Common use of Alerts Clause in Contracts

Alerts. a service that allows Citibank to send you specific prompts in respect of certain information from time to time (whether requested or not by you), and such information includes but is not limited to account activity, transactions, and demographic updates. Some Alerts may only be sent according to your preference an automated teller machine or card-operated machine, whether belonging to us or other participating banks or financial institutions or Mastercard Global ATM Network or their affiliated networks, which accepts the card Authority any competent regulatory, prosecuting, tax or governmental authority in any jurisdiction, domestic or foreign the person at whose request one or more supplementary cards have been issued by us to supplementary cardmembers refers to any day on which banks are open for business in Singapore other than Saturday, Sunday and gazetted public holidays in Singapore the Citi Prestige Card issued by us and any renewal or replacement and if more than one card or if a supplementary card is issued, includes such other card(s) an account which you maintain with us in respect of the card a transaction carried out whether by using the card, the card account number and/or the PIN or via TBS or otherwise, whether with or without your knowledge or authority (including a payment for any goods, services and/or benefits and a payment for any charitable purpose and any cash advance) a disbursement of funds in any currency interest rate applied on outstanding debit balances from Cash transactions as well as outstanding balances pursuant to any balance transfer programs after the expiry of the promotional tenure Cash advance transactions, Quasi-cash transactions and related fee and interest charges Citigroup, Inc., a corporation incorporated in the United States of America any affiliate or subsidiary of Citigroup, Inc. an amount for or on account of, or which represents, withholding, income tax, value added tax, tax on the sale or disposition of any property, duties, or any other lawfully collected amount. the maximum credit limit permitted by us, and communicated to you by us from time to time, in respect of which the total outstanding balance of your card account must not exceed at any time and if you have more than one card account such limit shall be the maximum permitted for the total outstanding balance of all your card accounts (excluding only any business card account where the credit limit thereof is determined by the business member and excluding any credit limit assigned on your Citibank Ready Credit account) includes all Alerts, notices, demands, requests, instructions, including without limitation, stop payment instructions (or cancellation thereof) in respect of any advice, statement of account, card, PIN and all other communication your total liabilities outstanding and owing to us at any given time in connection with your card account(s) and/or this agreement, including but not limited to all card transactions, interest, charges, fees, costs, billed instalments and expenses (including legal costs), whether actual or contingent and whether incurred now or in the future any electronic, wireless, communication, transmission or telecommunication equipment, device or medium, including without limitation, the Internet, any computer or mobile phone, equipment, device, terminal or system or otherwise Instalment plans a payment plan under which the billing for goods and services and/or a loan is made by way of equal instalments over the applicable tenure, including any associated interest the law or regulation of any jurisdiction, domestic or foreign, or any agreement entered into with or between Authorities the sum of any unbilled instalment principal amount under an instalment plan and any associated interest or fees the date specified in the statement of account or where we are unable to send you a statement of account, such date that we may select by which payment of the current balance is to be received by us, and for the purpose of calculating interest a third party that forms part of the global payment system infrastructure, including without limitation communications, clearing or payment systems, intermediary banks and correspondent banks Personal Identification Number issued by us to allow you to use the card at an ATM to obtain cash advances refers to Citi ThankYou Points or ThankYou Points earned on your Citi Prestige Card refers to the notification provided by us to explain the purposes for our collection, use and disclosure of personal data (as defined in the Personal Data Protection Act 2012 of Singapore), including amendments thereto Quasi-cash transactions are transactions representing a purchase of foreign currency or items (including but not limited to, gaming chips, money orders, lottery tickets, traveler’s cheques and precious metals) which may be convertible to cash, and may also include transactions such as the transfer of funds under a wire transfer money order, the funding of accounts and such other transactions as determined by the relevant card association from time to time Representatives our officers, directors, employees, agents, representatives, professional advisers and Third Party Service Providers interest rate applicable to outstanding balances arising from card transactions other than Cash transactions pursuant to clause 7.1 Short message service provided by your mobile service provider which:

Alerts. a service that allows Citibank to send you specific prompts in respect of certain information from time to time (whether requested or not by you), and such information includes but is not limited to account activity, transactions, and demographic updates. Some Alerts may only be sent according to your preference an automated teller machine or card-operated machine, whether belonging to us or other participating banks or financial institutions or Visa or Mastercard Global ATM Network or their affiliated networks, which accepts the card Authority any competent regulatory, prosecuting, tax or governmental authority in any jurisdiction, domestic or foreign the person at whose request one or more supplementary cards have been issued by us to supplementary cardmembers refers to any day on which banks are open for business in Singapore other than Saturday, Sunday and gazetted public holidays in Singapore the Citi Prestige Card a Citibank Visa and/or Mastercard credit card issued by us and any a renewal or replacement and if more than one card or if a supplementary card is issued, includes such other card(s) an account which you maintain with us in respect of the card a transaction carried out whether by using the card, the card account number and/or the PIN or via TBS or otherwise, whether with or without your knowledge or authority (including a payment for any goods, services and/or benefits and a payment for any charitable purpose and any cash advance) a disbursement of funds in any currency interest rate applied on outstanding debit balances from Cash transactions as well as outstanding balances pursuant to any balance transfer programs after the expiry of the promotional tenure Cash advance transactions, Quasi-cash transactions and related fee and interest charges Citigroup, Inc., a corporation incorporated in the United States of America any affiliate or subsidiary of Citigroup, Inc. an amount for or on account of, or which represents, withholding, income tax, value added tax, tax on the sale or disposition of any property, duties, or any other lawfully collected amount. the maximum credit limit permitted by us, and communicated to you by us from time to time, in respect of which the total outstanding balance of your card account must not exceed at any time and if you have more than one card account such limit shall be the maximum permitted for the total outstanding balance of all your card accounts (excluding only any business card account where the credit limit thereof is determined by the business member and excluding any credit limit assigned on your Citibank Ready Credit account) includes all Alerts, notices, demands, requests, instructions, including without limitation, stop payment instructions (or cancellation thereof) in respect of any advice, statement of account, card, PIN and all other communication your total liabilities outstanding and owing to us at any given time in connection with your card account(s) and/or this agreement, including but not limited to all card transactions, interest, charges, fees, costs, billed instalments and expenses (including legal costs), whether actual or contingent and whether incurred now or in the future any electronic, wireless, communication, transmission or telecommunication equipment, device or medium, including without limitation, the Internet, any computer or mobile phone, equipment, device, terminal or system or otherwise Instalment plans a payment plan under which the billing for goods and services and/or a loan is made by way of equal instalments over the applicable tenure, including any associated interest the law or regulation of any jurisdiction, domestic or foreign, or any agreement entered into with or between Authorities the The sum of any unbilled instalment principal amount under an instalment plan and any associated interest or fees the date specified in the statement of account or where we are unable to send you a statement of account, such date that we may select by which payment of the current balance is to be received by us, and for the purpose of calculating interest a third party that forms part of the global payment system infrastructure, including without limitation communications, clearing or payment systems, intermediary banks and correspondent banks Personal Identification Number issued by us to allow you to use the card at an ATM to obtain cash advances refers to Citi ThankYou Points or ThankYou Points earned on your Citi Prestige Card refers to the notification provided by us to explain the purposes for our collection, use and disclosure of personal data (as defined in the Personal Data Protection Act 2012 of Singapore), including amendments thereto Quasi-cash transactions are transactions representing a purchase of foreign currency or items (including but not limited to, gaming chips, money orders, lottery tickets, traveler’s cheques and precious metals) which may be convertible to cash, and may also include transactions such as the transfer of funds under a wire transfer money order, the funding of accounts and such other transactions as determined by the relevant card association from time to time Representatives our officers, directors, employees, agents, representatives, professional advisers and Third Party Service Providers interest rate applicable to outstanding balances arising from card transactions other than Cash transactions pursuant to clause 7.1 Short message service provided by your mobile service provider which:

Alerts. a service that allows Citibank to send you specific prompts in respect of certain information from time to time (whether requested or not by you), and such information includes but is not limited to account activity, transactions, and demographic updates. Some Alerts may only be sent according to your preference an automated teller machine or card-operated machine, whether belonging to us or other participating banks or financial institutions or to the Visa or Mastercard Global ATM Network or their affiliated networks, which accepts the card Authority any competent regulatory, prosecuting, tax or governmental authority in any jurisdiction, domestic or foreign the person at whose request one or more supplementary cards have been issued by us to supplementary cardmembers refers to any day on which banks are open for business in Singapore other than Saturday, Sunday and gazetted public holidays in Singapore the Citi Prestige Card a Citibank Visa and/or Mastercard credit card issued by us and any a renewal or replacement and if more than one card or if a supplementary card is issued, includes such other card(s) with the exception of the Citibank Silver, Citibank Gold and Citibank Clear Classic Visa and/or Mastercard credit cards. an account which you maintain with us in respect of the card a transaction carried out whether by using the card, the card account number and/or the PIN or via TBS or otherwise, whether with or without your knowledge or authority (including a payment for any goods, services and/or benefits and a payment for