Common use of Check Requirements Clause in Contracts

Check Requirements. Any image of a check that I transmit to you must accurately and legibly provide all the information on the front and back of the check at the time presented to me by the drawer. Prior to scanning the original check, I will endorse the back of the original check. My endorsement will include my signature and a restrictive endorsement. The scanned image of the check transmitted to you must accurately and legibly provide, among other things, the following information: (1) the information identifying the drawer and the paying bank that is preprinted on the check, including complete and accurate MICR information and the signature(s); and (2) other information placed on the check prior to the time an image of the check is captured, such as any required identification written on the front of the check and any endorsements applied to the back of the check. The image quality for the check will meet the standards for image quality established by the American National Standards Institute ("ANSI"), the Rejection of Deposits. You are not liable for any service or late charges levied against me due to your rejection of any item. In all cases, I am responsible for any loss or overdraft plus any applicable fees to your Account due to an item being returned. Items Returned Unpaid. A written notice will be sent to me of transactions you are unable to process because of returned items. With respect to any item that I transmit to you for remote deposit that you credit to my Account, in the event such item is dishonored, I authorize you to debit the amount of such item from the Account. Email Address. I agree to notify you immediately if I change my email address, as this is the email address where you will send me notification of receipt of remote deposit items. Unavailability of RDCS. I understand and agree that RDCS may at times be temporarily unavailable due to Credit Union system maintenance or technical difficulties including those of the Internet service provider and Internet software. In the event that RDCS is unavailable, I acknowledge that I can deposit an original check at your branches or through some of your ATMs or by mailing the original check to you at P. O. Box 1268, Portsmouth, NH 03802-1268. It is my sole responsibility to verify that items deposited using RDCS have been received and accepted for deposit by you. However, you will email notification of items that are rejected by the next business day following rejection. Business Day and Availability Disclosure. Your business days are Monday through Friday, except holidays. Your office hours are 8:30

Check Requirements. Any image of a check that I transmit to you must accurately and legibly provide all the information on the front and back of the check at the time presented to me by the drawer. Prior to scanning capturing the original check, I will endorse indorse the back of the original check. My endorsement will include my signature and a restrictive endorsementbe in accordance with the payee name. The scanned image of the check transmitted to you must accurately and legibly provide, among other things, the following information: (1) the information identifying the drawer and the paying bank that is preprinted on the check, including complete and accurate MICR information and the signature(s); and (2) other information placed on the check prior to the time an image of the check is captured, such as any required identification written on the front of the check and any endorsements applied to the back of the check. The image quality for the check will meet the standards for image quality established by the American National Standards Institute ("ANSI"), the Board of Governors of the Federal Reserve, and any other regulatory agency, clearing house or association. Rejection of DepositsDeposit. You I agree that you are not liable for any service or late charges levied against me due to your rejection of any item. In all cases, I am responsible for any loss or overdraft plus any applicable fees charged to your Account due to you as a result of an item being returned. Items Returned Unpaid. A written notice will be sent to me of transactions you are unable to process because of returned items. With respect to any item that I transmit to you for remote deposit that you credit to my Account, in the event such item is dishonored, I authorize you to debit the amount of such item from the Accountmy Account(s). Email Address. I agree to notify you immediately if I change my email address, as this is the email address where you will send me notification of receipt or rejection of remote deposit itemsitems and other important notices or information. Unavailability of RDCSServices. I understand and agree that RDCS the Services may at times be temporarily unavailable due to Credit Union your system maintenance or technical difficulties including those of the Internet service provider, thirdparty service provider, cellular service provider and Internet software. In the event that RDCS is the Services are unavailable, I acknowledge that I can deposit an original check at your branches or through some of your ATMs or by mailing the original check to you at P. O. Box 1268, Portsmouth, NH 03802-1268. It is my sole responsibility to verify that items deposited using RDCS have been received and accepted for deposit by you. However, you will email notification of items that are rejected by the next business day following rejection. Business Day and Availability Disclosure. Your business days are Monday through Friday, except holidays. Your office hours are 8:30can

