Common use of Alerts Clause in Contracts

Alerts. The Commercial Card Management Service allows Administrative Users to turn on certain alerts with respect to your commercial cards. You may receive alerts via email. The Bank reserves the right to change or remove any and all alerts associated with the Commercial Card Management Service. The Bank shall have no liability for failure to provide such notice or for removing such notices. By enrolling for alerts, you represent that you are the owner of email address you enrolled and that you have the delegated legal authority to act on behalf of the owner of such email address. You will immediately notify us if any email address you have enrolled is (i) surrendered by you, or (ii) changed by you. Currently, the Commercial Card Management Service alerts include: • A transaction has occurred outside of this state; • A transaction has occurred outside of the country; • Available balance drops below a set amount; • Cash limit reached or exceeded; • Company personal reminder; • Credit limit reached or exceeded; • Current balance owed drops below a set amount; • Current Balance owed exceeds a set amount; • Current balanced owed is within a set dollar amount of credit limit; • Declined transaction; • Past due; • Percentage of credit limit; • Statement available; • Transaction occurs. All of these alert options are available for Administrative Users. Other Users will have access to a limited number of these alerts. You acknowledge and agree that your receipt of any alert may be delayed or prevented by factor(s) outside of our control, including factors affecting your internet service provider and coverage in your area. We do not guarantee the delivery, timeliness or accuracy of the contents of each alert. The Commercial Card Management Service is subject to transmission limitations and service interruptions. You agree to indemnify, defend and hold the Bank and its directors, officers, employees and agents (collectively, “Released Parties”) free and harmless from any and all losses or damages, including attorneys' fees, lost profits, and indirect or special damages, including, but not limited to, to those relating to bank secrecy or financial privacy laws or regulations, that may arise, directly or indirectly, in whole or in part, from: a non-delivery, delayed delivery, or the misdirected delivery of an alert; inaccurate or incomplete content in an alert; your reliance on or use of the information provided in an alert for any purpose; or any third party, whether authorized or not, obtaining information regarding your account disclosed in the alerts. Alerts do not constitute a record for the account to which it pertains, rather, they will reference account records. We do not assume any additional responsibility or obligation under these terms and conditions in respect of the use of, or any transaction or eventuality involving, your account. The Commercial Card Management Service does not free you from the responsibility of safeguarding the physical security and authorized use of your account. We reserve the right to suspend, terminate, and modify the alerts without liability at any time without prior notice to you. When we send you an alert, it will be treated as available and received when it is posted to your account and transmitted to the email address on file for your account. It is your responsibility to ensure the security of your email address and computer. You are solely responsible for any fees imposed of any kind whatsoever by your internet service provider in connection with alerts. We send alerts to you based upon the instructions you provide to us, including the email address you provide to us during account sign-up. You hereby acknowledge and accept that each alert may be sent to you without being encrypted and may include your name and information pertaining to your account. Information, such as your account balance, may be included. If anyone accesses your email address, they may be able to view the contents of these alerts. You are solely responsible for restricting access to your email address and maintaining the confidentiality of any information displayed through an alert. To cancel your alerts, contact the Bank through the Commercial Card Management Service.

Alerts. The Commercial Card Management Service allows Administrative Users to turn on certain alerts with respect to Alerts are a tool for managing your commercial cardsaccounts. You may receive alerts via email. The Bank reserves the right to change or remove any Alerts can be established in online and all alerts associated with the Commercial Card Management Service. The Bank shall have no liability for failure mobile banking to provide such notice account information via email or for removing such noticestext. By enrolling for alertsAlerts include but are not limited to: deposit account available balance, you represent loan payment due date, certificate maturity date, check clearing, and debit card transactions. How- ever, it is important that you do not rely solely on Alerts for account information. Although we make every effort to ensure Alerts are delivered as expected, there are conditions that may make the owner Alerts unreliable such as, but not limited to: spam filters, relay detectors, inaccurate or obsolete email addresses, network or system failures, etc. Alerts are designed to give you timely notice of email address you enrolled and specific events, but it may not always provide immediate notice. Balances shown on Alerts reflect your available balance, not your actual account balances. We recommend that you have the delegated legal authority Alert service be tested prior to act on behalf of the owner of such email address. You will immediately notify us if regular use to identify any email address you have enrolled is (i) surrendered by you, or (ii) changed by you. Currently, the Commercial Card Management Service alerts include: • A transaction has occurred outside of this state; • A transaction has occurred outside of the country; • Available balance drops below a set amount; • Cash limit reached or exceeded; • Company personal reminder; • Credit limit reached or exceeded; • Current balance owed drops below a set amount; • Current Balance owed exceeds a set amount; • Current balanced owed is within a set dollar amount of credit limit; • Declined transaction; • Past due; • Percentage of credit limit; • Statement available; • Transaction occurs. All of these alert options are available for Administrative Users. Other Users will have access to a limited number of these alerts. You acknowledge and agree limiting con- ditions that your receipt of any alert may be delayed or prevented by factor(s) outside of our control, including factors affecting your internet service provider and coverage in your areapresent. We do not guarantee the deliverydelivery of any account alert. Text and data fees may apply when using this service on your mobile device. Your use of Alerts is at your own risk. Under no circumstances shall we or our Service Providers be liable for any type of damage, timeliness including fees resulting in any way from your use or accuracy of reliance upon the Alerts Service or the contents of each alertspecific Alerts. Neither we nor our Service Providers assume any responsibility for the timeliness, accuracy, reliability, deletion, miss delivery or completeness of any Alerts we may send you. You agree that neither we nor our Service Providers will be liable for any delays in the content, or for any actions you take in reliance thereon. If you need current account information, you agree to contact us by phone directly or by accessing online or mobile banking. We do not charge for text alerts. However, your mobile service provider may charge for sending and receiving text messages on your mobile device. Check with your service provider for details on specific fees and charges that may apply. The Commercial Card Management Service is subject following terms and conditions apply to transmission limitations and service interruptionsyour use of the text alerts. • You agree to provide the Credit Union with a valid mobile phone number. You agree to indemnify, defend defend, and hold the Bank and its directors, officers, employees and agents (collectively, “Released Parties”) free and us harmless from any and all losses or third-party claims, liability, damages, including attorneys' fees, lost profits, and indirect or special damages, including, but costs arising from you providing us with a phone number that is not limited to, to those relating to bank secrecy or financial privacy laws or regulations, your own. • You agree that we may arise, directly or indirectly, in whole or in