Common use of Maintaining Your Accounts Clause in Contracts

Maintaining Your Accounts. You agree to properly maintain your ANBM Accounts, to comply with the rules governing your ANBM Accounts, and to pay any fees associated with the use or maintenance of your ANBM Accounts. Any issue relating to an ANBM Account Revision Date: 08/10/05 or Service which you access through myb@nk shall be governed by the law(s) specified in the agreement for that ANBM Account or Service. Your ANBM deposit accounts and loans that you select for online availability can be viewed and accessed in myb@nk. Your ANBM Accounts will continue to be governed by the Terms and Conditions of your Account Agreements and your loan agreements, except where it is noted in this Agreement. This Agreement will control if there is a conflict with your other agreements and this Agreement for myb@nk. In addition, each ANBM Account and myb@nk service is subject to the following: • Terms or instructions appearing on any screen when using myb@nk; • ANBM’s rules, procedures and policies applicable to your Accounts; • Rules and regulations of any funds transfer system used in connection with myb@nk; and • Applicable state and federal laws and regulations. You may access myb@nk and your Accounts to check balances, transfer funds, make loan payments, view transaction history, and account statements. To access your ANBM Accounts you must have an Access ID and Password and the required hardware and software. You are solely responsible for having the required hardware and software and for securing an Internet service provider. You will generally be able to access your Accounts 7 days a week, 24 hours a day. At certain times, myb@nk may not be available due to system maintenance or circumstances beyond our control. During these times, you may contact the Accounting Department at (▇▇▇) ▇▇▇-▇▇▇▇ or your local ANBM branch office to obtain information about your ANBM Accounts. You will be given Access IDs and Passwords that will give you and each of your Authorized Representatives access to myb@nk. During the first login session, you and each of your Authorized Representatives are required to change the Passwords we provide to you. Going forward, Passwords can be changed online at any time in myb@nk. Online Passwords are case sensitive and must be a minimum of 8 characters, up to a maximum of 17 characters, and must contain at least 1 Upper, 1 Lower, 1 Numeric, and 1 Special characters. We are entitled to act upon instructions received under your Access IDs and Passwords. You are responsible for familiarizing all Authorized Representatives with the terms of this Agreement and for keeping your myb@nk Access IDs and Passwords confidential. Your Access ID and Password allow you access to myb@nk. Your responsibility for transactions and other activities, that occur or are undertaken using your Access ID and Password, includes those transactions and activities that may be taken by anyone using myb@nk after logging in with your Access ID and Password. You are responsible for keeping your Access ID and Password confidential, and for ensuring that you have logged out of myb@nk when your session is complete to prevent unauthorized persons from accessing your information. You agree that you will be the only user of your Access ID and Password, that you will not transfer or disclose any of this information to any other person, and that you will be responsible for all usage of myb@nk and any fees associated with use of other services accessed through your account whether or not authorized by you. Please use maximum caution in protecting your Access ID and Password from disclosure to anyone else. If you share your Access ID and/or Password with people who are not authorized signors on your Account, you are authorizing that other person to act on your behalf and ANBM may accept any instructions from that person regarding transfers and/or other account transactions. Additionally, you agree that ANBM's records will be final and conclusive as to all questions concerning whether or not your Password was used in conjunction with a particular transaction. Contact us immediately at (▇▇▇) ▇▇▇-▇▇▇▇, if you believe that your Access ID or Password has been lost or stolen, or that someone may attempt to use myb@nk without your consent or has transferred money without your permission.

