Common use of Points Accrual Clause in Contracts

Points Accrual. Exclusions 5.1 You will not accrue points for: (a) charges processed, billed or prepaid prior to the enrolment date; (b) cash advances, Corporate Cash, Express Cash or any other cash services or transactions; (c) American Express Travellers Cheque and Gift Cheque purchases; (d) charges for dishonoured payments; (e) interest charges – including Line of Credit charges and American Express Credit Card account finance charges; (f) fees and charges, including joining fees, annual Card fees and Membership Rewards program fees; (g) late payment charges; (h) charges for the pay portion of a Points + Pay Membership Rewards redemption; (i) charges in relation to promotional offers which we exclude from points accrual; (j) charges for which we do not receive payment in full for any reason; (k) fees and charges incurred for processing and amending applicable American Express foreign exchange products; (l) balances transferred from other credit card accounts; (m) charges at a merchant that you or any supplementary card member to your account or any third party related to you have nay ownership interest in, excluding shares quotes on a recognised stock exchange; or (n) any credits that are posted to your primary account or any linked accounts – including those arising from returned goods or services or from billing disputes. Any points accrued in your program account will be reduced to reflect the amount credited. 5.2 Points accrued in your program account have no monetary value.

Points Accrual. Exclusions 5.1 You will not accrue points for: (a) charges processed, billed or prepaid prior to the enrolment date; (b) cash advances, Corporate Cashcorporate cash, Express Cash express cash or any other cash services or transactions; (c) American Express Travellers Cheque and Gift Cheque gift cheque purchases; (d) charges for dishonoured payments; (e) interest charges – including Line line of Credit credit charges and American Express Credit Card account finance charges; (f) fees and charges, including joining fees, annual Card fees and Membership Rewards program programme fees; (g) late payment charges; (h) charges for the pay portion of a Points + Pay Membership Rewards RapidRewards redemption; (i) charges in relation to promotional offers which we exclude from points accrual; (j) amount billed for purchase of points to top-up your points balance; (k) charges for which we do not receive payment in full for any reason; (k) fees and charges incurred for processing and amending applicable American Express foreign exchange products;; or (l) balances transferred from other credit card accounts;. (m) charges at 5.2 Adjustments will be made to the points accrued in a merchant that you or programme account if there are any supplementary card member credits posted to your a Card account or any third party related to you have nay ownership interest in, excluding shares quotes on a recognised stock exchange; or (n) any credits that are posted to your primary linked account or any linked accounts – including those arising from returned goods or services or from billing disputes. Any points accrued in your program account will be reduced to reflect the amount credited. 5.2 5.3 We reserve the right to change these exclusions at any time, for example – we may offer points on balance transfer amounts as part of specific promotions and subject to any conditions we think fit. 5.4 Points accrued in your program programme account have no monetary value. 5.5 Points accrued in your programme account for any given year will only be carried forward on the anniversary of your enrolment date if conditions set out in this agreement have been met.

Points Accrual. Exclusions4.1 Except for promotional offers and offers relating to applicable American Express foreign exchange products, you will accrue a designated number of points (earn rate) (as notified to you from time to time) for every one Australian dollar spent on goods and services, charged and billed on your account. Subject to these terms and conditions, points are calculated on each purchase of goods or services charged to your Card. Each purchase is rounded down to the nearest dollar then multiplied separately by each applicable earn rate to determine the number of points awarded. However, only full points will be earned. We will disregard and not accumulate a fraction of a point. For details on the number of Points awarded for each transaction type, please contact American Express using the telephone number printed on the back of your Card. 5.1 You will not accrue points for: (a) charges processed, billed or prepaid prior to the enrolment date; (b) cash advances, Corporate Cash, Express Cash or any other cash services or transactions; (c) American Express Travellers Cheque and Gift Cheque purchases; (d) charges for dishonoured payments; (e) interest charges – charges, including Line of Credit charges and American Express Credit Card account finance charges; (f) fees and charges, including joining fees, annual Card fees and Membership Rewards program fees; (g) late payment charges; (h) charges for the pay portion of a Points + Pay Membership Rewards redemption; (i) charges in relation to promotional offers which we exclude from points accrual; (ji) charges for which we do not receive payment in full for any reason; (k) fees and charges incurred for processing and amending applicable American Express foreign exchange products; (l) balances transferred from other credit card accounts; (mj) charges at a merchant that you or any supplementary card member to your account or any third party related to you have nay ownership interest in, excluding shares quotes on a recognised stock exchange; (k) balances transferred from other credit card accounts; or (nl) any credits that are posted to your primary account or any linked accounts – including those arising from returned goods or services or from billing disputes. Any points accrued in your program account will be reduced to reflect the amount credited. 5.2 Points accrued in your program account have no monetary value.