part, from: a non-delivery, delayed delivery, or the misdirected delivery of an alert; inaccurate or incomplete content in an alert; your reliance on or use of the information provided in an alert for any purpose; or any third party, whether authorized or not, obtaining information regarding your account disclosed in the alerts. Alerts do not constitute a record for the account to which it pertains, rather, they will reference account records. We do not assume any additional responsibility or obligation under these terms and conditions in respect of the use of, or any transaction or eventuality involving, your account. The Commercial Card Management Service does not free you from the responsibility of safeguarding the physical security and authorized use of your account. We reserve the right to suspend, terminate, and modify the alerts without liability at any time without prior notice to you. When we send you an alert, it will be treated as available text messages through your wireless provider and received when it is posted that you are responsible for all charges and fees associated with text messaging imposed by your wireless service provider. • You agree to notify us immediately of any changes to your account and transmitted to the email address on file for your accountregistered device. It is your responsibility to ensure the security In case of your email address and computer. You are solely responsible for any fees imposed of any kind whatsoever by your internet service provider in connection with alerts. We send alerts to you based upon the instructions you provide to us, including the email address you provide to us during account sign-up. You hereby acknowledge and accept that each alert may be sent to you without being encrypted and may include your name and information pertaining to your account. Information, such as your account balance, may be included. If anyone accesses your email address, they may be able to view the contents of these alerts. You are solely responsible for restricting unauthorized access to your email address device, you agree to cancel the enrollment associated with the device immediately. • If you use any location-based feature of mobile banking you agree that your geographic location and maintaining the confidentiality other personal information may be accessed and disclosed through mobile banking. If you wish to revoke access to such information you must cease using location-based features of any information displayed through an alert. To cancel your alerts, contact the Bank through the Commercial Card Management Servicemobile banking.

Alerts. The Commercial Card Management Alerts Service allows Administrative Users to turn on certain alerts with respect provides real time notification of important information related to your commercial cardsChelsea Groton Bank Account(s) such as a low balance or the occurrence of an overdraft. You may receive alerts via email. The Bank reserves the right If you subscribe to change or remove any and all alerts associated with the Commercial Card Management Service. The Bank shall have no liability for failure to provide such notice or for removing such notices. By enrolling for our alerts, you represent that you are will be asked to select either email or text message (SMS) as a method of delivery. Enhanced Debit Card alerting is available by downloading our Smart Card mobile app and enrolling with your debit card. This service provides real-time transaction alerts, balance notification, spending limits and more. While ▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Bank does not charge for the owner delivery of email address you enrolled and that you have the delegated legal authority to act on behalf of the owner of such email address. You will immediately notify us if any email address you have enrolled is (i) surrendered by youalerts, or (ii) changed by you. Currently, the Commercial Card Management Service alerts include: • A transaction has occurred outside of this state; • A transaction has occurred outside of the country; • Available balance drops below a set amount; • Cash limit reached or exceeded; • Company personal reminder; • Credit limit reached or exceeded; • Current balance owed drops below a set amount; • Current Balance owed exceeds a set amount; • Current balanced owed is within a set dollar amount of credit limit; • Declined transaction; • Past due; • Percentage of credit limit; • Statement available; • Transaction occurs. All of these alert options are available for Administrative Users. Other Users will have access to a limited number of these alerts. You acknowledge and agree please be advised that your receipt of any alert alerts may be delayed or prevented by factor(s) outside of our control, including factors affecting your internet service provider and coverage in your area. We do not guarantee the delivery, timeliness or accuracy of the contents of each alert. The Commercial Card Management Service is subject to transmission limitations and service interruptionscharges or rates imposed by your carrier. You agree to indemnify, defend understand and hold the Bank accept that alerts are not encrypted and its directors, officers, employees and agents (collectively, “Released Parties”) free and harmless from any and all losses while we will never include your password or damages, including attorneys' fees, lost profits, and indirect or special damages, including, but not limited to, to those relating to bank secrecy or financial privacy laws or regulations, that may arise, directly or indirectly, in whole or in part, from: a non-delivery, delayed delivery, or the misdirected delivery of an alert; inaccurate or incomplete content in an alert; your reliance on or use of the information provided in an alert for any purpose; or any third party, whether authorized or not, obtaining information regarding your full account disclosed number in the alerts. Alerts do not constitute a record for the account to which it pertains, rather, they will reference account records. We do not assume any additional responsibility or obligation under these terms and conditions in respect of the use of, or any transaction or eventuality involving, your account. The Commercial Card Management Service does not free you from the responsibility of safeguarding the physical security and authorized use of your account. We reserve the right to suspend, terminate, and modify the alerts without liability at any time without prior notice to you. When we send you an alert, it will be treated as available and received when it is posted to we may include limited information about your account and transmitted to the email address on file for your account. It is your responsibility to ensure the security of your email address and computer. You are solely responsible for any fees imposed of any kind whatsoever by your internet service provider in connection anyone with alerts. We send alerts to you based upon the instructions you provide to us, including the email address you provide to us during account sign-up. You hereby acknowledge and accept that each alert may be sent to you without being encrypted and may include your name and information pertaining access to your account. Information, such as your account balance, may be included. If anyone accesses your email address, they may alerts will be able to view the contents of these alertsmessages. We do our best to provide alerts in a timely manner with accurate information, but alerts may be delayed or prevented by a variety of factors beyond our control such as system failures or misdirected delivery. We don’t guarantee the delivery or accuracy of alerts and the contents of an alert may be outdated by the time the alert is sent or received resulting from other account activity or delays in sending data among various systems. You agree that we are solely responsible not liable for restricting access any delays, failure to your email address and maintaining the confidentiality deliver, or misdirected delivery of any information displayed through alert, for any errors in the content of an alert or for any actions taken or not taken by you or a third party as the result of an alert. To cancel ▇▇▇▇▇▇▇ ▇▇▇▇▇▇ Bank reserves the right to terminate any request for any alert, at any time. Termination shall not affect your alerts, contact liability under this Agreement for transactions commenced or accepted by the Bank through the Commercial Card Management Serviceon your behalf. YOU ACKNOWLEDGE THAT THESE MESSAGES MAY INCLUDE INFORMATION THAT IS CONSIDERED CONFIDENTIAL UNDER FEDERAL AND STATE LAW, AND SOMEONE WHO HAS ACCESS TO YOUR SMS HISTORY OR E-MAIL ACCOUNT MAY BE ABLE TO VIEW THEIR CONTENT.