Check Requirements. Any image of a check that I transmit to you must accurately and legibly provide all the information on the front and back of the check at the time presented to me by the drawer. Prior to scanning the original check, I will endorse the back of the original check. My endorsement will include my signature and a restrictive endorsementmy account number. The scanned image of the check transmitted to you must accurately and legibly provide, among other things, the following information: (1) the information identifying the drawer and the paying bank that is preprinted on the check, including complete and accurate MICR information and the signature(s); and (2) other information placed on the check prior to the time an image of the check is captured, such as any required identification written on the front of the check and any endorsements applied to the back of the check. The image quality for the check will meet the standards for image quality established by the American National Standards Institute ("ANSI"), the Board of Governors of the Federal Reserve, and any other regulatory agency, clearing house or association. Rejection of DepositsDeposit. You are not liable for any service or late charges levied against me due to your rejection of any item. In all cases, I am responsible for any loss or overdraft plus any applicable fees to your Account due to an item being returned. Items Returned Unpaid. A written notice will be sent to me of transactions you are unable to process because of returned items. With respect to any item that I transmit to you for remote deposit that you credit to my Account, in the event such item is dishonored, I authorize you to debit the amount of such item from the Account. Email Address. I agree to notify you immediately if I change my email address, as this is the email address where you will send me notification of receipt of remote deposit items. Unavailability of RDCS. I understand and agree that RDCS may at times be temporarily unavailable due to Credit Union system maintenance or technical difficulties including those of the Internet service provider and Internet software. In the event that RDCS is unavailable, I acknowledge that I can deposit an original check at your branches or through some of your ATMs or by mailing the original check to you at P. O. Box 1268, Portsmouth, NH 03802-1268. It is my sole responsibility to verify that items deposited using RDCS have been received and accepted for deposit by you. However, you will email notification of items that are rejected by the next business day following rejection. Business Day and Availability Disclosure. Your business days are Monday through Friday, except holidays. Your office hours are 8:308:30 a.m. to 6 p.m., Eastern Standard Time, each business day. Your contact center is available 24 hours a day, 7 days a week at ▇▇▇-▇▇▇-▇▇▇▇.

Check Requirements. Any image of a check that I transmit to you must accurately and legibly provide all the information on the front and back of the check at the time presented to me by the drawer. Prior to scanning capturing the original check, I will endorse indorse the back of the original check. My endorsement will include my signature and a restrictive endorsementthe account number to which I am making the deposit, including the words Mobile Check Deposit. The scanned image of the check transmitted to you must accurately and legibly provide, among other things, the following information: (1) the information identifying the drawer and the paying bank that is preprinted on the check, including complete and accurate MICR information and the signature(s); and (2) other information placed on the check prior to the time an image of the check is captured, such as any required identification written on the front of the check and any endorsements applied to the back of the check. The image quality for the check will meet the standards for image quality established by the American National Standards Institute ("“ANSI"”), the Board of Governors of the Federal Reserve, and any other regulatory agency, clearing house or association. Rejection of DepositsDeposit. You are not liable for any service or late charges levied against me due to your rejection of any item. In all cases, I am responsible for any loss or overdraft plus any applicable fees to your Account due to an item being returned. Items Returned Unpaid. A written notice Notice will be sent to me of transactions you are unable to process because of returned items. With respect to any item that I transmit to you for remote deposit that you credit to my Account, in the event such item is dishonored, I authorize you to debit the amount of such item from the Account. Email Address. I agree to notify you immediately if I change my email address, as this is the email address where you will send me notification of receipt of remote deposit items or communicate to me regarding any remote deposit items, if necessary. Unavailability of RDCSServices. I understand and agree that RDCS the Services may at times be temporarily unavailable due to Credit Union the Financial Institution’s system maintenance or technical difficulties including those of the Internet service provider, cellular service provider and Internet software. In the event that RDCS is the Services are unavailable, I acknowledge that I can deposit an original check at your branches or through some of your ATMs or by mailing the original check to you at P. O. Box 1268Foothill Federal Credit Union, Portsmouth▇▇ ▇▇▇ ▇▇▇▇▇▇, NH 03802▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇-1268▇▇▇▇. It is my sole responsibility to verify that items deposited using RDCS the Services have been received and accepted for deposit by you. However, you will email notification of items that are rejected by the next business day following rejection. Business Day Funds Availability. I understand and Availability Disclosureagree that, for purposes of deposits made using the Services, the place of deposit is Arcadia, CA. Your business days are Monday through FridayWith regard to the availability of deposits made using the Services, except holidayssuch funds will be available as set forth below. Your office hours are 8:30YOUR ABILITY TO WITHDRAW FUNDS LONGER DELAYS MAY APPLY

