Common use of Recurrent Disability Clause in Contracts

Recurrent Disability. If you become Totally Disabled again from the same or as those for which premiumswere previously waived and such disability recurswithin months of cessation of the Waiver of Premium benefit, Manulife Financial will waive the Qualifying Period. Your amount of insuranceon which premiums were previouslywaived will be reinstated. If the same disability recurs more than months after cessation of your Waiver of Premium benefit, such disability will be considered a separate disability. Two disabilities which are due to unrelatedcauses are considered separate disabilities if they are separated by a return to work of at least one day.

Recurrent Disability. If you become Totally becomeTotally Disabled again from the same or related causes as those for which premiumswere premiums were previously waived waived, and such disability recurswithin recurs within months of cessation of the Waiver of Premium benefit, Manulife Financial will Financialwill waive the Qualifying Period. Your amount of insuranceon which premiums were previouslywaived premiumswere will be reinstated. If the same disability recurs more than months after cessation of your Waiver of Premium benefit, such disability will be considered a separate disability. Two disabilities which are due to unrelatedcauses are considered separate consideredseparate disabilities if they are separated by a return to work of at least one day.

Recurrent Disability. If you become Totally Disabled again from the same or related causes as those for which premiumswere premiums were previously waived waived, and such disability recurswithin recurs within 6 months of cessation of the Waiver of Premium benefit, Manulife Financial will waive the Qualifying Period. Your amount of insuranceon insurance on which premiums were previouslywaived previously waived will be reinstated. If the same disability recurs more than 6 months after cessation of your Waiver of Premium benefit, such disability will be considered a separate disability. Two disabilities which are due to unrelatedcauses unrelated causes are considered separate disabilities if they are separated by a return to work of at least one day.

Recurrent Disability. If you become Totally Disabled again Disabledagain from the same or relatedcauses as those for which premiumswere premiums were previously waived waived, and such disability recurswithin recurs within months of cessation of the Waiver of Premium benefit, Manulife Financial will waive the Qualifying Period. Your amount of insuranceon which premiums were premiumswere previouslywaived will be reinstated. If the same disability recurs more than months after cessation of your Waiver of Premium benefit, such disability will be considered a separate disability. Two disabilities which disabilitieswhich are due to unrelatedcauses are considered separate consideredseparate disabilities if they are separated by a return to work of at least one day.