Alerts. The Commercial Card Management You may use the Service allows Administrative Users to turn on certain receive alerts related to particular customer identifiers that you maintain with respect Us (Security Alerts) and/or alerts related to your commercial cardsAccount activity (Account Alerts) in the form of emails sent to your selected email addresses (collectively “Alerts”). Once enrolled for Alerts, Security Alerts are enabled by default (although you may disable these alerts) and will help you manage the security of your accounts with Us. Examples of Security Alerts are when your OLB password has changed, your OLB User ID has changed, your address has changed, your telephone number has changed, etc. In addition to Security Alerts, you may choose to receive various Account Alerts which will help you manage activity in your Accounts. By signing up to receive Alerts, you consent to delivery of such Alerts to the email addresses you identify. You may receive alerts via emailare responsible for notifying us of any changes to your email to which Alerts are sent. The Bank reserves Security Alerts are sent automatically after the triggering event and Account Alerts are sent daily, Tuesday through Saturday, based on account activity occurring on the prior Business Day. You understand and agree that Alerts will not be sent on a “real time” basis, and that all Alerts are sent AFTER the triggering event has taken place and been completed. Alerts are simply after-the-fact reminders and will not, nor are intended to, prevent any event or Transaction from taking place. We reserve the right to change the frequency or remove timing of Alerts, at any time and all alerts associated with from time to time. Any modifications shall be effective when they are posted on the Commercial Card Management Service. The Bank shall have no liability for failure to provide such notice or for removing such notices. By enrolling for alerts, you represent that you are the owner of email address you enrolled and that you have the delegated legal authority to act on behalf of the owner of such email address. You will immediately notify us if be notified as soon as possible when any email address you have enrolled is (i) surrendered by you, or (ii) changed by you. Currently, the Commercial Card Management Service alerts include: • A transaction has occurred outside of this state; • A transaction has occurred outside of the country; • Available balance drops below a set amount; • Cash limit reached or exceeded; • Company personal reminder; • Credit limit reached or exceeded; • Current balance owed drops below a set amount; • Current Balance owed exceeds a set amount; • Current balanced owed is within a set dollar amount of credit limit; • Declined transaction; • Past due; • Percentage of credit limit; • Statement available; • Transaction occurs. All of these alert options changes are available for Administrative Users. Other Users will have access to a limited number of these alertsmade that materially affect your rights. You acknowledge that Alerts will not be encrypted, and you agree to receive Alerts that may include confidential information pertaining to you, this Service, and your receipt Account(s). Depending upon the Alert, information pertaining to checking account balances, checks written, or insufficient funds may be included. You agree to notify us of any alert change to your email addresses in order to ensure continued delivery of your Alerts. It is your responsibility to secure these accounts, protect your user name(s) and password(s), and provide timely information about email contact changes in order to protect the confidentiality of this information. You consent to any disclosures by Commerce which may be delayed or prevented occur if you do not take appropriate steps to prevent access to your information by factor(s) outside of our control, including factors affecting your internet service provider and coverage in your areaunauthorized persons. We endeavor to provide Alerts in a timely manner with accurate information. However, we do not guarantee the delivery, timeliness delivery or accuracy of the contents of each alertany Alert. The Commercial Card Management Service is subject to transmission limitations Alert balances will not reflect pending transactions and service interruptionsdeposits may not be available for immediate withdrawal. You understand and agree to indemnifythat receipt of each Alert may be delayed, defend and hold the Bank and its directorsor prevented by factors affecting your Internet service provider(s), officers, employees and agents (collectively, “Released Parties”) free and harmless from any and all losses or damages, including attorneys' fees, lost profitsphone operator(s), and indirect or special damages, including, but not limited to, to those relating to bank secrecy or financial privacy laws or regulations, that may arise, directly or indirectly, in whole or in part, from: a non-delivery, delayed delivery, or such other relevant entities ("Third Party Service Providers"). All matters concerning Third Party Service Providers are solely between you and the misdirected delivery of an alert; inaccurate or incomplete content in an alert; your reliance on or use of the information provided in an alert for any purpose; or any third party, whether authorized or not, obtaining information regarding your account disclosed in the alerts. Alerts do not constitute a record for the account to which it pertains, rather, they will reference account recordsThird Party Service Provider. We do not assume any additional responsibility make no representations or obligation under these terms warranties whatsoever with regard to Third Party Service Providers' products and conditions in respect of the use of, or any transaction or eventuality involving, your account. The Commercial Card Management Service does not free you from the responsibility of safeguarding the physical security and authorized use of your account. We reserve the right to suspend, terminate, and modify the alerts without liability at any time without prior notice to you. When we send you an alert, it will be treated as available and received when it is posted to your account and transmitted to the email address on file for your account. It is your responsibility to ensure the security of your email address and computer. You are solely responsible for any fees imposed of any kind whatsoever by your internet service provider in connection with alerts. We send alerts to you based upon the instructions you provide to us, including the email address you provide to us during account sign-up. You hereby acknowledge and accept that each alert may be sent to you without being encrypted and may include your name and information pertaining to your account. Information, such as your account balance, may be included. If anyone accesses your email address, they may be able to view the contents of these alerts. You are solely responsible for restricting access to your email address and maintaining the confidentiality of any information displayed through an alert. To cancel your alerts, contact the Bank through the Commercial Card Management Serviceservices.

