Geographic Concentrations Sample Clauses

Geographic Concentrations. By Cut-off Date Principal Balance, ______% of the Contracts relate to improvements to property located in California. No other state represents more than 10% of the Cut-off Date Pool Principal Balance. No more than 5% of the Contracts by Cut-off Date Principal Balance relate to improvements to property located in an area with the same five-digit zip code.

Geographic Concentrations. By Cut-off Date Principal Balance, 10.59% of the Loans are secured by property located in California, 7.47% in Florida, 5.26% in Illinois, 5.30% in New York, and 5.16% in Virginia. No other state represents more than 5% of the aggregate Cut-off Date Principal Balances of the Loans. No more than 1% of the Loans by Cut-off Date Principal Balance are secured by property located in an area with the same five-digit zip code.

Geographic Concentrations. Home Improvement Contracts. By Cut-off Date Principal Balance, _____ -------------------------- % of the Initial Home Improvement Contracts are secured by property located in California, _____ % in New York and _____ % in _____. No other state represents more than 5% of the aggregate Cut-off Date Principal Balances of the Initial Home Improvement Contracts. No more than 1% of the Home Improvement Contracts by Cut-off Date Principal Balance are secured by property located in an area with the same five-digit zip code. Fixed Rate Home Equity Contracts. By Cut-off Date Principal Balance, -------------------------------- _____ % of the Initial Fixed Rate Home Equity Contracts are secured by property located in _____, _____ % in _____ and _____ % in _____. No other state represents more than 5% of the aggregate Cut-off Date Principal Balances of the Initial Fixed Rate Home Equity Contracts. No more than 1% of Fixed Rate Home Equity Contracts by Cut-off Date Principal Balance are secured by property located in an area with the same five-digit zip code.

Geographic Concentrations. By Cut-off Date Principal Balance, 15.21% of the Initial and Additional Loans are secured by property located in California, 7.67% in Maryland, 6.61% in Colorado and 5.05% in Virginia. No other state represents more than 5.13% of the aggregate Cut-off Date Principal Balances of the Initial and Additional Loans. The weighted average (by Scheduled Principal Balance) of the debt-to-income ratio of the Loans as of the Post-Funding Payment Date will not be more than 42.49%.

Geographic Concentrations. By Cut-off Date Principal Balance, 24.55% of the Home Improvement Contracts are secured by property located in California, 7.73% in Arizona, 7.19% in New York, 6.43% in New Jersey and 6.33% in Florida. No other state represents more than 5% of the Cut-off Date Pool Principal Balance of Sub-Pool HI. No more than 1% of the Home Improvement Contracts by Cut-off Date Principal Balance are secured by property located in an area with the same five-digit zip code. By Cut-off Date Principal Balance, 8.79% of the Fixed-Rate Home Equity Contracts are secured by property located in Ohio, 6.15% in Georgia, 5.96% in Alabama, 5.90% in Florida, 5.90% in North Carolina, 5.87% in Pennsylvania, 5.23% in New York, 5.15% in Michigan and 5.04% in Virginia. No other state represents more than 5% of the Cut-off Date Pool Principal Balance of Sub-Pool HE. No more than 1% of the Home Equity Contracts by Cut-off Date Principal Balance are secured by property located in an area with the same five-digit zip code. By Cut-off Date Principal Balance, 10.34% of the Adjustable Rate Home Equity Contracts are secured by property located in Ohio, 9.44% in California, 8.82% in Texas, 8.08 in Illinois, 6.13% in Washington and 5.80% in Maryland. No other state represents more than 5% of the Cut-off Date Pool Principal Balance of Sub-Pool HE. No more than 1% of the Home Equity Contracts by Cut-off Date Principal Balance are secured by property located in an area with the same five-digit zip code.

Geographic Concentrations. (i) Group I Loans. By Cut-off Date Principal Balance, 13.09% of the ------------- Initial and Additional Group I Loans are secured by property located in California, 5.81% in Texas and 5.48% in Florida. No other state represents more than 5% of the aggregate Cut-off Date Principal Balances of the Initial and Additional Group I Loans. No more than 1% of the Group I Loans by Cut-off Date Principal Balance are secured by property located in an area with the same five-digit zip code. (ii) Group II Loans. By Cut-off Date Principal Balance, 10.24% of the -------------- Initial and Additional Group II Loans are secured by property located in California, 7.27% in Pennsylvania, 6.12% in Illinois and 5.00% in Washington. No other state represents more than 5% of the aggregate Cut- off Date Principal Balances of the Initial and Additional Group II Loans. No more than 1% of the Group II Loans by Cut-off Date Principal Balance are secured by property located in an area with the same five-digit zip code.

Geographic Concentrations. By Cut-off Date Principal Balance, 12.54% of the Initial and Additional Loans are secured by property located in California, 9.81% in Ohio, 6.81% in Maryland, 5.66% in Colorado, 5.36% in Georgia, and 5.01% in North Carolina. No other state represents more than 5.00% of the aggregate Cut-off Date Principal Balances of the Initial and Additional Loans. No more than 1% of the Loans by Cut-off Date Principal Balance are secured by property located in an area with the same five-digit zip code.

Geographic Concentrations. By Cut-off Date Principal Balance, ------------------------- approximately 12.07% of the Initial and Additional Loans are secured by property located in California, approximately 8.84% in Texas, approximately 7.97% in Florida, and approximately 5.29% in New York. No other state represents more than 5.00% of the aggregate Cut-off Date Principal Balances of the Initial and Additional Loans. The percentage (by Scheduled Principal Balance) of the Loans as of the Post-Funding Payment Date which are owner-occupied will be at least 97%. The percentage (by Scheduled Principal Balance) of the Loans as of the Post-Funding Payment Date which are single family will be at least 92%. No more than 1.00% of the Loans by Cut-off Date Principal Balance are secured by property located in an area with the same five-digit zip code.

Geographic Concentrations. By Cut-off Date Principal Balance, 17.53% of the Initial Home Improvement Contracts are secured by property located in California, 5.47% in Michigan, 8.10% in New Jersey, 8.00% in New York and 6.54% in Oregon. No other state represents more than 5% of the Cut-off Date Pool Principal Balance of Sub-Pool HI. No more than 1% of the Home Improvement Contracts by Cut-off Date Principal Balance are secured by property located in an area with the same five-digit zip code. By Cut-off Date Principal Balance, 5.77% of the Initial Home Equity Contracts are secured by property located in Alabama, 9.85% in Georgia, 8.50% in Florida, 6.61% in South Carolina, 5.20% in Maryland, 7.42% in Ohio, 5.45% in Pennsylvania, 7.86% in Illinois, 5.77% in Missouri and 11.88% in North Carolina. No other state represents more than 5% of the Cut-off Date Pool Principal Balance of Sub-Pool HE. No more than 1% of the Home Equity Contracts by Cut-off Date Principal Balance are secured by property located in an area with the same five-digit zip code.