Check Requirements. Any image of a check that I transmit to you must accurately and legibly provide all the information on the front and back of the check at the time presented to me by the drawer. Prior to scanning capturing the original check, I will endorse the back of the original check. My endorsement will include my signature and a restrictive endorsementbe in accordance with the payee name. The scanned image of the check transmitted to you must accurately and legibly provide, among other things, the following information: (1) the information identifying the drawer and the paying bank that is preprinted on the check, including complete and accurate MICR information and the signature(s); and (2) other information placed on the check prior to the time an image of the check is captured, such as any required identification written on the front of the check and any endorsements applied to the back of the check. The image quality for the check will meet the standards for image quality established by the American National Standards Institute ("ANSI"), the Board of Governors of the Federal Reserve, and any other regulatory agency, clearing house or association. Rejection of DepositsDeposit. You I agree that you are not liable for any service or late charges levied against me due to your rejection of any item. In all cases, I am responsible for any loss or overdraft plus any applicable fees charged to your Account due to you as a result of an item being returned. Items Returned Unpaid. A written notice will be sent to me of transactions you are unable to process because of returned items. With respect to any item that I transmit to you for remote deposit that you credit to my Account, in the event such item is dishonored, I authorize you to debit the amount of such item from the Accountmy Account(s). Email Address. I agree to notify you immediately if I change my email address, as this is the email address where you will send me notification of receipt or rejection of remote deposit itemsitems and other important notices or information. Unavailability of RDCSServices. I understand and agree that RDCS the Services may at times be temporarily unavailable due to Credit Union your system maintenance or technical difficulties including those of the Internet service provider, thirdparty service provider, cellular service provider and Internet software. In the event that RDCS is the Services are unavailable, I acknowledge that I can deposit an original check at your branch offices, shared branches or through some of your ATMs proprietary ownership or CO-OP ATMs, or by mailing the original check to you at P. O. Box 1268at: Frontwave Credit Union at, Portsmouth▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇ ▇▇., NH 03802-1268▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇. It is my sole responsibility to verify that items deposited using RDCS the Services have been received and accepted for deposit by you. However, you will email notification of items that are rejected by the next business day following rejection. Business Day and Availability Disclosure. Your business days are Monday through Friday, except holidays. Your office hours are 8:30.

Check Requirements. Any image of a check that I transmit to you must accurately and legibly provide all the information on the front and back of the check at the time presented to me by the drawer. Prior to scanning the original check, I will endorse the back of the original check. My endorsement on the back of the original check will include my signature and a restrictive endorsementmy account number and “For Remote Deposit Only”. The scanned image of the check transmitted to you must accurately and legibly provide, among other things, the following information: (1) the information identifying the drawer and the paying bank that is preprinted on the check, including complete and accurate MICR information and Endorsement of Deposited Items. Checks must be endorsed by the signature(s); and (2) other information placed payee on the check prior to the time an image reverse side of the check is captured, such as any required identification written on in the front of space nearest the check and any endorsements applied to the back trailing edge of the check. The image quality A two-party check that is not endorsed by both parties will not be accepted for deposit. If the check is payable to me or my joint member, either of us can endorse it. If the check is payable to me and my joint member both of us must endorse the check. Third party checks will meet the standards not be accepted for image quality established by the American National Standards Institute ("ANSI"), the deposit. Rejection of DepositsDeposit. You are not liable for any service or late charges levied against me due to your rejection of any item. In all cases, I am responsible for any loss or overdraft plus any applicable fees to your Account due to an item being returned. Items Returned Unpaid. A written notice will be sent to me of transactions you are unable to process because of returned items. With respect to any item that I transmit to you for remote deposit that you credit to my Account, in the event such item is dishonored, I authorize you to debit the amount of such item from the Account. Email Address. I agree to notify you immediately if I change my email address, as this is the email address where you will send me notification of receipt of remote deposit items. Unavailability of RDCS. I understand and agree that RDCS may at times be temporarily unavailable due to Credit Union system maintenance or technical difficulties including those of the Internet service provider and Internet software. In the event that RDCS is unavailable, I acknowledge that I can deposit an original check at your branches or through some of your ATMs or by mailing the original check to you at P. O. Box 1268, Portsmouth, NH 03802-1268. It is my sole responsibility to verify that items deposited using RDCS have been received and accepted for deposit by you. However, you will email notification of items that are rejected by the next business day following rejection. Business Day and Availability Disclosure. Your business days are Monday through Friday, except holidays. Your office hours are 8:30.