Alerts. The Commercial Card Management Service allows Administrative Users 1. Automatic Alerts may be sent to turn on you following important account activities or when certain alerts with respect changes are made online to your commercial cardsOnline Banking account, such as a change in your email address, your credentials, or irregular card activity. You These alerts will be automatically activated for you. Although you may receive alerts via email. The Bank reserves have the right option to change or remove any and all alerts associated with the Commercial Card Management Service. The Bank shall have no liability for failure to provide such notice or for removing such notices. By enrolling for alertssuppress some of these Automatic Alerts, you represent we strongly recommend that you do not. They provide important information related to your online security or account activities. 2. Voluntary Account Alerts must be activated. Voluntary Account Alerts allow you to choose alert messages for your accounts. We may add new alerts from time to time or cancel old alerts. Each alert has different options available, and you will be asked to select from among these options upon activation of your alerts service. 3. Both Automatic Alerts and Voluntary Account Alerts are subject to the owner of email address following: • We may add new Automatic and Voluntary Account Alerts from time to time or cancel old alerts. We may notify you enrolled and that you have when we cancel alerts but are not obligated to do so. • Alerts will be sent to the delegated legal authority to act on behalf of the owner of such email address. You will immediately notify us if any email address you have enrolled provided as your primary email address for Online Banking. You may also choose to send alerts to a secondary email address, including a mobile device that accepts text messages. If there is (i) surrendered by youa change to your email address or mobile phone number, or (ii) changed by youyou must inform us of that change. Currently, While OUCU Financial does not charge for the Commercial Card Management Service alerts include: • A transaction has occurred outside of this state; • A transaction has occurred outside delivery of the country; Alerts, please be advised that your carrier may impose text or data charges or rates. Changes to your primary and secondary email addresses will apply to all corresponding Alerts. • Available balance drops below a set amount; • Cash limit reached or exceeded; • Company personal reminder; • Credit limit reached or exceeded; • Current balance owed drops below a set amount; • Current Balance owed exceeds a set amount; • Current balanced owed is within a set dollar amount of credit limit; • Declined transaction; • Past due; • Percentage of credit limit; • Statement available; • Transaction occurs. All of these alert options are available for Administrative Users. Other Users will have access to a limited number of these alerts. You acknowledge understand and agree that your receipt of any alert alerts may be delayed or prevented by factor(s) outside of our control, including factors affecting your internet service provider and coverage in your areavarious factors. We do not our best to provide alerts promptly with accurate information. We neither guarantee the delivery, timeliness or delivery nor the accuracy of the contents of each any alert. The Commercial Card Management Service is subject You also agree that we shall not be liable for any delays, failure to transmission limitations and service interruptions. You agree to indemnify, defend and hold the Bank and its directors, officers, employees and agents (collectively, “Released Parties”) free and harmless from any and all losses or damages, including attorneys' fees, lost profits, and indirect or special damages, including, but not limited to, to those relating to bank secrecy or financial privacy laws or regulations, that may arise, directly or indirectly, in whole or in part, from: a non-delivery, delayed deliverydeliver, or the misdirected delivery of any alert, for any errors in the content of an alert; inaccurate , or incomplete content in an alert; your reliance on or use of the information provided in an alert for any purpose; actions taken or not taken by you or any third party, whether authorized or not, obtaining information regarding your account disclosed party in the alerts. Alerts do not constitute a record for the account to which it pertains, rather, they will reference account records. We do not assume any additional responsibility or obligation under these terms and conditions in respect reliance of the use of, or any transaction or eventuality involving, your account. The Commercial Card Management Service does not free you from the responsibility of safeguarding the physical security and authorized use of your account. We reserve the right to suspend, terminate, and modify the alerts without liability at any time without prior notice to you. When we send you an alert. • Because alerts are not encrypted, it we will be treated as available and received when it is posted to not include your credentials or full account and transmitted to the email address on file for your accountnumber. It is your responsibility to ensure the security of your email address and computer. You are solely responsible for any fees imposed of any kind whatsoever by your internet service provider in connection with alerts. We send However, alerts to you based upon the instructions you provide to us, including the email address you provide to us during account sign-up. You hereby acknowledge and accept that each alert may be sent to you without being encrypted and may include your name and some information pertaining to about your accountaccounts. InformationDepending upon which alerts you select, information such as your account balance, balance or the due date for a bill payment may be included. If anyone accesses Anyone with access to your email address, they may will be able to view the contents of these alerts. You are solely responsible for restricting access to your email address and maintaining the confidentiality of any information displayed through an alert. To cancel your alerts, contact the Bank through the Commercial Card Management Service.

Alerts. The Commercial Card Management Service allows Administrative Users to turn on certain alerts with respect to Alerts are a tool for managing your commercial cardsaccounts. You may receive alerts via email. The Bank reserves the right to change or remove any Alerts can be established in online and all alerts associated with the Commercial Card Management Service. The Bank shall have no liability for failure mobile banking to provide such notice account information via email or for removing such noticestext. By enrolling for alertsAlerts include but are not limited to: deposit account available balance, you represent loan payment due date, certificate maturity date, check clearing, and debit card transactions. However, it is important that you do not rely solely on Alerts for account information. Although we make every effort to ensure Alerts are delivered as expected, there are conditions that may make the owner Alerts unreliable such as, but not limited to: spam filters, relay detectors, inaccurate or obsolete email addresses, network or system failures, etc. Alerts are designed to give you timely notice of email address you enrolled and specific events, but it may not always provide immediate notice. Balances shown on Alerts reflect your available balance, not your actual account balances. We recommend that you have the delegated legal authority Alert service be tested prior to act on behalf of the owner of such email address. You will immediately notify us if regular use to identify any email address you have enrolled is (i) surrendered by you, or (ii) changed by you. Currently, the Commercial Card Management Service alerts include: • A transaction has occurred outside of this state; • A transaction has occurred outside of the country; • Available balance drops below a set amount; • Cash limit reached or exceeded; • Company personal reminder; • Credit limit reached or exceeded; • Current balance owed drops below a set amount; • Current Balance owed exceeds a set amount; • Current balanced owed is within a set dollar amount of credit limit; • Declined transaction; • Past due; • Percentage of credit limit; • Statement available; • Transaction occurs. All of these alert options are available for Administrative Users. Other Users will have access to a limited number of these alerts. You acknowledge and agree limiting conditions that your receipt of any alert may be delayed or prevented by factor(s) outside of our control, including factors affecting your internet service provider and coverage in your areapresent. We do not guarantee the deliverydelivery of any account alert. Text and data fees may apply when using this service on your mobile device. Your use of Alerts is at your own risk. Under no circumstances shall we or our Service Providers be liable for any type of damage, timeliness including fees resulting in any way from your use or accuracy of reliance upon the Alerts Service or the contents of each alertspecific Alerts. Neither we nor our Service Providers assume any responsibility for the timeliness, accuracy, reliability, deletion, miss delivery or completeness of any Alerts we may send you. You agree that neither we nor our Service Providers will be liable for any delays in the content, or for any actions you take in reliance thereon. If you need current