Terminal Illness (TI) Benefit. We do not pay the TI Benefit if the TI is directly or indirectly, wholly or partly caused by: a) Intentional acts (sane or insane) such as self-inflicted injuries, suicide or attempted suicide; or b) Pre-existing conditions within the first twelve (12) months from the Policy issue date or the latest Reinstatement date, whichever is later; or c) Acquired Immunodeficiency Syndrome (AIDS), AIDS-related conditions or infection in the presence of Human Immunodeficiency Virus (HIV) except HIV infection due to blood transfusion and occupationally acquired HIV. When TI exclusion happens, You have the option to either continue with this policy or to surrender the policy. When there is condition(s) specific to the Life insured which We will not cover, We will state them on Our offer of conditional acceptance, the Policy Information Page and Endorsement.
Appears in 3 contracts
Sources: Insurance Policy Agreement, Insurance Policy Agreement, Insurance Policy Agreement