Maintaining Your Accounts. You agree to properly maintain your ANBM AccountsCNBC online access, to comply with the rules governing your ANBM Accountsaccount(s), and to pay any fees associated with your account(s). Neglecting the use or maintenance (including but not limited to fees) of your ANBM Accountsaccount may warrant CNBC Online Access termination. Any issue relating to an ANBM Account Revision Date: 08/10/05 with a CNBC account(s), or Service service with CNBC, which you access through myb@nk CNBC online access shall be governed by the law(s) specified in the this agreement for that ANBM Account CNBC account or Serviceservice. Your ANBM deposit accounts and loans that you select for online availability can be viewed and accessed in myb@nk. Your ANBM Online Access to CNBC Accounts will continue to be governed by the Terms and Conditions of your Account Agreements and your loan agreements, except where it is noted in this Agreement. This Agreement will control if there is a conflict with your other agreements and this Agreement for myb@nk. In addition, each ANBM Account and myb@nk service is subject to the following: • Terms or instructions appearing on any screen when using myb@nk; • ANBM’s rules, procedures and policies applicable to your Accounts; • Rules and regulations of any funds transfer system used in connection with myb@nk; and • Applicable state and federal laws and regulations. You may access myb@nk and your Accounts to check balances, transfer funds, make loan payments, view transaction history, and account statements. To access your ANBM Accounts CNBC Account(s) you must have an Access INTERNET ID and Password and a PASSWORD as well as the required hardware and software. You are solely responsible for having the required hardware and software and for securing an Internet internet service provider. You Subject to the terms of this Agreement you will generally be able to access your Accounts 7 accounts(s) at ▇▇▇.▇▇▇▇▇▇▇▇▇▇.▇▇▇ seven days a week, 24 hours a day. At certain times, myb@nk Community National Bank Custody Online Access may not be available due to system maintenance or circumstances beyond our control. During these timesnormal business hours, you may contact the Accounting Department at call our toll free number (▇▇▇) )▇▇▇-▇▇▇▇ or your local ANBM branch office to obtain information about your ANBM Accountsfor additional assistance. Password and Internet ID You will be given Access IDs an internet ID and Passwords a temporary password that will give you and each of your Authorized Representatives access to myb@nkyour CNBC account. During the your first login logon session, you and each of your Authorized Representatives are required to change the Passwords we provide to youyour password. Going forward, Passwords your password can be changed online at any time in myb@nktime. Online Passwords are Your online password is case sensitive sensitive, and must be a minimum of 8 characters, up to a maximum of 17 characters, and must contain at least 1 Upper, 1 Lower, 1 Numeric, 8 characters long with at least 2 alpha characters and 1 Special 2 numeric characters. We are entitled to act upon instructions received under recommend that you change your Access IDs password regularly. For security purposes, we recommend that you memorize the password and Passwords. You are responsible for familiarizing all Authorized Representatives with the terms of this Agreement and for keeping your myb@nk Access IDs and Passwords confidential. Your Access ID and Password allow you access to myb@nk. Your responsibility for transactions and other activities, that occur or are undertaken using your Access ID and Password, includes those transactions and activities that may be taken by anyone using myb@nk after logging in with your Access ID and Passworddo NOT write it down. You are responsible for keeping your Access password and internet ID and Password confidential, and for ensuring . Electronic Mail (E-Mail) You can communicate with us via e-mail at ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇▇▇.▇▇▇. Please remember that you have logged out of myb@nk when your session is complete to prevent unauthorized persons from accessing your information. You agree that you will be the only user of your Access ID and Password, that you we will not transfer or disclose any of this information to any other person, and that you will be responsible for all usage of myb@nk and any fees associated with use of other services accessed through your account whether or not authorized immediately receive an electronic message sent by you. Please use maximum caution in protecting your Access ID and Password from disclosure to anyone else. If you share your Access ID and/or Password with people who are not authorized signors on your Accountneed to contact us immediately, you are authorizing that other person to act on your behalf and ANBM may accept any instructions from that person regarding transfers and/or other account transactions. Additionally, you agree that ANBM's records will be final and conclusive as to all questions concerning whether or not your Password was used in conjunction with a particular transaction. Contact us immediately at please call (▇▇▇) )▇▇▇-▇▇▇▇. Never send us your account number(s), internet ID, password, security word, or other sensitive information via e-mail. CNBC ONLINE ACCESS SERVICE Available Services By accessing your account(s) online, you may obtain balance information, portfolio holdings, and review transaction history. Balances and transaction history will reflect activity conducted through the close of the previous business day. Accessibility and Cancellation If you have appointed one or more designated representatives, each such designated representative may individually access your account(s). Each designated representative will have a unique internet ID and password. The terms of this agreement will apply to each designated representative. To cancel this authorization agreement, please notify us in writing that you would like to forfeit the right to access your account(s) via the internet. If you decide to close your account(s), your CNBC Online Access will be forfeited once CNBC considers the account closed. Representative Accessibility and Cancellation Designated representatives are responsible for access to CNBC accounts by their office staff. Internet IDs will ONLY be assigned to representatives. CNBC will NOT assign internet IDs to office staff. If you no longer act as a representative for a client, it is your responsibility to notify CNBC immediately. Telephone Number and Address Call us IMMEDIATELY if you believe that your Access Internet ID or Password has been lost or stolen, or if you suspect any fraudulent activity on your account. Phone: (▇▇▇)▇▇▇-▇▇▇▇ E-mail: ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇▇▇.▇▇▇ Or write to: Community National Bank, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇.▇. Box 25, Seneca, KS 66538 Telephone and ISP Charges You will be responsible for any telephone charges that someone may attempt to use myb@nk without you incur and any fees charged by your consent or has transferred money without Internet Service Provider (ISP) when you access your permissionaccount online.