Common use of UNAUTHORIZED TRANSACTIONS IN YOUR BANK ACCOUNTS Clause in Contracts

UNAUTHORIZED TRANSACTIONS IN YOUR BANK ACCOUNTS. Only reveal your account number to a legitimate entity for a purpose you authorize (such as your insurance company for automatic payments). Notify us at once if you believe another person has improperly obtained your Internet Banking password. Also, notify us if someone has transferred or may transfer money from your account without your permission, or if you suspect any fraudulent activity on your account. You could lose all the money in your account plus the maximum amount of any unused credit on your overdraft credit line. To notify us, call First National Bank & Trust Company Customer Service at ▇▇▇-▇▇▇-▇▇▇▇ or ▇▇▇-▇▇▇-▇▇▇▇, Monday through Friday 9:00 A.M. through 4:30 P.M. (Central Time) or write to First National Bank & Trust Company, P.O. Box 311; Weatherford Oklahoma 73096. If your Internet Banking password has been compromised and you tell us within two (2) business days after you learn of the loss or theft, you can lose no more than $50 if someone used your Internet Banking password without your permission to access a Bank deposit account. If you do NOT tell us within two (2) business days after you learn of the loss or theft and we could have stopped someone from taking money without your permission had you told us, you could lose as much as $500. Also, if your statement shows withdrawals, transfers or purchases that you did not make or authorize, please notify us at once. If you do not notify us within sixty (60) days after the paper or online statement was sent to you, and we could have stopped someone from taking money if you had told us in time, you may not get back any money lost after the sixty (60) days. If extenuating circumstances, such as a long trip or hospital stay, kept you from telling us, the time periods in this section will be extended.

UNAUTHORIZED TRANSACTIONS IN YOUR BANK ACCOUNTS. Only reveal your account number to a legitimate entity for a purpose you authorize (such as your insurance company for automatic payments). Notify us at once if you believe another person has improperly obtained your Internet Banking password. Also, notify us if someone has transferred or may transfer money from your account without your permission, or if you suspect any fraudulent activity on your account. You could lose all the money in your account plus the maximum amount of any unused credit on your overdraft credit line. To notify us, call Blue Sky Bank formerly First National Bank & Trust Company Customer Service at ▇▇▇-▇▇▇-▇▇▇▇ or ▇▇▇-▇▇▇-▇▇▇▇, Monday through Friday 9:00 A.M. through 4:30 P.M. (Central Time) or write to Blue Sky Bank formerly First National Bank & Trust CompanyBank, P.O. Box 311; Weatherford Oklahoma 73096. If your Internet Banking password has been compromised and you tell us within two (2) business days after you learn of the loss or theft, you can lose no more than $50 if someone used your Internet Banking password without your permission to access a Bank deposit account. If you do NOT tell us within two (2) business days after you learn of the loss or theft and we could have stopped someone from taking money without your permission had you told us, you could lose as much as $500. Also, if your statement shows withdrawals, transfers or purchases that you did not make or authorize, please notify us at once. If you do not notify us within sixty (60) days after the paper or online statement was sent to you, and we could have stopped someone from taking money if you had told us in time, you may not get back any money lost after the sixty (60) days. If extenuating circumstances, such as a long trip or hospital stay, kept you from telling us, the time periods in this section will be extended.

UNAUTHORIZED TRANSACTIONS IN YOUR BANK ACCOUNTS. Only reveal your account number to a legitimate entity for a purpose you authorize (such as your insurance company for automatic payments). Notify us at once if you believe another person has improperly obtained your Internet Banking online password. Also, Also notify us if someone has transferred or may transfer money from your account without your permission, or if you suspect any fraudulent activity on your account. You could lose all the money in your account plus the maximum amount of any unused credit on your overdraft credit line. To notify us, call First National Bank & Trust Company Customer Service FirstBank of Nebraska at (▇▇▇-▇▇▇-▇▇▇▇ or ▇▇▇)-▇▇▇-▇▇▇▇, Monday through Friday 9:00 8:00 A.M. through 4:30 P.M. 5:00 PM; Saturday 8:00 AM through 12:00 PM (Central Time) excluding Federal Holidays; or write to First National Bank & Trust CompanyFirstBank of Nebraska, P.O. Box 311; Weatherford Oklahoma 73096▇.▇. ▇▇▇ ▇▇, ▇▇▇▇▇, ▇▇ ▇▇▇▇▇. If your Internet Banking online banking password has been compromised and you tell us within two (2) business days after you learn of the loss or theft, you can lose no more than $50 if someone used your Internet Banking online password without your permission to access a Bank deposit account. If you do NOT tell us within two (2) business days after you learn of the loss or theft theft, and we could have stopped someone from taking money without your permission had you told us, you could lose as much as $500. Also, if your statement shows withdrawals, transfers or purchases that you did not make or authorize, please notify us at once. If you do not notify us within sixty (60) days after the paper or online statement was sent to you, and we could have stopped someone from taking money if you had told us in time, you may not get back any money lost after the sixty (60) days. If extenuating circumstances, such as a long trip or hospital stay, stay kept you from telling us, the time periods in this section will be extended.