESTATED PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT
Private Label Credit Card Program Agreement • November 19th, 2010 • Stage Stores Inc • Retail-family clothing stores • Ohio

This Eighth Amendment to Amended and Restated Private Label Credit Card Program Agreement ("Eighth Amendment") is entered into as of the 15th day of July, 2010 (the "Effective Date") by and among Stage Stores, Inc., a Nevada corporation ("Stage Stores"), Specialty Retailers, Inc., a Texas corporation ("Specialty"), with their principal offices at 10201 Main Street, Houston, Texas 77025 (Stage Stores and Specialty hereinafter being referred to collectively as "Stage"), and World Financial Network National Bank, a national banking association with its principal offices at 3100 Easton Square Place, Columbus, OH 43219 ("Bank"). Stage Stores, Specialty, and Bank are collectively referred to in this Eighth Amendment as the "Parties."

THIRD AMENDMENT TO AMENDED AND RESTATED PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT
Private Label Credit Card Program Agreement • June 7th, 2007 • Stage Stores Inc • Retail-family clothing stores • Ohio

This Third Amendment to Amended and Restated Private Label Credit Card Program Agreement ("Third Amendment") is entered into as of May 18, 2007 (the "Effective Date") by and among Stage Stores, Inc., a Nevada corporation ("Stage Stores"), and Specialty Retailers (TX) LP, a Texas limited partnership ("Specialty Retailers"), with their principal offices at 10201 Main Street, Houston, Texas 77025 and hereinafter collectively referred to as "Stage", and World Financial Network National Bank, a national banking association with its principal offices at 800 Tech Center Drive, Gahanna, Ohio 43230 ("Bank"). Stage Stores, Specialty Retailers and Bank are collectively referred to in this Third Amendment as the "Parties".

SECOND AMENDMENT TO PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT
Private Label Credit Card Program Agreement • November 4th, 2020 • Alliance Data Systems Corp • Services-business services, nec

This Second Amendment (“Second Amendment”) to that certain Private Label Credit Card Program Agreement dated June 29, 2018 is made and entered into effective this 23rd day of October, 2020 (“Second Amendment Effective Date”) by and between Victoria’s Secret Stores, LLC (“Victoria’s Secret”), VS Service Company, LLC by change of name and organizational form from L Brands Direct Marketing, Inc., and L Brands Direct Fulfillment, LLC by change of organizational form from L Brands Direct Fulfillment, Inc. (collectively referred to as “Direct”), and VSPR Store Operations, LLC by change of name from Puerto Rico Store Operations, LLC (“Puerto Rico”) (“Victoria’s Secret, Direct, and Puerto Rico collectively hereinafter referred to as “VS”) and Comenity Bank (“Bank”) (VS and Bank are referred to collectively as the “Parties”).

FIRST AMENDMENT TO PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT
Private Label Credit Card Program Agreement • November 3rd, 2015 • Bon Ton Stores Inc • Retail-department stores

This First Amendment to the Private Label Credit Card Program Agreement ("First Amendment") is entered into as of the 28th day of October, 2015, (the “Amendment Effective Date”) by and between The Bon-Ton Stores, Inc., with its principal office at 2801 East Market Street, York, Pennsylvania 17402 (“Retailer”) and Comenity Bank, a Delaware state bank formerly known as World Financial Network Bank, with its principal office at One Righter Parkway, Suite 100, Wilmington, DE 19803, (“Bank”).

PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT BETWEEN WORLD FINANCIAL NETWORK NATIONAL BANK AND DESIGN WITHIN REACH, INC. DATED AS OF NOVEMBER 13, 2003
Private Label Credit Card Program Agreement • March 24th, 2004 • Design Within Reach Inc

THIS PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT is made as of this 13th day of November, 2003 (the “Effective Date”) by and between DESIGN WITHIN REACH, INC., with its principal office at 283 Fourth Street, Oakland, California 94607 (hereinafter referred to as “DWR”), and WORLD FINANCIAL NETWORK NATIONAL BANK, with its principal office at 800 Tech Center Drive, Gahanna, Ohio 43230, (hereinafter referred to as “Bank”).

AMENDMENT TO PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT
Private Label Credit Card Program Agreement • June 6th, 2014 • KOHLS Corp • Retail-department stores • Delaware

This AMENDMENT TO PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT, entered into and effective as of the 13th day of May, 2014 (this “Amendment”), is by and between Kohl’s Department Stores, Inc., a Delaware corporation with its principal offices at Menomonee Falls, Wisconsin (“Kohl’s”), and Capital One, National Association, a national banking association having its home office in McLean, Virginia (“Bank”).

AMENDMENT TO PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT
Private Label Credit Card Program Agreement • October 24th, 2006 • Stage Stores Inc • Retail-family clothing stores • Ohio

This Amendment to Private Label Credit Card Program Agreement ("Amendment") is entered into as of this 21st day of December, 2005 ("Effective Date") by and between Stage Stores, Inc. and Specialty Retailers (TX) LP (collectively referred to as "Stage") with their principal offices at 10201 Main Street, Houston, TX 77025 and World Financial Network National Bank ("Bank").

THIS DOCUMENT HAS BEEN REDACTED AND IS THE SUBJECT OF A CONFIDENTIAL TREATMENT REQUEST PURSUANT TO RULE 24b-2. REDACTED MATERIAL IS MARKED WITH [***] AND HAS BEEN FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION. PRIVATE LABEL CREDIT CARD...
Private Label Credit Card Program Agreement • December 22nd, 2011 • Bon Ton Stores Inc • Retail-department stores

THIS PRIVATE LABEL CREDIT CARD PLAN AGREEMENT is made as of the 16th day of December, 2011 (the “Effective Date”), by and between The Bon-Ton Stores, Inc., with its principal office at 2801 East Market Street, York, Pennsylvania 17402 (“Retailer”), and World Financial Network Bank, with its principal office at One Righter Parkway, Suite 100, Wilmington, DE 19803 (“Bank”). Retailer and Bank are sometimes hereinafter referred to individually as a “Party” or collectively as “Parties.”

SECOND AMENDMENT TO AMENDED AND RESTATED PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT
Private Label Credit Card Program Agreement • October 24th, 2006 • Stage Stores Inc • Retail-family clothing stores • Ohio

This Second Amendment to Amended and Restated Private Label Credit Card Program Agreement ("Second Amendment") is entered into as of this 24th day of May, 2006 ("Effective Date") by and among Stage Stores, Inc., a Nevada corporation ("Stage Stores"), and Specialty Retailers (TX) LP, a Texas limited partnership ("Specialty Retailers"), with their principal offices at 10201 Main Street, Houston, Texas 77025 and hereinafter collectively referred to as "Stage", and World Financial Network National Bank, a national banking association with its principal offices at 800 Tech Center Drive, Gahanna, Ohio 43230 ("Bank"). Stage Stores, Specialty Retailers and Bank are collectively referred to in this Second Amendment as the "Parties".

PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT by and between KOHL’S DEPARTMENT STORES, INC. and CHASE BANK USA, NATIONAL ASSOCIATION March 5, 2006
Private Label Credit Card Program Agreement • March 17th, 2006 • Kohls Corporation • Retail-department stores • New York

This Private Label Credit Card Program Agreement is made as of the 5th day of March, 2006, by and between KOHL’S DEPARTMENT STORES, INC. (“Kohl’s”), a Delaware corporation with its principal offices at Menomonee Falls, Wisconsin, and Chase Bank USA, National Association (“Bank”), a national bank with an office at 3 Christina Center 201 North Walnut Street Wilmington, DE, 19801.

THIRD AMENDMENT TO AMENDED AND RESTATED PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT
Private Label Credit Card Program Agreement • May 1st, 2023 • Signet Jewelers LTD • Retail-jewelry stores • Utah

This Third Amendment to the Amended and Restated Private Label Credit Card Program Agreement (“Third Amendment”) is entered into as of April 25, 2023 (“Third Amendment Effective Date”) by and among Zale Delaware, Inc. a Delaware corporation (the “Company”) and Comenity Capital Bank, a Utah state-chartered bank (the “Bank”).

