Common use of Your Liability for Unauthorized Transfers Clause in Contracts

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information related to your Card Account, including your Card, Access Code(s) and PIN. Tell us AT ONCE if you believe your Card, Access Code(s), or PIN has been lost or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or you believe an electronic transfer has been made without your permission, tell us at once. The best way to keep your losses down is by calling the toll-free number on the back of your Card or (▇▇▇) ▇▇▇-▇▇▇▇. You could lose all of the money in your Card Account. If you tell us within two business days after you learn of the loss or theft of your Card, you can lose no more than $50.00 if someone used your Card without your permission. If you do NOT tell us within two business days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card without your permission if you had told us, you could lose as much as $500.00. If you do not tell us within 60 days after the earlier of the date you electronically access your Card Account or the date we sent the FIRST written history on which the error appeared, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information your PIN (“Access Code”); user ID; and password and any other access code related to your Card AccountAccount (each, including an “Access Code") and your Card, Access Code(s) and PIN. Tell us AT ONCE if you believe your Card, Card or Access Code(s), or PIN Code has been lost or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or you believe an electronic transfer has been made without your permission, tell us at once. The best way to keep your losses down is by calling Telephoning the toll-free number on the back of your Card or calling (▇▇▇) ▇▇▇-▇▇▇▇▇ is the best way of keeping your possible losses down. You could lose all of the money in your Card Account. If you tell us within two (2) business days after you learn of the loss or theft of your Card, you can lose no more than $50.00 if someone used your Card without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card without your permission if you had told us, you could lose as much as $500.00. If you do not tell us within 60 sixty (60) days after the earlier of the date you electronically access your Card Account or the date we sent the FIRST written history on which the error appeared, you may not get back any money you lost after the 60 sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information your PIN (“Access Code”); user ID; and password and any other access code related to your Card AccountAccount (each, including an “Access Code") and your Card, Access Code(s) and PIN. Tell us AT ONCE if you believe your Card, Card or Access Code(s), or PIN Code has been lost or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or you believe an electronic transfer has been made without your permission, tell us at once. The best way to keep your losses down is by calling Telephoning the toll-free number on the back of your Card or (calling ▇▇▇) -▇▇▇-▇▇▇-▇▇▇▇ is the best way of keeping your possible losses down. You could lose all of the money in your Card Account. If you tell us within two (2) business days after you learn of the loss or theft of your Card, you can lose no more than $50.00 if someone used your Card without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card without your permission if you had told us, you could lose as much as $500.00. If you do not tell us within 60 sixty (60) days after the earlier of the date you electronically access your Card Account or the date we sent the FIRST written history on which the error appeared, you may not get back any money you lost after the 60 sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information related to your Card Account, including your Card, Access Code(s) and PIN. Tell us AT ONCE if you believe your CardPasscard, Access Code(s)your True Blue® Direct Visa® card, your user name or password, or your PIN or similar code has been lost or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or if you believe that an electronic fund transfer has been made without your permission, tell us at oncepermission using information from your check. The Telephoning is the best way to keep of keeping your possible losses down is by calling the toll-free number on the back of your Card or (▇▇▇) ▇▇▇-▇▇▇▇down. You could lose all of the money in your Card Accountaccount (plus the maximum credit from any applicable overdraft protection plan). If you tell us within two 2 business days after you learn of the loss or theft, you can lose no more than $50 for an unauthorized electronic funds transfer or a series of related unauthorized transfers if someone uses your card or PIN without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your Cardcard, you can lose no more than $50.00 if someone used your Card without your permission. If you do NOT tell us within two business days after you learn of the loss or theft of your Card, PIN and we can prove that we could have stopped someone from using your Card card, or PIN without your permission if you had told us, you could lose as much as $500.00500. Also, if your statement shows transfers that you did not make, including those made by card, code or other means, tell us at once. If you do not tell us within 60 days after the earlier of the date you electronically access your Card Account or the date we sent the FIRST written history on which the error appearedstatement was mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information related to your Card Account, including your Card, Access Code(s) and PIN. Tell Please tell us AT ONCE if you believe your Visa Check Card, Access Code(s)your Fidelity Bank credit card, or your PIN has been lost or stolen. Also, stolen or if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or you believe that an electronic fund transfer has been made without your permission, tell us at oncepermission using information from your check. The Telephoning is the best way to keep of keeping your possible losses down is by calling the toll-free number on the back of your Card or (▇▇▇) ▇▇▇-▇▇▇▇down. You could lose all of the money in your Card Accountaccount, plus the maximum amount of any line of credit linked to your account (such as a Checking Reserve or Equity Line account). If you believe your Visa Check Card has been lost or stolen, and you tell us within two business days after you learn of the loss or theft of your Cardtheft, you can lose no more than $50.00 if someone used for unauthorized ATM/PIN based transactions using your card and (ii) $0 for unauthorized purchases using your VISA Check Card without your permissionfor non-PIN transactions. If you do NOT tell us within two business days after you learn of the loss or theft of your Cardcard, and we can prove that we could have stopped someone from using your Card card without your permission if you had told us, you could can lose as much as no more than $500.00. If you do not tell us within 60 days after the earlier of the date you electronically access your Card Account or the date we sent the FIRST written history on which the error appeared, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.500 for unauthorized ATM/PIN transactions and

