Using Your Card You understand that the use of your credit card or credit card account will constitute acknowledgement of receipt and agreement to the terms of the Credit Card Agreement and Credit Card Account Opening Disclosure (Disclosure). You may use your card to make purchases from merchants and others who accept your card. The credit union is not responsible for the refusal of any merchant or financial institution to honor your card. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. In addition, you may obtain cash advances from the Credit Union, from other financial institutions that accept your card, and from some automated teller machines (ATMs). (Not all ATMs accept your card.) If the credit union authorizes ATM transactions with your card, it will issue you a personal identification number (PIN). To obtain cash advances from an ATM, you must use the PIN issued to you for use with your card. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Even if you use your card for an illegal transaction, you will be responsible for all amounts and charges incurred in connection with the transaction. If you are permitted to obtain cash advances on your account, you may also use your card to purchase instruments and engage in transactions that we consider the equivalent of cash. Such transactions will be posted to your account as cash advances and include, but are not limited to, wire transfers, money orders, bets, lottery tickets, and casino gaming chips, as applicable. This paragraph shall not be interpreted as permitting or authorizing any transaction that is illegal.
Know Your Customer Information The Administrative Agent shall have received at least three Business Days prior to the Closing Date all documentation and other information about the Borrower as has been reasonably requested by the Administrative Agent at least 10 Business Days prior to the Closing Date that is required by regulatory authorities under applicable “know your customer” and anti-money laundering rules and regulations, including without limitation the USA PATRIOT Act.
Safeguarding 3.1. The LA has overarching responsibility for safeguarding and promoting the welfare of all children and young people in their area. They have statutory functions under the 1989 and 2004 Children Acts which make it clear, and the ‘Working Together to safeguard Children’ 2018 guidance sets these out in detail.
3.2. The provider must follow the EYFS and have clear safeguarding policies and procedures in place that are in line with the LA guidance and procedures for responding to and reporting suspected or actual abuse and neglect. A lead practitioner must take responsibility for safeguarding and all staff must have training to identify signs of abuse and neglect. The provider must have regard to ‘Working Together to Safeguard Children’ 2018 guidance.
3.3. The LA has set the following safeguarding criteria for childcare providers as a condition of funding: • All childcare providers must sign up to the identified agreement protocols as set out in the multi-agency safeguarding arrangements, these may include but not be limited to; the Local Safeguarding Children Board (LSCB) compact (and future safeguarding children’s partnership arrangements), to receive Public Protection Notices (PPN) and Multi-Agency Risk Assessment Conference (MARAC) and the Dorset Information Sharing Charter (DISC). • Providers are required to complete and return an Annual Safeguarding/Inclusion Self- Assessment. Follow up visits or phone calls may be undertaken by the Early Years Team to support providers with developing their safeguarding and inclusion practice. This process should support providers with their ongoing self-evaluation. • Providers are required to address any identified areas of development in their safeguarding/child protection practice identified through observation and Self-Assessment process, or by other professionals. • All providers must ensure that all staff are appropriately trained in safeguarding. Designated Safeguarding Leads and their Deputy Safeguarding Leads must attend the Multi agency training provided at least every 3 years and any other identified training for their role. • All new providers will be required to undergo relevant safeguarding training prior to joining the Directory of Providers for Early Education Funding. • All providers must collate and provide self-assessment/auditing information as requested by the relevant Local Safeguarding Partners. • All providers to ensure that any actions or recommendations set by Ofsted during inspection or the LA during visits are progressed.
3.4. In addition to this Safeguarding Leads, Deputy Leads and Childminder Safeguarding Leads are encouraged to attend appropriate and recommended Safeguarding networks/forums to keep updated.
Safeguarding Customer Information The Servicer has implemented and will maintain security measures designed to meet the objectives of the Interagency Guidelines Establishing Standards for Safeguarding Customer Information published in final form on February 1, 2001, 66 Fed. Reg. 8616 and the rules promulgated thereunder, as amended from time to time (the “Guidelines”). The Servicer shall promptly provide the Master Servicer, the Trustee and the NIMS Insurer information reasonably available to it regarding such security measures upon the reasonable request of the Master Servicer, the Trustee and the NIMS Insurer which information shall include, but not be limited to, any Statement on Auditing Standards (SAS) No. 70 report covering the Servicer’s operations, and any other audit reports, summaries of test results or equivalent measures taken by the Servicer with respect to its security measures to the extent reasonably necessary in order for the Seller to satisfy its obligations under the Guidelines.
Safeguarding Information Not to use or disclose any information concerning a recipient of services under this contract for any purpose not in conformity with state and federal law except upon written consent of the recipient, or the responsible parent or guardian when authorized by law.