THIRD AMENDMENT TO PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT
Private Label Credit Card Program Agreement • August 5th, 2021 • Alliance Data Systems Corp • Services-business services, nec

This Third Amendment (“Third Amendment”) to that certain Private Label Credit Card Program Agreement dated June 29, 2018 is made and entered into effective this 1st day of August, 2021 (the “Third Amendment Effective Date”) by and between Victoria’s Secret Stores, LLC (“Victoria’s Secret”), VS Service Company, LLC by change of name and organizational form from L Brands Direct Marketing, Inc., and L Brands Direct Fulfillment, LLC by change of organizational form from L Brands Direct Fulfillment, Inc. (collectively referred to as “Direct”),and VSPR Store Operations, LLC by change of name from Puerto Rico Store Operations, LLC (“Puerto Rico”) (Victoria’s Secret, Direct, and Puerto Rico collectively hereinafter referred to as “VS”) and Comenity Bank (“Bank”) (VS and Bank are referred to collectively as the “Parties”).

SEVENTH AMENDMENT TO AMENDED AND RESTATED PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT
Private Label Credit Card Program Agreement • March 30th, 2010 • Stage Stores Inc • Retail-family clothing stores • Ohio

This Seventh Amendment to Amended and Restated Private Label Credit Card Program Agreement ("Seventh Amendment") is entered into as of the 1st day of January, 2009 (the "Effective Date") by and among Stage Stores, Inc., a Nevada corporation ("Stage Stores"), Specialty Retailers, Inc., a Texas corporation ("Specialty"), with their principal offices at 10201 Main Street, Houston, Texas 77025 (Stage Stores and Specialty hereinafter being referred to collectively as "Stage"), and World Financial Network National Bank, a national banking association with its principal offices at 3100 Easton Square Place, Columbus, OH 43219 ("Bank"). Stage Stores, Specialty, and Bank are collectively referred to in this Seventh Amendment as the "Parties."

TO AMENDED AND RESTATED PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT
Private Label Credit Card Program Agreement • March 30th, 2009 • Stage Stores Inc • Retail-family clothing stores • Ohio

This Fifth Amendment to Amended and Restated Private Label Credit Card Program Agreement ("Fifth Amendment") is entered into as of November 1, 2008 (the "Effective Date") by and among Stage Stores, Inc., a Nevada corporation ("Stage Stores"), Specialty Retailers, Inc., a Texas corporation ("Specialty"), with their principal offices at 10201 Main Street, Houston, Texas 77025 (Stage Stores and Specialty hereinafter being referred to collectively as "Stage"), and World Financial Network National Bank, a national banking association with its principal offices at 3100 Easton Square Place, Columbus, OH 43219 ("Bank"). Stage Stores, Specialty, and Bank are collectively referred to in this Fifth Amendment as the "Parties".

THIS DOCUMENT HAS BEEN REDACTED AND IS SUBJECT OF A CONFIDENTIAL TREATMENT REQUEST PURSUANT TO RULE 24b-2. REDACTED MATERIAL IS MARKED WITH [***] AND HAS BEEN FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION. SECOND AMENDED AND RESTATED...
Private Label Credit Card Program Agreement • August 31st, 2016 • New York & Company, Inc. • Retail-women's clothing stores

THIS SECOND AMENDED AND RESTATED PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT dated as of July 14, 2016 (the “Execution Date”) and with an effective date as of May 1, 2016 (the “Effective Date”) is entered into by and between NEW YORK & COMPANY, INC., a Delaware corporation, with its principal office at 330 West 34th Street, New York, New York 10001 (“Company”) and COMENITY BANK, with its principal office at One Righter Parkway, Suite 100, Wilmington, Delaware 19803 (“Bank”); and, is further entered into by Lerner New York, Inc. (“Lerner”), and Nevada Receivable Factoring, Inc. (“Nevada Receivable”), for the purposes of specific provisions set forth herein. Company and Bank are occasionally referred to individually as a “Party” or collectively as “Parties.”