Check Requirements. Any image of a check that I transmit to you must accurately and legibly provide all the information on the front and back of the check at the time presented to me by the drawer. Prior to scanning capturing the original check, I will endorse indorse the back of the original check. My endorsement will include my signature and a restrictive endorsementbe in accordance with the payee name. The scanned image of the check transmitted to you must accurately and legibly provide, among other things, the following information: (1) the information identifying the drawer and the paying bank that is preprinted on the check, including complete and accurate MICR information and the signature(s); and (2) other information placed on the check prior to the time an image of the check is captured, such as any required identification written on the front of the check and any endorsements applied to the back of the check. The image quality for the check will meet the standards for image quality established by the American National Standards Institute ("ANSI"), the Board of Governors of the Federal Reserve, and any other regulatory agency, clearing house or association. Rejection of DepositsDeposit. You I agree that you are not liable for any service or late charges levied against me due to your rejection of any item. In all cases, I am responsible for any loss or overdraft plus any applicable fees charged to your Account due to you as a result of an item being returned. Items Returned Unpaid. A written notice will be sent to me of transactions you are unable to process because of returned items. With respect to any item that I transmit to you for remote deposit that you credit to my Account, in the event such item is dishonored, I authorize you to debit the amount of such item from the Accountmy Account(s). Email Address. I agree to notify you immediately if I change my email address, as this is the email address where you will send me notification of receipt or rejection of remote deposit itemsitems and other important notices or information. Unavailability of RDCSServices. I understand and agree that RDCS the Services may at times be temporarily unavailable due to Credit Union your system maintenance or technical difficulties including those of the Internet service provider, thirdparty service provider, cellular service provider and Internet software. In the event that RDCS is the Services are unavailable, I acknowledge that I can deposit an original check at your branch offices, shared branches or through some of your ATMs proprietary ownership or CO-OP ATMs, or by mailing the original check to you at P. O. Box 1268at: Frontwave Credit Union at, Portsmouth▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇ ▇▇., NH 03802-1268▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇. It is my sole responsibility to verify that items deposited using RDCS the Services have been received and accepted for deposit by you. However, you will email notification of items that are rejected by the next business day following rejection. Business Day and Availability Disclosure. Your business days are Monday through Friday, except holidays. Your office hours are 8:30.

Check Requirements. Any image of a check that I transmit to you must accurately and legibly provide all the information on the front and back of the check at the time presented to me by the drawer. Prior to scanning the original check, I will endorse the back of the original check. My endorsement will include my signature and a restrictive endorsement. the following information: the words, “For Deposit Only at RBFCU”, my Account Number, Date and the words “via Mobile Deposit.” The scanned image of the check transmitted to you must accurately and legibly provide, among other things, the following information: (1) the information identifying the drawer and the paying bank that is preprinted on the check, including complete and accurate MICR information and the signature(s); and (2) other information placed on the check prior to the time an image of the check is captured, such as any required identification written on the front of the check and any endorsements applied to the back of the check. The image quality for the check will meet the standards for image quality established by the American National Standards Institute ("“ANSI"”), the Board of Governors of the Federal Reserve, and any other regulatory agency, clearing house or association. Rejection of DepositsDeposit. You are not liable for any service or late charges levied against me due to your rejection of any item. In all cases, I am responsible for any loss or overdraft plus any applicable fees to your my Account due to an item being returned. Items Returned Unpaid. A You will send me a written notice will be sent to me of transactions you that are unable to process because of returned itemsvarious return reasons. With respect to any item that I transmit to you for remote deposit that you credit to my Account, in the event such item is dishonored, I authorize you to debit the amount of such item from the Account. Email Address. I agree to notify you immediately if I change my email address, as this is the email address where you will send me notification of receipt or rejection of remote deposit itemsitems or any changes to the Services. Unavailability of RDCSServices. I understand and agree that RDCS the Services may at times be temporarily unavailable due to Credit Union system maintenance or technical difficulties including those of the Internet service provider and Internet software. In the event that RDCS is the Services are unavailable, I acknowledge that I can deposit an original check at your branches or through some of your ATMs or by mailing the original check to you RBFCU at P. O. Box 12682097, PortsmouthUniversal City, NH 03802Texas 78148-12682097. It is my sole responsibility to verify that items deposited using RDCS the Services have been received and accepted for deposit by you. However, you will email notification of items that are rejected by the next business day following rejection. Business Day and Availability Disclosure. Your I understand that your business days are Monday through FridaySaturday, except holidays. Your office business hours for Mobile Deposit are 8:307:00 a.m. to 7:00 p.m., Central Time, each business day Monday through Friday. Your business hours for Mobile Deposit on Saturday are 8:30 a.m. to 4:15 p.m., Central Time. Funds Availability. With regard to the availability of deposits made using the Services, such funds will be available as set forth in the RBFCU Funds Availability Policy, which is part of the Membership and Account Agreement. Account holder's Warranties. I make the following warranties and representations with respect to each image of an original check I transmit to you using the Services:

Check Requirements. Any image of a check that I transmit to you must accurately and legibly provide all the information on the front and back of the check at the time presented to me by the drawer. Prior to scanning imaging the original check, I will endorse the back of the original check. My endorsement will include my signature and a restrictive endorsementthe following information: For Deposit Only, Date and the words "via Deposzip". The scanned image of the check transmitted to you must accurately and legibly provide, among other things, the following information: (1) the information identifying the drawer and the paying bank that is preprinted on the check, including complete and accurate MICR information and the signature(s); and (2) other information placed on the check prior to the time an image of the check is captured, such as any required identification written on the front of the check and any endorsements applied to the back of the check. The image quality for the check will meet the standards for image quality established by the American National Standards Institute ("ANSI"), the Board of Governors of the Federal Reserve, and any other regulatory agency, clearing house or association. Rejection of DepositsDeposit. You are not liable for any service or late charges levied against me due to your rejection of any item. In all cases, I am responsible for any loss or overdraft plus any applicable fees to your Account due to an item being returned. Items Returned Unpaid. A written notice will be sent to me of transactions you are unable to process because of returned items. With respect to any item that I transmit to you for remote deposit that you credit to my Account, in the event such item is dishonored, I authorize you to debit the amount of such item from the Account. Email Address. I agree to notify you immediately if I change my email address, as this is the email address where you will send me notification of receipt of remote deposit items. Unavailability of RDCSServices. I understand and agree that RDCS the Services may at times be temporarily unavailable due to Credit Union system maintenance or technical difficulties including those of the Internet service provider and Internet software. In the event that RDCS is the Services are unavailable, I acknowledge that I can deposit an original check at your branches or through some of your ATMs or by mailing the original check to you at P. O. Box 1268Mutual 1st Federal, Portsmouth▇▇▇▇▇ "▇" ▇▇▇▇▇▇, NH 03802-1268▇▇▇▇▇ ▇▇▇, ▇▇▇▇▇, ▇▇ ▇▇▇▇▇. It is my sole responsibility to verify that items deposited using RDCS the Services have been received and accepted for deposit by you. However, you will email notification of items that are rejected by the next business day following rejection. Business Day and Availability Disclosure. Your business days are Monday through Friday, except holidays. Your office business hours are 8:308:00 a.m. to 6:00 p.m., Central Time, each business day. Funds Availability. I understand and agree that, for purposes of deposits made using the Services, the place of deposit is Omaha, NE. With regard to the availability of deposits made using the Services, such funds will be available as set forth in the funds availability schedule. Internal Controls and Audit. I understand and agree to adhere to the Internal Controls as described in this agreement and further detailed within this section. Accountholder's Warranties. I make the following warranties and representations with respect to each image of an original check I transmit to you utilizing the Services:

Check Requirements. Any image of a check that I transmit to you must accurately and legibly provide all the information on the front and back of the check at the time presented to me by the drawer. Prior to scanning the original check, I will endorse the back of the original check. My endorsement will include check with my signature and a restrictive endorsement. The scanned image of the check transmitted to you must accurately and legibly provide, among other things, the following information: (1) the information identifying the drawer and the paying bank that is preprinted on the check, including complete and accurate MICR information and the signature(s); and (2) other information placed on the check prior to the time an image of the check is captured, such as any required identification written on the front of the check and any endorsements applied to the back of the check. The image quality for the check will meet the standards for image quality established by the American National Standards Institute ("ANSI"), the Rejection of DepositsDeposit. You are not liable for any service or late charges levied against me due to your rejection of any item. In all cases, I am responsible for any loss or overdraft plus any applicable fees to your my Account due to an item being returned. Items Returned Unpaid. A You will send me a written notice will be sent to me of transactions you that are unable to process because of returned itemsvarious return reasons. With respect to any item that I transmit to you for remote deposit that you credit to my Account, in the event such item is dishonored, I authorize you to debit the amount of such item from the Account. Email Address. I agree to notify you immediately if I change my email address, as this is the email address where you will send me notification of receipt or rejection of remote deposit itemsitems or any changes to the Services. Unavailability