account information, you agree to contact us by phone directly or by accessing online or mobile banking. We do not charge for text alerts. However, your mobile service provider may charge for sending and receiving text messages on your mobile device. Check with your service provider for details on specific fees and charges that may apply. The Commercial Card Management Service is subject following terms and conditions apply to transmission limitations and service interruptionsyour use of the text alerts. • You agree to provide the Credit Union with a valid mobile phone number. You agree to indemnify, defend defend, and hold the Bank and its directors, officers, employees and agents (collectively, “Released Parties”) free and us harmless from any and all losses or third-party claims, liability, damages, including attorneys' fees, lost profits, and indirect or special damages, including, but costs arising from you providing us with a phone number that is not limited to, to those relating to bank secrecy or financial privacy laws or regulations, your own. 5 • You agree that we may arise, directly or indirectly, in whole or in part, from: a non-delivery, delayed delivery, or the misdirected delivery of an alert; inaccurate or incomplete content in an alert; your reliance on or use of the information provided in an alert for any purpose; or any third party, whether authorized or not, obtaining information regarding your account disclosed in the alerts. Alerts do not constitute a record for the account to which it pertains, rather, they will reference account records. We do not assume any additional responsibility or obligation under these terms and conditions in respect of the use of, or any transaction or eventuality involving, your account. The Commercial Card Management Service does not free you from the responsibility of safeguarding the physical security and authorized use of your account. We reserve the right to suspend, terminate, and modify the alerts without liability at any time without prior notice to you. When we send you an alert, it will be treated as available text messages through your wireless provider and received when it is posted that you are responsible for all charges and fees associated with text messaging imposed by your wireless service provider. • You agree to notify us immediately of any changes to your account and transmitted to the email address on file for your accountregistered device. It is your responsibility to ensure the security In case of your email address and computer. You are solely responsible for any fees imposed of any kind whatsoever by your internet service provider in connection with alerts. We send alerts to you based upon the instructions you provide to us, including the email address you provide to us during account sign-up. You hereby acknowledge and accept that each alert may be sent to you without being encrypted and may include your name and information pertaining to your account. Information, such as your account balance, may be included. If anyone accesses your email address, they may be able to view the contents of these alerts. You are solely responsible for restricting unauthorized access to your email address device, you agree to cancel the enrollment associated with the device immediately. • If you use any location-based feature of mobile banking you agree that your geographic location and maintaining the confidentiality other personal information may be accessed and disclosed through mobile banking. If you wish to revoke access to such information you must cease using location-based features of any information displayed through an alert. To cancel your alerts, contact the Bank through the Commercial Card Management Servicemobile banking.

Alerts. The Commercial Card Management Alerts Service allows Administrative Users to turn on certain alerts with respect provides real time notification of important information related to your commercial cardsChelsea Groton Bank Account(s) such as a low balance or the occurrence of an overdraft. You may receive alerts via email. The Bank reserves the right If you subscribe to change or remove any and all alerts associated with the Commercial Card Management Service. The Bank shall have no liability for failure to provide such notice or for removing such notices. By enrolling for our alerts, you represent that you are will be asked to select either email or text message (SMS) as a method of delivery. While Chelsea Groton Bank does not charge for the owner delivery of email address you enrolled and that you have the delegated legal authority to act on behalf of the owner of such email address. You will immediately notify us if any email address you have enrolled is (i) surrendered by youalerts, or (ii) changed by you. Currently, the Commercial Card Management Service alerts include: • A transaction has occurred outside of this state; • A transaction has occurred outside of the country; • Available balance drops below a set amount; • Cash limit reached or exceeded; • Company personal reminder; • Credit limit reached or exceeded; • Current balance owed drops below a set amount; • Current Balance owed exceeds a set amount; • Current balanced owed is within a set dollar amount of credit limit; • Declined transaction; • Past due; • Percentage of credit limit; • Statement available; • Transaction occurs. All of these alert options are available for Administrative Users. Other Users will have access to a limited number of these alerts. You acknowledge and agree please be advised that your receipt of any alert alerts may be delayed or prevented by factor(s) outside of our control, including factors affecting your internet service provider and coverage in your area. We do not guarantee the delivery, timeliness or accuracy of the contents of each alert. The Commercial Card Management Service is subject to transmission limitations and service interruptionscharges or rates imposed by your carrier. You agree to indemnify, defend understand and hold the Bank accept that alerts are not encrypted and its directors, officers, employees and agents (collectively, “Released Parties”) free and harmless from any and all losses while we will never include your password or damages, including attorneys' fees, lost profits, and indirect or special damages, including, but not limited to, to those relating to bank secrecy or financial privacy laws or regulations, that may arise, directly or indirectly, in whole or in part, from: a non-delivery, delayed delivery, or the misdirected delivery of an alert; inaccurate or incomplete content in an alert; your reliance on or use of the information provided in an alert for any purpose; or any third party, whether authorized or not, obtaining information regarding your full account disclosed number in the alerts. Alerts do not constitute a record for the account to which it pertains, rather, they will reference account records. We do not assume any additional responsibility or obligation under these terms and conditions in respect of the use of, or any transaction or eventuality involving, your account. The Commercial Card Management Service does not free you from the responsibility of safeguarding the physical security and authorized use of your account. We reserve the right to suspend, terminate, and modify the alerts without liability at any time without prior notice to you. When we send you an alert, it will be treated as available and received when it is posted to we may include limited information about your account and transmitted to the email address on file for your account. It is your responsibility to ensure the security of your email address and computer. You are solely responsible for any fees imposed of any kind whatsoever by your internet service provider in connection anyone with alerts. We send alerts to you based upon the instructions you provide to us, including the email address you provide to us during account sign-up. You hereby acknowledge and accept that each alert may be sent to you without being encrypted and may include your name and information pertaining access to your account. Information, such as your account balance, may be included. If anyone accesses your email address, they may alerts will be able to view the contents of these alertsmessages. We do our best to provide alerts in a timely manner with accurate information, but alerts may be delayed or prevented by a variety of factors beyond our control such as system failures or misdirected delivery. We don’t guarantee the delivery or accuracy of alerts and the contents of an alert may be outdated by the time the alert is sent or received resulting from other account activity or delays in sending data among various systems. You agree that we are solely responsible not liable for restricting access any delays, failure to your email address and maintaining the confidentiality deliver, or misdirected delivery of any information displayed through alert, for any errors in the content of an alert or for any actions taken or not taken by you or a third party as the result of an alert. To cancel Chelsea Groton Bank reserves the right to terminate any request for any alert, at any time. Termination shall not affect your alerts, contact liability under this Agreement for transactions commenced or accepted by the Bank through the Commercial Card Management Serviceon your behalf. YOU ACKNOWLEDGE THAT THESE MESSAGES MAY INCLUDE INFORMATION THAT IS CONSIDERED CONFIDENTIAL UNDER FEDERAL AND STATE LAW, AND SOMEONE WHO HAS ACCESS TO YOUR SMS HISTORY OR E-MAIL ACCOUNT MAY BE ABLE TO VIEW THEIR CONTENT.