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information related to your Card Account, including your Card, Access Code(s) and PIN. Tell us AT ONCE if you believe your Card, Access Code(s), or PIN has been lost or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or you believe an electronic transfer has been made without your permission, tell us at once. The best way to keep your losses down is by calling the toll-free number on the back of your Card or (▇▇▇) -▇▇▇-▇▇▇▇. You could lose all of the money in your Card Account. If you tell us within two business days after you learn of the loss or theft of your Card, you can lose no more than $50.00 if someone used your Card without your permission. If you do NOT tell us within two business days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card without your permission if you had told us, you could lose as much as $500.00. If you do not tell us within 60 days after the earlier of the date you electronically access your Card Account or the date we sent the FIRST written history on which the error appeared, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information related to your Card Account, including your Card, Access Code(s) and PIN. Tell us AT ONCE immediately by calling us or by writing to us as described below in the “Notices” section if you believe your Cardaccount number and/or password has been lost, Access Code(s)stolen, or PIN compromised, or that someone to whom you have granted authority to use your account number and/or password has been lost exceeded such authority or stolenif someone has transferred or may transfer money from your accounts without your permission. Calling us is the best way to reduce possible losses. Also, if your transaction history statement shows transfers transactions that you did not make, including those made with your Cardby card, Card Number or Account Numbercode, or you believe an electronic transfer has been made without your permissionother means, tell us at once. The best way to keep your losses down is by calling the toll-free number on the back of your Card or (▇▇▇) ▇▇▇-▇▇▇▇. You could lose all of the money in your Card Accountaccounts (plus your maximum overdraft line of credit). The following provisions apply only to Consumer Accounts: If you tell us within two 2 business days, you can lose no more than $50 if someone used your account number and/or password without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your Card, you can lose no more than $50.00 if someone used your Card without your permission. If you do NOT tell us within two business days after you learn of the loss or theft of your Cardaccount number and/or password, and we can prove that we could have stopped someone from using your Card account number and/or password without your permission if you had told us, you could lose as much as $500.00500. If you do not tell us within 60 days after the earlier of the date you electronically access your Card Account or the date we sent the FIRST written history on which the error appearedstatement was mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, reason good reasons (such as a long trip trips or a hospital stay) kept you from telling us, we will extend the time periodsperiods to a reasonable limit.

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information your PIN (“Access Code”); user ID; and password and any other access code related to your Card AccountAccount (each, including an “Access Code") and your Card, Access Code(s) and PIN. Tell us AT ONCE if you believe your Card, Card or Access Code(s), or PIN Code has been lost or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or you believe an electronic transfer has been made without your permission, tell us at once. The best way to keep your losses down is by calling Telephoning the toll-free number on the back of your Card or (calling ▇▇▇) -▇▇▇-▇▇▇-▇▇▇▇ is the best way of keeping your possible losses down. You could lose all of the money in your Card Account. If you tell us within two (2) business days after you learn of the loss or theft of your Card, you can lose no more than $50.00 if someone used your Card without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card without your permission if you had told us, you could lose as much as $500.00. If you do not tell us within 60 sixty (60) days after the earlier of the date you electronically access your Card Account or the date we sent the FIRST written history on which the error appeared, you may not get back any money you lost after the 60 sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.periods.‌

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information related to your Card Account, including your Card, Access Code(s) and PIN. Your Liability for Unauthorized Transfers: Tell us AT ONCE if you believe your Card, Access Code(s), or PIN Card has been lost or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or if you believe that an electronic fund transfer has been made without your permission, tell us at once. The best way to keep your losses down is by calling the Telephoning Customer Service toll-free number on is the back best way of keeping your Card or (▇▇▇) ▇▇▇-▇▇▇▇possible losses down. You could lose all of the money in your Card Account or Premier Account. If you tell us within two 2 business days after you learn of the loss or theft of your Card, you can lose no more than $50.00 50 if someone used your Card without your permission. If you do NOT tell us within two 2 business days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card without your permission if you had told us, you could lose as much as $500.00500. Also, if your electronic history shows transfers that you did not make, including those made by your Card or other means, tell us at once. If you do not tell us within 60 days after the earlier of the date you electronically access accessed your Card Account account (if the unauthorized transfer could be viewed in your electronic history), or the date we sent the FIRST written history on which the error unauthorized transfer appeared, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periodsperiods for a reasonable period.