Points Accrual. Exclusions 5.1 You will not accrue points for: (a) charges processed, billed or prepaid prior to the enrolment date; (b) cash advances, Corporate Cash, Express Cash or any other cash services or transactions; (c) American Express Travellers Cheque and Gift Cheque purchases; (d) charges for dishonoured payments; (e) interest charges – including Line of Credit charges and American Express Credit Card account finance charges; (f) fees and charges, including joining fees, annual Card fees and Membership Rewards program fees; (g) late payment charges; (h) charges for the pay portion of a Points + Pay Membership Rewards redemption; (i) charges in relation to promotional offers which we exclude from points accrual; (j) charges for which we do not receive payment in full for any reason; (k) fees and charges incurred for processing and amending applicable American Express foreign exchange products; (l) balances transferred from other credit card accounts; (m) charges at a merchant that you or any supplementary card member Card Member to your account or any third party related to you have nay any ownership interest in, excluding shares quotes on a recognised stock exchange; or (n) any credits that are posted to your primary account or any linked accounts – including those arising from returned goods or services or from billing disputes. Any points accrued in your program account will be reduced to reflect the amount credited. 5.2 Points accrued in your program account have no monetary value.

Points Accrual. Exclusions 5.1 You will not accrue points for: (a) charges processed, billed or prepaid prior to the enrolment date; (b) cash advances, Corporate Cash, Express Cash or any other cash services or transactions; (c) American Express Travellers Cheque and Gift Cheque purchases; (d) charges for dishonoured payments; (e) interest charges – including Line of Credit charges and American Express Credit Card account finance charges; (f) fees and charges, including joining fees, annual Card fees and Membership Rewards program fees; (g) late payment charges; (h) charges for the pay portion of a Points + Pay Membership Rewards redemption; (i) charges in relation to promotional offers which we exclude from points accrual; (j) charges for which we do not receive payment in full for any reason; (k) fees and charges incurred for processing and amending applicable American Express foreign exchange products; (l) balances transferred from other credit card Credit Card accounts; (m) charges at a merchant that you or any supplementary card member to your account or any third party related to you have nay any ownership interest in, excluding shares quotes quoted on a recognised stock exchange; or (n) any credits that are posted to your primary account or any linked accounts – including those arising from returned goods or services or from billing disputes. Any points accrued in your program account will be reduced to reflect the amount credited. 5.2 Points accrued in your program account have no monetary value.

Points Accrual. Exclusions 5.1 You will not accrue points for: (a) charges processed, billed or prepaid prior to the enrolment date; (b) cash advances, Corporate Cash, Express Cash or any other cash services or transactions; (c) American Express Travellers Cheque and Gift Cheque purchases; (d) charges for dishonoured payments; (e) interest charges – including Line of Credit charges and American Express Credit Card account finance charges; (f) fees and charges, including joining fees, annual Card fees and Membership Rewards program fees; (g) late payment charges; (h) charges for the pay portion of a Points + Pay Membership Rewards redemption; (i) charges in relation to promotional offers which we exclude from points accrual; (j) charges for which we do not receive payment in full for any reason; (k) fees and charges incurred for processing and amending applicable American Express foreign exchange products;; (l) balances transferred from other credit card Credit Card accounts; (m) charges at a merchant that you or any supplementary card member to your account or any third party related to you have nay any ownership interest in, excluding shares quotes quoted on a recognised stock exchange; or (n) any credits that are posted to your primary account or any linked accounts – including those arising from returned goods or services or from billing disputes. Any points accrued in your program account will be reduced to reflect the amount credited. 5.2 Points accrued in your program account have no monetary value.