of RDCSServices. I understand and agree that RDCS the Services may at times be temporarily unavailable due to Credit Union system maintenance or technical difficulties including those of the Internet service provider and Internet software. In the event that RDCS is the Services are unavailable, I acknowledge that I can deposit an original check at your branches or through some of your ATMs a branch, ATM or by mailing the original check to you RBFCU at P. O. Box 1268P.O. ▇▇▇ ▇▇▇▇, Portsmouth▇▇▇▇▇▇▇▇▇ ▇▇▇▇, NH 03802▇▇▇▇▇ ▇▇▇▇▇-1268▇▇▇▇. It is my sole responsibility to verify that items deposited using RDCS the Services have been received and accepted for deposit by you. HoweverProcessing Days. I understand that your processing days include Sunday through Saturday, to include holidays, allowing the Credit Union to process deposits daily. You may contact us by phone Monday – Friday from 8:00 a.m. to 6:00 p.m., Central Time regarding these deposits. Funds Availability. We generally apply the funds availability procedures set forth in the RBFCU Funds Availability Policy, which is part of the Membership Agreement & Disclosures, deposits made using our Online Banking service are not subject to this Policy and, therefore, we may delay availability of funds beyond the procedures noted therein. Account holder's Warranties. I make the following warranties and representations with respect to each image of an original check I transmit to you will email notification of items that are rejected by using the next business day following rejection. Business Day and Availability Disclosure. Your business days are Monday through Friday, except holidays. Your office hours are 8:30Services:

Check Requirements. Any image of a check that I transmit to you must accurately and legibly provide all the information on the front and back of the check at the time presented to me by the drawer. Prior to scanning the original check, I will endorse the back of the original check. My endorsement will include my signature and a restrictive endorsement. The scanned image of the check transmitted to you must accurately and legibly provide, among other things, the following information: (1) the information identifying the drawer and the paying bank that is preprinted on the check, including complete and accurate MICR information and the signature(s); and (2) other information placed on the check prior to the time an image of the check is captured, such as any required identification written on the front of the check and any endorsements applied to the back of the check. The image quality for the check will meet the standards for image quality established by the American National Standards Institute ("ANSI"), the Rejection of DepositsDeposit. You are not liable for any service or late charges levied against me due to your rejection of any item. In all cases, I am responsible for any loss or overdraft plus any applicable fees to your Account due to an item being returned. Items Returned Unpaid. A written notice will be sent to me of transactions you are unable to process because of returned items. With respect to any item that I transmit to you for remote deposit that you credit to my Account, in the event such item is dishonored, I authorize you to debit the amount of such item from the Account. Email Address. I agree to notify you immediately if I change my email address, as this is the email address where you will send me notification of receipt of remote deposit items or communicate to you regarding any remote deposit items, if necessary. Unavailability of RDCSServices. I understand and agree that RDCS the Services may at times be temporarily unavailable due to Credit Union the Financial Institution’s system maintenance or technical difficulties difficulties, including those of the Internet service provider, cellular service provider and Internet software. In the event that RDCS is the Services are unavailable, I acknowledge that I can deposit an original check at your branches or through some of your ATMs or by mailing the original check to you at P. O. Box 1268Wescom Credit Union, Portsmouth▇▇ ▇▇▇ ▇▇▇▇, NH 03802-1268▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇. It is my sole responsibility to verify that items deposited using RDCS the Services have been received and accepted for deposit by you. However, you will email notification of items that are rejected by the next business day following rejection. Business Day Days and Availability DisclosureHours. Your Wescom Credit Union's business days and hours are Monday through Friday, except 9:00 am – 6:00 pm, excluding Federal holidays. Your office hours are 8:30Wescom Credit Union Operating Hours and Contact Information: Funds Availability. I understand and agree that, for purposes of deposits made using the Services, the place of deposit is Anaheim, CA. With regard to the availability of deposits made using the Services, such funds will be available as set forth below. LONGER DELAYS MAY APPLY

Check Requirements. Any image of a check that I transmit to you must accurately and legibly provide all the information on the front and back of the check at the time presented to me by the drawer. Prior to scanning capturing the original check, I will endorse the back of the original check. My endorsement will include my signature the account number to which I am making the deposit, including the share ID and a restrictive endorsementthe words EDeposit. The scanned image of the check transmitted to you must accurately and legibly provide, among other things, the following information: (1) the information identifying the drawer and the paying bank that is preprinted on the check, including complete and accurate MICR information and the signature(s); and (2) other information placed on the check prior to the time an image of the check is captured, such as any required identification written on the front of the check and any endorsements applied to the back of the check. The image quality for the check will meet the standards for image quality established by the American National Standards Institute ("ANSI"), the Board of Governors of the Federal Reserve, and any other