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information related to your Card Account, including your Card, Access Code(s) and PIN. Tell us AT ONCE if you believe your CardPasscard, Access Code(s)your Visa® debit card, your user name or password, or your PIN or similar code has been lost or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or if you believe that an electronic fund transfer has been made without your permission, tell us at oncepermission using information from your check. The Telephoning is the best way to keep of keeping your possible losses down is by calling the toll-free number on the back of your Card or (▇▇▇) ▇▇▇-▇▇▇▇down. You could lose all of the money in your Card Accountaccount (plus the maximum credit from any applicable overdraft protection plan). If you tell us within two 2 business days after you learn of the loss or theft, you can lose no more than $50 for an unauthorized electronic funds transfer or a series of related unauthorized transfers if someone uses your card or PIN without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your Cardcard, you can lose no more than $50.00 if someone used your Card without your permission. If you do NOT tell us within two business days after you learn of the loss or theft of your Card, PIN and we can prove that we could have stopped someone from using your Card card, or PIN without your permission if you had told us, you could lose as much as $500.00500. Also, if your statement shows transfers that you did not make, including those made by card, code or other means, tell us at once. If you do not tell us within 60 days after the earlier of the date you electronically access your Card Account or the date we sent the FIRST written history on which the error appearedstatement was mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information related to your Card Account, including your Card, Access Code(s) and PIN. Tell us TELL US AT ONCE if you believe your Card, Access Code(s), or PIN card and/or access code has been lost or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or if you believe that an electronic fund transfer has been made without your permission, tell us at once. The Telephoning is the best way to keep of keeping your possible losses down is by calling the toll-free number on the back of your Card or (▇▇▇) ▇▇▇-▇▇▇▇down. You could lose all of the money in your Card AccountAccount (plus your maximum overdraft line-of-credit or funds in your overdraft protection service). If you tell us within two (2) business days after you learn of the loss or theft of your Cardcard and/or access code, you can lose no more than $50.00 50 if someone used your Card card and/or access code without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card and/or access code and we can prove that we could have stopped someone from using your Card card and/or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make including those made by card and/or access code or other means, TELL US AT ONCE. If you do not tell us within 60 calendar days after the earlier of the date you electronically access your Card Account statement was mailed or the date we sent the FIRST written history on which the error appeareddelivered to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information related to your Card Account, including your Card, Access Code(s) and PIN. Tell us AT ONCE if you believe your Card, Access Code(s)PIN, or PIN Current Account number has been lost or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or if you believe that an electronic fund transfer has been or may be made without your permission, tell . Telephoning us at once. The best way to keep your losses down is by calling the toll▇-free number on the back of your Card or (▇▇▇) ▇▇▇-▇▇▇-▇▇▇▇ is the best way of keeping your possible losses down. You could lose all of the money in your Card Current Account, plus your maximum Overdrive limit, if applicable. If you tell us within two 2 business days after you learn of the loss or theft of your Card, PIN, or Current Account number, you can lose no more than $50.00 50 if someone used your Card Card, PIN, or Current Account number without your permission. If you do NOT tell us within two 2 business days after you learn of the loss or theft of your Card, PIN, or Current Account number, and we can prove that we could have stopped someone from using your Card Card, PIN, or Current Account number without your permission if you had told us, you could lose as much as $500.00500. Also, if your statement shows transfers that you did not make, including those made by card, code or other means, tell us at once. For procedures on reporting statement errors, see the section labeled “Information About Your Right to Dispute Errors”, below. If you do not tell us within 60 sixty (60) days after the earlier of the date you electronically access your Card Account or the date we sent the FIRST written history on which the error appearedstatement was made available to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.sixty

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information related to your Card Accountmust contact us through Platform, including your Card, Access Code(s) and PIN. Tell us AT ONCE by emailing ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇ if you believe your CardAccount number, Access Code(s), Card or PIN has been lost was stolen or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or you believe an electronic someone has transferred or may transfer has been made money from your Account or using your Card without your permission, tell us at once. The Telephoning is the best way to keep of keeping your possible losses down is by calling the toll-free number on the back of your Card or (▇▇▇) ▇▇▇-▇▇▇▇down. You could lose all of the money in your Card Account. If you tell notify us within two (2) business days after you learn of the loss or theft of your CardAccount number, Card or PIN or other unauthorized access to your Account, you can lose no more than $50.00 if someone used your Account or Card without your permission. If you do NOT tell notify us within two (2) business days after you learn of the loss or theft of your CardAccount number, Card or PIN or other unauthorized access to your Account, and we can prove that we could have stopped someone from using your Card or Account without your permission if you had told notified us, you could lose as much as $500.00. If your statement shows transactions that you did not make, including those made by use of your Account number, Card or PIN, notify us at once. If you do not tell notify us within 60 sixty (60) days after the earlier of the date you electronically access your Card Account or the date we sent the FIRST written history on which the error appearedstatement was made available to you, you may not get back any of the money you lost after the 60 sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told notified us in time. If a good, documented, good reason (such as a long trip or a hospital stay) kept keeps you from telling us, we will extend the time periods.

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information related to your Card Account, including your Card, Access Code(s) and PIN. Tell us AT ONCE if you believe your Card, Access Code(s), or PIN has been lost or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or you believe an electronic transfer has been made without your permission, tell us at once. The best way to keep your losses down is by calling the toll-free number on the back of your Card or (▇-▇▇▇) -▇▇▇-▇▇▇▇. You could lose all of the money in your Card Account. If you tell us within two business days after you learn of the loss or theft of your Card, you can lose no more than $50.00 if someone used your Card without your permission. If you do NOT tell us within two business days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card without your permission if you had told us, you could lose as much as $500.00. If you do not tell us within 60 days after the earlier of the date you electronically access your Card Account or the date we sent the FIRST written history on which the error appeared, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information related to your Card AccountTELL US AT ONCE, including your Card, Access Code(s) and PIN. Tell us AT ONCE if you believe your Card, Access Code(s), or PIN card and/or access code has been lost or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or if you believe that an electronic fund transfer has been made without your permission, tell us at once. The Telephoning is the best way to keep of keeping your possible losses down is by calling the toll-free number on the back of your Card or (▇▇▇) ▇▇▇-▇▇▇▇down. You could lose all of the money in your Card AccountAccount (plus your maximum overdraft line-of-credit or funds in your overdraft protection service). If you tell us within two (2) business days after you learn of the loss or theft of your Cardcard and/or access code, you can lose no more than $50.00 50 if someone used your Card card and/or access code without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card and/or access code and we can prove that we could have stopped someone from using your Card card and/or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make including those made by card and/or access code or other means, TELL US AT ONCE. If you do not tell us within 60 calendar days after the earlier of the date you electronically access your Card Account statement was mailed or the date we sent the FIRST written history on which the error appeareddelivered to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information related to your Card Account, including your Card, Access Code(s) and PIN. Tell us TELL US AT ONCE if you believe your Card, Access Code(s), or PIN card and/or access code has been lost or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or if you believe that an electronic fund transfer has been made without your permission, tell us at once. The Telephoning is the best way to keep of keeping your p ossible losses down is by calling the toll-free number on the back of your Card or (▇▇▇) ▇▇▇-▇▇▇▇down. You could lose all of the money in your Card AccountAccount (plus your maximum overdraft line-of-credit or funds in your overdraft protection service). If you tell us within two (2) business days after you learn of the loss or theft of your Cardcard and/or access code, you can lose no more than $50.00 50 if someone used your Card card and/or access code without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your Card, card and/or access code and we can prove that we could have stopped someone from using your Card card and/or access code without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make including those made by card and/or access code or other means, TELL US AT ONCE. If you do not tell us within 60 calendar days after the earlier of the date you electronically access your Card Account statement was mailed or the date we sent the FIRST written history on which the error appeareddelivered to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information related to your Card Account, including your Card, Access Code(s) and PIN. Tell Contact us AT ONCE if you believe your Card, Access Code(s)PIN or Account number has been lost, or PIN has been lost stolen or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or you believe that an electronic funds transfer has been made without your permission, tell . Telephoning us at once. The best way to keep your losses down is by calling the toll▇-free number on the back of your Card or (▇▇▇) ▇▇▇-▇▇▇-▇▇▇▇ is the best way to minimize your possible losses. You could lose all of the money in your Card Account. You agree that any unauthorized use does not include use by a person to whom you have given authority to use or access your Card, PIN or Account number and that you will be liable for all such uses and funds transfers by such person(s). If you tell notify us within two (2) business days after you learn of the loss or theft of your Card, PIN, or Account number, you can lose no more than $50.00 if someone used your Card Card, PIN, or Account number without your permission. If you do NOT tell notify us within two (2) business days after you learn of the loss or theft of your Card, Account number or PIN and we can prove that we could have stopped someone from using your Card Account without your permission if you had told promptly notified us, you could lose as much as $500.00. Also, if your statement shows transactions that you did not make, including those made by card, code or other means, notify MoCaFi at once following the procedures stated in the section labeled "Information About Your Right to Dispute Errors". If you do not tell notify us within 60 sixty (60) days after the earlier of the date you electronically access your Card Account or the date we sent the FIRST written history on which the error appearedstatement was made available to you, you may not get back any money you lost after the 60 sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told provided us notice in time. If a good, documented, good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information related to your Card Account, including your Card, Access Code(s) and PIN. Tell Contact us AT ONCE if you believe your Card, Access Code(s)PIN or Account number has been lost, or PIN has been lost stolen or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or you believe that an electronic funds transfer has been made without your permission, tell . Telephoning us at once. The best way to keep your losses down is by calling the toll▇-free number on the back of your Card or (▇▇▇) ▇▇▇-▇▇▇-▇▇▇▇ is the best way to minimize your possible losses. You could lose all of the money in your Card Account. You agree that any unauthorized use does not include use by a person to whom you have given authority to use or access your Card, PIN or Account number and that you will be liable for all such uses and funds transfers by such person(s). If you tell notify us within two (2) business days after you learn of the loss or theft of your Card, PIN, or Account number, you can lose no more than $50.00 if someone used your Card Card, PIN, or Account number without your permission. If you do NOT tell notify us within two (2) business days after you learn of the loss or theft of your Card, Account number or PIN and we can prove that we could have stopped someone from using your Card Account without your permission if you had told promptly notified us, you could lose as much as $500.00. Also, if your statement shows transactions that you did not make, including those made by Card, code or other means, notify MoCaFi at once following the procedures stated in the section labeled "Information About Your Right to Dispute Errors". If you do not tell notify us within 60 sixty (60) days after the earlier of the date you electronically access your Card Account or the date we sent the FIRST written history on which the error appearedstatement was made available to you, you may not get back any money you lost after the 60 sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told provided us notice in time. If a good, documented, good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information related to your Card Account, including your Card, Access Code(s) and PIN. Tell must contact us AT ONCE through Platform at ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇ if you believe your Card, Access Code(s), Deposit Account number or PIN has been lost was stolen or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or you believe an electronic someone has transferred or may transfer has been made money from your Deposit Account without your permission, tell us at once. The best way to keep your losses down is by calling the toll-free number on the back of your Card or (▇▇▇) ▇▇▇-▇▇▇▇. You could lose all of the money in your Card AccountDeposit Account if you fail to notify us timely. If you tell notify us within two (2) business days after you learn of the loss or theft of your CardDeposit Account number or PIN or other unauthorized access to your Deposit Account, you can lose no more than $50.00 if someone used your Card Deposit Account without your permission. If you do NOT tell notify us within two (2) business days after you learn of the loss or theft of your CardDeposit Account number or PIN or other unauthorized access to your Deposit Account, and we can prove that we could have stopped someone from using your Card Deposit Account without your permission if you had told notified us, you could lose as much as $500.00. If your statement shows transactions that you did not make, including those made by use of your Deposit Account number or PIN, notify us at once. If you do not tell notify us within 60 sixty (60) days after the earlier of the date you electronically access your Card Account or the date we sent the FIRST written history on which the error appearedstatement was made available to you, you may not get back any of the money you lost after the 60 sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told notified us in time. If a good, documented, good reason (such as a long trip or a hospital stay) kept keeps you from telling us, we will extend the time periods.

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information your PIN(s); User ID(s); and Password(s) (each, an “Access Code"); Card(s), and any other item or instrument related to your Card Account, including your Card, Access Code(s) and PINaccount. Tell us AT ONCE if you believe your Card, Access Code(s), Code or PIN Card account has been lost or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account NumberCard number, or you believe an and electronic transfer has been made without your permission, tell us at once. The best way to keep your losses down is by calling Telephoning the toll-free number on the back of your Card or (▇▇▇) ▇▇▇calling our administrative office at 1-▇▇▇▇800-936-4360 is the best way of keeping your possible losses down. You could lose all of the money in your account. If your Card Account. was obtained through your employer or receives electronic deposits of Federal benefits to your Card, the following provisions of this Section 20 also apply: If you tell us within two (2) business days after you learn of the loss or theft of your Card, you can lose no more than $50.00 if someone used your Card without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card without your permission if you had told us, you your could lose as much as $500.00. If you do not tell us within 60 sixty (60) days after the earlier of the date you electronically access your Card Account account or the date we sent the FIRST written history on which the error appeared, you may not get back any money you lost after the 60 sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.. The following provisions of this Section 20

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information related to your Card Account, including your Card, Access Code(s) and PIN. Tell us AT ONCE if you believe your CardPasscard, Access Code(s)your True Blue® Direct Visa® card, your user name or password, or your PIN or similar code has been lost or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or if you believe that an electronic fund transfer has been made without your permission, tell us at oncepermission using information from your check. The Telephoning is the best way to keep of keeping your pos- sible losses down is by calling the toll-free number on the back of your Card or (▇▇▇) ▇▇▇-▇▇▇▇down. You could lose all of the money in your Card Accountaccount (plus the maximum credit from any applicable overdraft protection plan). If you tell us within two 2 business days after you learn of the loss or theft, you can lose no more than $50 for an unauthorized electronic funds transfer or a series of related unauthorized transfers if someone uses your card or PIN without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your Cardcard, you can lose no more than $50.00 if someone used your Card without your permission. If you do NOT tell us within two business days after you learn of the loss or theft of your Card, PIN and we can prove that we could have stopped someone from using your Card card, or PIN without your permission if you had told us, you could lose as much as $500.00500. Also, if your statement shows transfers that you did not make, including those made by card, code or other means, tell us at once. If you do not tell us within 60 days after the earlier of the date you electronically access your Card Account or the date we sent the FIRST written history on which the error appearedstatement was mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information your PIN (“Access Code”); user ID; and password and any other access code related to your Card AccountAccount (each, including an “Access Code") and your Card, Access Code(s) and PIN. Tell us AT ONCE if you believe your Card, Card or Access Code(s), or PIN Code has been lost or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or you believe an electronic transfer has been made without your permission, tell us at once. The best way to keep your losses down is by calling Telephoning the toll-toll- free number on the back of your Card or (calling ▇.▇▇▇) .▇▇▇-.▇▇▇▇▇ is the best way of keeping your possible losses down. You could lose all of the money in your Card Account. If you tell us within two (2) business days after you learn of the loss or theft of your Card, you can lose no more than $50.00 50 if someone used your Card without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card without your permission if you had told us, you could lose as much as $500.00500. If you do not tell us within 60 sixty (60) days after the earlier of the date you electronically access your Card Account or the date we sent the FIRST written history on which the error appeared, you may not get back any money you lost after the 60 sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information your PIN (“Access Code”); user ID; and password and any other access code related to your Card AccountAccount (each, including an “Access Code") and your Card, Access Code(s) and PIN. Tell us AT ONCE if you believe your Card, Card or Access Code(s), or PIN Code has been lost or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or you believe an electronic transfer has been made without your permission, tell us at once. The best way to keep your losses down is by calling Telephoning the toll-toll- free number on the back of your Card or (calling ▇▇▇) -▇▇▇-▇▇▇-▇▇▇▇ is the best way of keeping your possible losses down. You could lose all of the money in your Card Account. If you tell us within two (2) business days after you learn of the loss or theft of your Card, you can lose no more than $50.00 if someone used your Card without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card without your permission if you had told us, you could lose as much as $500.00. If you do not tell us within 60 sixty (60) days after the earlier