Alerts. The Commercial Card Management Service allows Administrative Users Alerts are a tool for managing your Accounts. Alerts can be established within the digital banking platform to turn on certain alerts with respect to your commercial cardsprovide Account information via push notification, email, or text. Alerts include but are not limited to: deposit Account available balance, loan payment due date, certificate maturity date, check clearing, and debit card transactions. You may can manage how you receive alerts via email. The Bank reserves the right to change or remove any and all alerts associated with the Commercial Card Management Service. The Bank shall have no liability for failure to provide such notice or for removing such notices. By enrolling for alerts, you represent that you are the owner of email address you enrolled and that you have the delegated legal authority to act on behalf of the owner of such email address. You will immediately notify us if any email address you have enrolled is (i) surrendered by you, or (ii) changed by you. Currently, the Commercial Card Management Service alerts include: • A transaction has occurred outside of this state; • A transaction has occurred outside of the country; • Available balance drops below a set amount; • Cash limit reached or exceeded; • Company personal reminder; • Credit limit reached or exceeded; • Current balance owed drops below a set amount; • Current Balance owed exceeds a set amount; • Current balanced owed is within a set dollar amount of credit limit; • Declined transaction; • Past due; • Percentage of credit limit; • Statement available; • Transaction occurs. All of these alert options are available for Administrative Users. Other Users will have access to a limited number of these alerts. You acknowledge and agree However, do not rely solely on Alerts for Account information. Although we make every effort to ensure Alerts are delivered as expected, there are conditions that may make the Alerts unreliable such as, but not limited to: spam filters, relay detectors, inaccurate or obsolete email addresses, network or system failures, etc. Alerts are designed to give you timely notice of specific events, but Alerts may not always provide immediate notice. Balances shown on Alerts reflect your receipt of available balance, not your actual Account balances. We recommend that the Alert service be tested prior to regular use to identify any alert limiting conditions that may be delayed or prevented by factor(s) outside of our control, including factors affecting your internet service provider and coverage in your areapresent. We do not guarantee the deliverydelivery of any Alert. Text and data fees may apply when using this service on your mobile device. Your use of Alerts is at your own risk. Under no circumstances shall we or our Service Providers be liable for any type of damage, timeliness including fees resulting in any way from your use or accuracy of reliance upon the Alerts service or the contents of each alertspecific Alerts. The Commercial Card Management Neither we nor our Service is subject to transmission limitations and service interruptionsProviders assume any responsibility for the timeliness, accuracy, reliability, deletion, mis-delivery or completeness of any Alerts we may send you. You agree that neither we nor our Service. Providers will be liable for any delays in the content, or for any actions you take in reliance thereon. If you need current Account information, you agree to indemnify, defend and hold the Bank and its directors, officers, employees and agents (collectively, “Released Parties”) free and harmless from any and all losses or damages, including attorneys' fees, lost profits, and indirect or special damages, including, but not limited to, to those relating to bank secrecy or financial privacy laws or regulations, that may arise, contact us by phone directly or indirectly, in whole or in part, from: a non-delivery, delayed delivery, or by accessing the misdirected delivery of an alert; inaccurate or incomplete content in an alert; your reliance on or use of the information provided in an alert for any purpose; or any third party, whether authorized or not, obtaining information regarding your account disclosed in the alerts. Alerts do not constitute a record for the account to which it pertains, rather, they will reference account records. We do not assume any additional responsibility or obligation under these terms and conditions in respect of the use of, or any transaction or eventuality involving, your account. The Commercial Card Management Service does not free you from the responsibility of safeguarding the physical security and authorized use of your account. We reserve the right to suspend, terminate, and modify the alerts without liability at any time without prior notice to you. When we send you an alert, it will be treated as available and received when it is posted to your account and transmitted to the email address on file for your account. It is your responsibility to ensure the security of your email address and computer. You are solely responsible for any fees imposed of any kind whatsoever by your internet service provider in connection with alerts. We send alerts to you based upon the instructions you provide to us, including the email address you provide to us during account sign-up. You hereby acknowledge and accept that each alert may be sent to you without being encrypted and may include your name and information pertaining to your account. Information, such as your account balance, may be included. If anyone accesses your email address, they may be able to view the contents of these alerts. You are solely responsible for restricting access to your email address and maintaining the confidentiality of any information displayed through an alert. To cancel your alerts, contact the Bank through the Commercial Card Management Servicedigital banking platform.

Alerts. The Commercial Card Management Service allows Administrative Users Alerts are a tool for managing your Accounts. Alerts can be established within the digital banking platform to turn on certain alerts with respect to your commercial cardsprovide Account information via push notification, email, or text. Alerts include but are not limited to: deposit Account available balance, loan payment due date, certificate maturity date, check clearing, and debit card transactions. You may can manage how you receive alerts via email. The Bank reserves the right to change or remove any and all alerts associated with the Commercial Card Management Service. The Bank shall have no liability for failure to provide such notice or for removing such notices. By enrolling for alerts, you represent that you are the owner of email address you enrolled and that you have the delegated legal authority to act on behalf of the owner of such email address. You will immediately notify us if any email address you have enrolled is (i) surrendered by you, or (ii) changed by you. Currently, the Commercial Card Management Service alerts include: • A transaction has occurred outside of this state; • A transaction has occurred outside of the country; • Available balance drops below a set amount; • Cash limit reached or exceeded; • Company personal reminder; • Credit limit reached or exceeded; • Current balance owed drops below a set amount; • Current Balance owed exceeds a set amount; • Current balanced owed is within a set dollar amount of credit limit; • Declined transaction; • Past due; • Percentage of credit limit; • Statement available; • Transaction occurs. All of these alert options are available for Administrative Users. Other Users will have access to a limited number of these alerts. You acknowledge and agree However, do not rely solely on Alerts for Account information. Although we make every effort to ensure Alerts are delivered as expected, there are conditions that may make the Alerts unreliable such as, but not limited to: spam filters, relay detectors, inaccurate or obsolete email addresses, network or system failures, etc. Alerts are designed to give you timely notice of specific events, but Alerts may not always provide immediate notice. Balances shown on Alerts reflect your receipt of available balance, not your actual Account balances. We recommend that the Alert service be tested prior to regular use to identify any alert limiting conditions that may be delayed or prevented by factor(s) outside of our control, including factors affecting your internet service provider and coverage in your areapresent. We do not guarantee the deliverydelivery of any Alert. Text and data fees may apply when using this service on your mobile device. Your use of Alerts is at your own risk. Under no circumstances shall we or our Service Providers be liable for any type of damage, timeliness including fees resulting in any way from your use or accuracy of reliance upon the Alerts service or the contents of each alertspecific Alerts. The Commercial Card Management Neither we nor our Service is subject to transmission limitations and service interruptionsProviders assume any responsibility for the timeliness, accuracy, reliability, deletion, mis-delivery or completeness of any Alerts we may send you. You agree that neither we nor our Service Providers will be liable for any delays in the content, or for any actions you take in reliance thereon. If you need current Account information, you agree to indemnify, defend and hold the Bank and its directors, officers, employees and agents (collectively, “Released Parties”) free and harmless from any and all losses or damages, including attorneys' fees, lost profits, and indirect or special damages, including, but not limited to, to those relating to bank secrecy or financial privacy laws or regulations, that may arise, contact us by phone directly or indirectly, in whole or in part, from: a non-delivery, delayed delivery, or by accessing the misdirected delivery of an alert; inaccurate or incomplete content in an alert; your reliance on or use of the information provided in an alert for any purpose; or any third party, whether authorized or not, obtaining information regarding your account disclosed in the alerts. Alerts do not constitute a record for the account to which it pertains, rather, they will reference account records. We do not assume any additional responsibility or obligation under these terms and conditions in respect of the use of, or any transaction or eventuality involving, your account. The Commercial Card Management Service does not free you from the responsibility of safeguarding the physical security and authorized use of your account. We reserve the right to suspend, terminate, and modify the alerts without liability at any time without prior notice to you. When we send you an alert, it will be treated as available and received when it is posted to your account and transmitted to the email address on file for your account. It is your responsibility to ensure the security of your email address and computer. You are solely responsible for any fees imposed of any kind whatsoever by your internet service provider in connection with alerts. We send alerts to you based upon the instructions you provide to us, including the email address you provide to us during account sign-up. You hereby acknowledge and accept that each alert may be sent to you without being encrypted and may include your name and information pertaining to your account. Information, such as your account balance, may be included. If anyone accesses your email address, they may be able to view the contents of these alerts. You are solely responsible for restricting access to your email address and maintaining the confidentiality of any information displayed through an alert. To cancel your alerts, contact the Bank through the Commercial Card Management Servicedigital banking platform.

Alerts. The Commercial Card Management Service allows Administrative Users Alerts are a tool for managing your Accounts. Alerts can be established within the digital banking platform to turn on certain alerts with respect to your commercial cardsprovide Account information via push notification, email or text. Alerts include but are not limited to: deposit Account available balance, loan payment due date, certificate maturity date, check clearing, and debit card transactions. You may can manage how you receive alerts via email. The Bank reserves the right to change or remove any and all alerts associated with the Commercial Card Management Service. The Bank shall have no liability for failure to provide such notice or for removing such notices. By enrolling for alerts, you represent that you are the owner of email address you enrolled and that you have the delegated legal authority to act on behalf of the owner of such email address. You will immediately notify us if any email address you have enrolled is (i) surrendered by you, or (ii) changed by you. Currently, the Commercial Card Management Service alerts include: • A transaction has occurred outside of this state; • A transaction has occurred outside of the country; • Available balance drops below a set amount; • Cash limit reached or exceeded; • Company personal reminder; • Credit limit reached or exceeded; • Current balance owed drops below a set amount; • Current Balance owed exceeds a set amount; • Current balanced owed is within a set dollar amount of credit limit; • Declined transaction; • Past due; • Percentage of credit limit; • Statement available; • Transaction occurs. All of these alert options are available for Administrative Users. Other Users will have access to a limited number of these alerts. You acknowledge and agree However, do not rely solely on Alerts for Account information. Although we make every effort to ensure Alerts are delivered as expected, there are conditions that may make the Alerts unreliable such as, but not limited to: spam filters, relay detectors, inaccurate or obsolete email addresses, network or system failures, etc. Alerts are designed to give you timely notice of specific events, but Alerts may not always provide immediate notice. Balances shown on Alerts reflect your receipt of available balance, not your actual Account balances. We recommend that the Alert service be tested prior to regular use to identify any alert limiting conditions that may be delayed or prevented by factor(s) outside of our control, including factors affecting your internet service provider and coverage in your areapresent. We do not guarantee the deliverydelivery of any Alert. Text and data fees may apply when using this service on your mobile device. Your use of Alerts is at your own risk. Under no circumstances shall we or our Service Providers be liable for any type of damage, timeliness including fees resulting in any way from your use or accuracy of reliance upon the Alerts service or the contents of each alertspecific Alerts. The Commercial Card Management Neither we nor our Service is subject to transmission limitations and service interruptionsProviders assume any responsibility for the timeliness, accuracy, reliability, deletion, misdelivery or completeness of any Alerts we may send you. You agree that neither we nor our Service Providers will be liable for any delays in the content, or for any actions you take in reliance thereon. If you need current Account information, you agree to indemnify, defend and hold the Bank and its directors, officers, employees and agents (collectively, “Released Parties”) free and harmless from any and all losses or damages, including attorneys' fees, lost profits, and indirect or special damages, including, but not limited to, to those relating to bank secrecy or financial privacy laws or regulations, that may arise, contact us by phone directly or indirectly, in whole or in part, from: a non-delivery, delayed delivery, or by accessing the misdirected delivery of an alert; inaccurate or incomplete content in an alert; your reliance on or use of the information provided in an alert for any purpose; or any third party, whether authorized or not, obtaining information regarding your account disclosed in the alerts. Alerts do not constitute a record for the account to which it pertains, rather, they will reference account records. We do not assume any additional responsibility or obligation under these terms and conditions in respect of the use of, or any transaction or eventuality involving, your account. The Commercial Card Management Service does not free you from the responsibility of safeguarding the physical security and authorized use of your account. We reserve the right to suspend, terminate, and modify the alerts without liability at any time without prior notice to you. When we send you an alert, it will be treated as available and received when it is posted to your account and transmitted to the email address on file for your account. It is your responsibility to ensure the security of your email address and computer. You are solely responsible for any fees imposed of any kind whatsoever by your internet service provider in connection with alerts. We send alerts to you based upon the instructions you provide to us, including the email address you provide to us during account sign-up. You hereby acknowledge and accept that each alert may be sent to you without being encrypted and may include your name and information pertaining to your account. Information, such as your account balance, may be included. If anyone accesses your email address, they may be able to view the contents of these alerts. You are solely responsible for restricting access to your email address and maintaining the confidentiality of any information displayed through an alert. To cancel your alerts, contact the Bank through the Commercial Card Management Servicedigital banking platform.