regulatory agency, clearing house or association. Rejection of DepositsDeposit. You are not liable for any service or late charges levied against me due to your rejection of any item. In all cases, I am responsible for any loss or overdraft plus any applicable fees to your Account due to an item being returned. Items Returned Unpaid. A written notice will be sent to me of transactions you are unable to process because of returned items. With respect to any item that I transmit to you for remote deposit that you credit to my Account, in the event such item is dishonored, I authorize you to debit the amount of such item from the Account. Email Address. I agree to notify you immediately if I change my email address, as this is the email address where you will send me notification of receipt of remote deposit items or communicate to you regarding any remote deposit items, if necessary. Unavailability of RDCSServices. I understand and agree that RDCS the Services may at times be temporarily unavailable due to Credit Union the Financial Institution's system maintenance or technical difficulties including those of the Internet service provider, cellular service provider and Internet software. In the event that RDCS is the Services are unavailable, I acknowledge that I can deposit an original check at your branches or through some of your ATMs or by mailing the original check to you at P. O. Box 1268Infinity Credit Union, PortsmouthBusiness Days and Hours. The Credit Union's business days and hours are Monday through Friday 8:00am – 5:00pm Eastern, NH 03802-1268excluding Federal holidays. It Contact Information: Funds Availability. I understand and agree that, for purposes of deposits made using the Services, the place of deposit is my sole responsibility Moline, IL. With regard to verify the availability of deposits made using the Services, such funds will be available as set forth below. For additional information, please refer to the "Important Account Information for our Members". YOUR ABILITY TO WITHDRAW FUNDS: Our general policy is to make funds from your cash and check deposits available to you on the same day we receive your deposit. Electronic direct deposits will be available on the day we receive the deposit. Once the funds are available, you will have full access to those funds. For determining the availability of your deposits, every day is a business day, except Saturdays, Sundays, and Federal Holidays. If you make a deposit before 4:00 p.m. on a business day that items deposited using RDCS have been received and accepted for deposit by youwe are open, we will consider that day to be the day of your deposit. However, if you make a deposit after 4:00 p.m. or on a day we are not open, we will email notification of items consider that are rejected by the deposit was made on the next business day following rejectionwe are open. Business Day and Availability Disclosure. Your business days are Monday through FridayLONGER DELAYS MAY APPLY: In some cases, except holidays. Your office hours are 8:30we will not make all of the funds that you deposit by check available to you on the same day of your deposit.

Check Requirements. Any image of a check that I transmit to you must accurately and legibly provide all the information on the front and back of the check at the time presented to me by the drawer. Prior to scanning capturing the original check, I will endorse the back of the original check. My endorsement will include my signature the account number to which I am making the deposit, including the share ID and a restrictive endorsementthe words SnapDeposit. The scanned image of the check transmitted to you must accurately and legibly provide, among other things, the following information: (1) the information identifying the drawer and the paying bank that is preprinted on the check, including complete and accurate MICR information and the signature(s); and (2) other information placed on the check prior to the time an image of the check is captured, such as any required identification written on the front of the check and any endorsements applied to the back of the check. The image quality for the check will meet the standards for image quality established by the American National Standards Institute ("“ANSI"”), the Board of Governors of the Federal Reserve, and any other regulatory agency, clearing house or association. Rejection of DepositsDeposit. You are not liable for any service or late charges levied against me due to your rejection of any item. In all cases, I am responsible for any loss or overdraft plus any applicable fees to your Account due to an item being returned. Items Returned Unpaid. A written notice will be sent to me of transactions you are unable to process because of returned items. With respect to any item that I transmit to you for remote deposit that you credit to my Account, in the event such item is dishonored, I authorize you to debit the amount of such item from the Account. Email Address. I agree to notify you immediately if I change my email address, as this is the email address where you will send me notification of receipt of remote deposit items or communicate to you regarding any remote deposit items, if necessary. Unavailability of RDCSServices. I understand and agree that RDCS the Services may at times be temporarily unavailable due to Credit Union the Financial Institution’s system maintenance or technical difficulties including those of the Internet service provider, cellular service provider and Internet software. In the event that RDCS is the Services are unavailable, I acknowledge that I can deposit an original check at your branches or through some of your ATMs or by mailing the original check to you at P. O. Box 1268Finex Credit Union, Portsmouth▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, NH 03802-1268East Hartford, CT 06108. It is my sole responsibility to verify that items deposited using RDCS the Services have been received and accepted for deposit by you. However, you will email notification of items that are rejected by the next business day following rejection. Business Day Days and Availability DisclosureHours. Your Finex Credit Unions business days and hours are Monday through Friday, except 9:00 am – 5:00 pm, excluding Federal holidays. Your office hours Finex Credit Union Operating Hours and Contact Information: Monday, Tuesday, Friday 8:00am – 4:30pm Wednesday 9:30am – 4:30pm Thursday 8:00am – 6:00pm Mailing Address: Finex Credit Union ▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ East Hartford, CT 06108 Email address: ▇▇▇▇▇▇▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇.▇▇▇ Funds Availability. I understand and agree that, for purposes of deposits made using the Services, the place of deposit is Anaheim, CA. With regard to the availability of deposits made using the Services, such funds will be available as set forth below. YOUR ABILITY TO WITHDRAW FUNDS Our policy is to limit remote deposit check amounts based on risk. Maximum check amount limits will generally range from $500 to $3,000 depending on your risk profile and our internal controls limits set. The first $200 may be available to you on the same day we receive your deposit. Check holds apply on remote deposits over $200. Funds availability will range from a two‐day check hold for the lowest risk profile to a five‐day check hold on the higher risk profiles. For determining the availability of your deposits, every day is a business day, except Saturdays, Sundays, and Federal Holidays. If you make a deposit before 5:00 p.m. on a business day that we are 8:30open, we will consider that day to be the day of your deposit. However, if you make a deposit after 5:00 p.m. or on a day we are not open, we will consider that the deposit was made on the next business day we are open. If you will need the funds from deposit right away, submit a request to ▇▇▇▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇.▇▇▇ review your situation individually. We may choose to allow that one deposit exception, change the check holds ongoing, or take no action. These determinations and the risk profiles used are at our sole discretion. LONGER DELAYS MAY APPLY In some cases, we will not make all of the funds that you deposit by check available to you on the same day of your deposit. Depending on the type of check that you deposit, funds may not be available until the second (2nd) business day after the day of your deposit. The first $200 of your deposits, however, may be available on the first (1st) business day. If we are not going to make all of the funds from your deposit available on the first (1st) business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decide to take this action after you have left the premises, we will mail you the notice by the day after we receive your deposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available. In addition, funds you deposit by check may be delayed for a longer period under the following circumstances: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,000 on any one day. • You redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of computer or communications equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the fifth (5th) business day after the day of your deposit.

Check Requirements. Any image of a check that I transmit to you must accurately and legibly provide all the information on the front and back of the check at the time presented to me by the drawer. Prior to scanning the original check, I will endorse the back of the original check. My endorsement will include my signature and a restrictive endorsement. The scanned image of the check transmitted to you must accurately and legibly provide, among other things, the following information: (1) the information identifying the drawer and the paying bank that is preprinted on the check, including complete and accurate MICR information and the signature(s); and (2) other information placed on the check prior to the time an image of the check is captured, such as any required identification written on the front of the check and any endorsements applied to the back of the check. The image quality for the check will meet the standards for image quality established by the American National Standards Institute ("ANSI"), the Rejection of DepositsDeposit. You are not liable for any service or late charges levied against me due to your rejection of any item. In all cases, I am responsible for any loss or overdraft plus any applicable fees to your Account due to an item being returned. Items Returned Unpaid. A written notice will be sent to me of transactions you are unable to process because of returned items. With respect to any item that I transmit to you for remote deposit that you credit to my Account, in the event such item is dishonored, I authorize you to debit the amount of such item from the Account. Email Address. I agree to notify you immediately if I change my email address, as this is the email address where you will send me notification of receipt of remote deposit items or communicate to you regarding any remote deposit items, if necessary. Unavailability of RDCSServices. I understand and agree that RDCS the Services may at times be temporarily unavailable due to Credit Union the Financial Institution’s system maintenance or technical difficulties difficulties, including those of the Internet service provider, cellular service provider and Internet software. In the event that RDCS is the Services are unavailable, I acknowledge that I can deposit an original check at your branches or through some of your ATMs or by mailing the original check to you at P. O. Box 1268▇▇▇▇▇▇ First Federal Credit Union, Portsmouth▇▇ ▇▇▇ ▇▇▇▇, NH 03802-1268▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇. It is my sole responsibility to verify that items deposited using RDCS the Services have been received and accepted for deposit by you. However, you will email notification of items that are rejected by the next business day following rejection. Business Day Days and Availability DisclosureHours. Your ▇▇▇▇▇▇ First Federal Credit Union's business days and hours are Monday through Friday, except 9:00 am – 5:00 pm, excluding Federal holidays. Your office hours are 8:30▇▇▇▇▇▇ First Federal Credit Union Operating Hours and Contact Information: