Common use of GENERAL (continued) Clause in Contracts

GENERAL (continued). The Central Bank of Jordan signed subsidiary loan agreements with nine operating banks in Jordan to benefit from the proceeds of the World Bank for Reconstruction and Development loan by which the available amount to lend is USD 49,875,000 out of the loan amount of USD 50,000,000 was channeled to banks to re-lend the funding to Micro, Small, and Medium enterprises. The nine operating banks are detailed as follows: Amount of loan Disbursed amount USD USD Cairo Amman Bank 5,782,793 5,782,793 Jordan Kuwait Bank 6,577,574 6,577,574 ▇▇▇▇ Bank 4,795,487 4,795,487 Arab Bank 5,077,574 5,077,574 Ahli Bank 3,251,058 3,251,058 Capital Bank* 5,500,705 5,472,496 Housing Bank for Trade and Finance 5,606,312 5,606,312 Arab International Islamic Bank 9,052,186 9,052,186 Jordan Islamic Bank* 4,231,311 3,470,558 49,875,000 49,086,038 These loans are repayable over a period not exceeding fifteen years from the date of disbursement with a grace period of five years. These facilities bear semi-annual LIBOR USD six months interest rate plus 1.85%. * An amount of USD 28,209 was refunded from Capital Bank and USD 760,753 from Jordan Islamic Bank, representing the value of the unutilized amounts.

GENERAL (continued). The Central Bank of Jordan signed a subsidiary loan agreements with nine operating banks in Jordan to benefit from the proceeds of the World Bank for Reconstruction and Development loan by which the available amount to lend is USD 49,875,000 out of the loan amount of USD 50,000,000 was channeled to banks to re-lend the funding to Micro, Small, and Medium enterprises. The nine operating banks are detailed as follows: Amount of loan Disbursed amount USD USD Cairo Amman Bank 5,782,793 5,782,793 Jordan Kuwait Bank 6,577,574 6,577,574 ▇▇▇▇ Bank 4,795,487 4,795,487 Arab Bank 5,077,574 5,077,574 Ahli Bank 3,251,058 3,251,058 Capital Bank* Bank 5,500,705 5,472,496 5,500,705 Housing Bank for Trade and Finance 5,606,312 5,606,312 Arab International Islamic Bank 9,052,186 9,052,186 Jordan Islamic Bank* Bank 4,231,311 3,470,558 4,231,311 49,875,000 49,086,038 49,875,000 These loans are repayable over a period not exceeding fifteen years from the date of disbursement with a grace period of five years. These facilities bear semi-annual LIBOR USD six months interest rate plus 1.85%. * An amount of USD 28,209 was refunded from Capital Bank and USD 760,753 from Jordan Islamic Bank, representing the value of the unutilized amounts.