of the date you electronically access your Card Account or the date we sent the FIRST written history on which the error appeared, you may not get back any money you lost after the 60 sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information related to your Card Account, including your Card, Access Code(s) and PIN. Tell Please tell us AT ONCE if you believe your Visa Check Card, Access Code(s)your Fidelity Bank credit card, or your PIN has been lost or stolen. Also, stolen or if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or you believe that an electronic fund transfer has been made without your permission, tell us at oncepermission using information from your check. The Telephoning is the best way to keep of keeping your possible losses down is by calling the toll-free number on the back of your Card or (▇▇▇) ▇▇▇-▇▇▇▇down. You could lose all of the money in your Card Accountaccount, plus the maximum amount of any line of credit linked to your account (such as a Checkline Reserve or Equity Line account). If you believe your Visa Check Card has been lost or stolen, and you tell us within two business days after you learn of the loss or theft of your Cardtheft, you can lose no more than $50.00 if someone used for unauthorized ATM/PIN based transactions using your card and (ii) $0 for unauthorized purchases using your VISA Check Card without your permissionfor non-PIN transactions. If you do NOT tell us within two business days after you learn of the loss or theft of your Cardcard, and we can prove that we could have stopped someone from using your Card card without your permission if you had told us, you could can lose as much as no more than $500.00. If you do not tell us within 60 days after the earlier of the date you electronically access your Card Account or the date we sent the FIRST written history on which the error appeared, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.500 for unauthorized ATM/PIN transactions and

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information related to your Card Account, including your Card, Access Code(s) and PIN. Tell us AT ONCE if you believe your Card, Access Code(s), or PIN online banking password has been lost or stolen. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or if you believe that an electronic funds transfer has been made without your permission, tell us at once. The Telephoning is the best way to keep your possible losses down is by calling the toll-free number on the back of your Card or (▇▇▇) ▇▇▇-▇▇▇▇down. You could lose all of the money in your Card Accountaccount(s) if you take no action to notify us of the unauthorized transaction or the loss of security or confidentiality of your password. If you tell us within two (2) business days after you learn of the loss or theft of potential for an unauthorized electronic fund transfer involving your Cardaccount, you can lose no more than $50.00 50 if someone used accessed your Card account without your permission. If you do DO NOT tell us within two (2) business days after you learn of the loss or theft of potential for an unauthorized electronic fund transfer involving your Card, account and we can prove that we could have stopped someone from using your Card completing such transfers without your permission if you had told us, you could lose as much as $500.00500. Also, if your statement shows transfers that you did not make, including those made with your online banking credentials, tell us at once. If you do not tell us within 60 sixty (60) days after the earlier of the date you electronically access your Card Account or the date we sent the FIRST written history on which the error appearedstatement was made available to you, you may not get back any money you lost after the 60 sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, good reason (such as a long trip or a hospital stay) kept you from telling us, we will may extend the time periods.

Your Liability for Unauthorized Transfers. You agree to exercise reasonable control over the information related to your Card Account, including your Card, Access Code(s) and PIN. Tell us AT ONCE if you believe your Card, Access Code(s), or PIN Card has been lost or stolenstolen or if you think your PIN is no longer secure or confidential. Also, if your transaction history shows transfers that you did not make, including those made with your Card, Card Number or Account Number, or you believe an electronic transfer has been made without your permission, tell us at once. The Telephoning is the best way to keep of keeping your possible losses down is by calling the toll-free number on the back of your Card or (▇▇▇) ▇▇▇-▇▇▇▇down. You could lose all of the money in on your Card AccountCard. If you tell us within two business days after you learn of the loss or theft of your CardCard or PIN, you can lose no more than $50.00 50 if someone used your Card or PIN without your permission. If you do NOT tell us within two business days after you learn of the loss or theft of your CardCard or PIN, and we can prove that we could have stopped someone from using your Card or PIN without your permission if you had told us, you could lose as much as $500.00500. Also, if your Card transaction history shows transfers that you did not make, tell us at once. If you do not tell us within 60 days after the earlier of the date you electronically access accessed your Card Account transaction history on which the transaction appeared, or the date we sent the FIRST written history on which the error appearedtransaction appeared (but in either case not later than 120 days after the Card transaction posted), you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good, documented, good reason (such as a long trip or a hospital stay) kept you from telling us, we will may extend the these time periods.