Common use of Terminal Illness (TI) Benefit Clause in Contracts

Terminal Illness (TI) Benefit. We do not pay the TI Benefit if the TI is directly or indirectly, wholly or partly caused by: a) Intentional acts (sane or insane) such as self-inflicted injuries, suicide or attempted suicide; b) Pre-existing conditions within the first 12 months from the Policy Issue date or the latest Reinstatement date, whichever is later; or c) Acquired Immune Deficiency Syndrome (AIDS), AIDS-related conditions or infection in the presence of Human Immunodeficiency Virus (HIV) except HIV due to blood transfusion and occupationally acquired HIV.

Terminal Illness (TI) Benefit. We do not pay the TI Benefit if the TI is directly or indirectly, wholly or partly caused by: a) Intentional intentional acts (sane or insane) such as self-inflicted injuries, suicide or attempted suicide; b) Pre-existing conditions within the first 12 twelve (12) months from the Policy Issue date, the date in which there is a new Life insured or the latest Reinstatement date, whichever is later; or c) Acquired Immune Deficiency Syndrome (AIDS), AIDS-related conditions or infection in the presence of Human Immunodeficiency Virus (HIV) except HIV due to blood transfusion and occupationally acquired HIV.