Alerts. The Commercial Card Management Service allows Administrative Users to turn on certain alerts with respect to your commercial cards. You may receive alerts via email. a) The Bank reserves will send an Alert if the right to change or remove any and all alerts associated with the Commercial Card Management Service. The Bank shall have no liability for failure to provide such notice or for removing such notices. By enrolling for alerts, you represent that you are the owner of email address you enrolled and that you have the delegated legal authority to act on behalf of the owner of such email address. You will immediately notify us if any email address you have enrolled is (i) surrendered by you, or (ii) changed by you. Currently, the Commercial Card Management Service alerts include: • A transaction has occurred outside of this state; • A transaction has occurred outside of the country; • Available balance drops below a set amount; • Cash limit reached or exceeded; • Company personal reminder; • Credit limit reached or exceeded; • Current balance owed drops below a set amount; • Current Balance owed exceeds a set amount; • Current balanced owed is within a set dollar amount of credit limit; • Declined transaction; • Past due; • Percentage available in your Account falls below a limit that you communicated to the Bank or, if no limit was communicated, $100. Alerts may be sent by text message or email, depending on your preferences, and the contact information you provided, and subject to the technological capacity of credit limit; • Statement available; • Transaction occursthe Bank to send the Alert in either channel. All While the Bank does not charge any fee for the delivery of the Alerts, you understand standard messaging fees, wireless carrier fees and data rates may be imposed by your carrier. b) You understand that you will not receive any Alerts if you have opted out or you do not provide the contact information required to receive Alerts. c) You understand that if you do not wish to receive any Alerts, you can opt out at any time in writing by notifying the Bank. To opt out of these alert options are Alerts, choose “unsubscribe” in any Alert you have obtained from the Bank. d) You undertake to inform the Bank of any changes made to your contact information. You understand that you can update your preferences at any time, including updating your contact information, amending the limit or opting in to receive Alerts after having opted out, by notifying the Bank. e) For a jointly held Account, f) The Bank may include your specific confidential personal information in the Alerts such as your name, account balance or available for Administrative Userscredit. Other Users will have access You expressly consent to such use of your confidential personal information by the Bank. g) You acknowledge that Alerts may be delayed, misdirected, not delivered or be inaccurate due to a limited number variety of these alerts. You acknowledge factors, including system failures and agree that technical problems, and except as provided in this Agreement or as required by applicable law, the Bank will not be liable for any losses arising out of your receipt reliance upon Alerts, or for the accuracy or inaccuracy of any alert may be delayed or prevented by factor(s) outside Alerts, regardless of our controlthe cause of action, including factors affecting your internet service provider and coverage in your area. We do not guarantee the delivery, timeliness or accuracy of the contents of each alert. The Commercial Card Management Service is subject to transmission limitations and service interruptions. You agree to indemnify, defend and hold the Bank and its directors, officers, employees and agents (collectively, “Released Parties”) free and harmless from any and all losses or damages, including attorneys' fees, lost profits, and indirect or special damages, including, but not limited toto negligence, even if the Bank is advised of the possibility of such damages. You also acknowledge that the Bank will not be liable for any delays, failure to those relating to bank secrecy deliver or financial privacy laws or regulations, that may arise, directly or indirectly, in whole or in part, from: a non-delivery, delayed delivery, or the misdirected delivery of an alert; inaccurate Alert, for any errors in the content of an Alert or incomplete content for any actions taken or not taken by you or a third party in an alert; your reliance on or use of the information provided in an alert for any purpose; or any third party, whether authorized or not, obtaining information regarding your account disclosed in the alerts. Alerts do not constitute a record for the account to which it pertains, rather, they will reference account records. We do not assume any additional responsibility or obligation under these terms and conditions in respect of the use of, or any transaction or eventuality involving, your account. The Commercial Card Management Service does not free you from the responsibility of safeguarding the physical security and authorized use of your account. We reserve the right to suspend, terminate, and modify the alerts without liability at any time without prior notice to you. When we send you an alert, it will be treated as available and received when it is posted to your account and transmitted to the email address on file for your account. It is your responsibility to ensure the security of your email address and computer. You are solely responsible for any fees imposed of any kind whatsoever by your internet service provider in connection with alerts. We send alerts to you based upon the instructions you provide to us, including the email address you provide to us during account sign-up. You hereby acknowledge and accept that each alert may be sent to you without being encrypted and may include your name and information pertaining to your account. Information, such as your account balance, may be included. If anyone accesses your email address, they may be able to view the contents of these alerts. You are solely responsible for restricting access to your email address and maintaining the confidentiality of any information displayed through an alert. To cancel your alerts, contact the Bank through the Commercial Card Management ServiceAlert.