any charitable purpose and any cash advance) a disbursement of funds in any currency interest rate applied on outstanding debit balances from Cash transactions as well as outstanding balances pursuant to any balance transfer programs after the expiry of the promotional tenure Cash advance transactions, Quasi-cash transactions and related fee and interest charges Citigroup, Inc., a corporation incorporated in the United States of America any affiliate or subsidiary of Citigroup, Inc. an amount for or on account of, or which represents, withholding, income tax, value added tax, tax on the sale or disposition of any property, duties, or any other lawfully collected amount. the maximum credit limit permitted by us, and communicated to you by us from time to time, in respect of which the total outstanding balance of your card account must not exceed at any time and if you have more than one card account such limit shall be the maximum permitted for the total outstanding balance of all your card accounts (excluding only any business card account where the credit limit thereof is determined by the business member and excluding any credit limit assigned on your Citibank Ready Credit account) includes all Alerts, notices, demands, requests, instructions, including without limitation, stop payment instructions (or cancellation thereof) in respect of any advice, statement of account, card, PIN and all other communication your total liabilities outstanding and owing to us at any given time in connection with your card account(s) and/or this agreement, including but not limited to all card transactions, interest, charges, fees, costs, billed instalments and expenses (including legal costs), whether actual or contingent and whether incurred now or in the future any electronicelec tronic, wireless, communication, transmission or telecommunication equipment, device or medium, including without limitation, the Internet, any computer or mobile phone, equipment, device, terminal or system or otherwise Instalment plans a payment plan under which the billing for goods and services and/or a loan is made by way of equal instalments over the applicable tenure, including any associated interest the law or regulation of any jurisdiction, domestic or foreign, or any agreement entered into with or between Authorities the sum of any unbilled instalment principal amount under an instalment plan and any associated interest or fees the date specified in the statement of account or where we are unable to send you a statement of account, such date that we may select by which payment of the current balance is to be received by us, and for the purpose of calculating interest a third party that forms part of the global payment system infrastructure, including without limitation communications, clearing or payment systems, intermediary banks and correspondent banks Personal Identification Number issued by us to allow you to use the card at an ATM to obtain cash advances refers to Citi ThankYou ▇▇▇▇ ▇▇▇▇▇▇▇▇ Points or ThankYou Points earned on your Citi Prestige Card Citibank Visa/Mastercard 60 months for Citibank Platinum, Visa Signature and WORLD Mastercard cardmembers, by reference to which Points are calculated, but so that the first Points Validity Period shall commence on the date when the cardmember is entitled to participate in the Program and expire at the end of 60 months thereafter and each subsequent Points Validity Period will commence on the expiry of the previous one refers to the notification provided by us to explain the purposes for our collection, use and disclosure of personal data (as defined in the Personal Data Protection Act 2012 of Singapore), including amendments thereto Quasi-cash transactions are transactions representing a purchase of foreign currency or items (including but not limited to, gaming chips, money orders, lottery tickets, traveler’s cheques and precious metals) which may be convertible to cash, and may also include transactions such as the transfer of funds under a wire transfer money order, the funding of accounts and such other transactions as determined by the relevant card association from time to time Representatives our officers, directors, employees, agents, representatives, professional advisers and Third Party Service Providers interest rate applicable to outstanding balances arising from card transactions other than Cash transactions pursuant to clause 7.1 11.1 Retail purchase means a purchase of any goods or services by the use of the card and may, at our reasonable discretion and with reasonable notice, include or exclude any card transaction as may be determined by us cardmembership fees or a cash rebate as may be determined by us in our reasonable discretion, which may be redeemed or obtained by the use of Points under Program Short message service provided by your mobile service provider which:

Alerts. a service that allows Citibank to send you specific prompts in respect of certain information from time to time (whether requested or not by you), and such information includes but is not limited to account activity, transactions, and demographic updates. Some Alerts may only be sent according to your preference an automated teller machine or card-operated machine, whether belonging to us or other participating banks or financial institutions or to the Visa or Mastercard Global ATM Network or their its affiliated networks, which accepts the card Authority any competent regulatory, prosecuting, tax or governmental authority in any jurisdiction, domestic or foreign the person at whose request one or more supplementary cards have been issued by us to supplementary cardmembers refers to any day on which banks are open for business in Singapore other than Saturday, Sunday and gazetted public holidays in Singapore the Citi Prestige Card Citibank PremierMiles card issued by us and any renewal or replacement and if more than one card or if a supplementary card is issued, includes such other card(s) an account which you maintain with us in respect of the card a transaction carried out whether by using the card, the card account number and/or the PIN or via TBS or otherwisePINorvia TBSorotherwise, whether with or without your knowledge whetherwithorwithoutyourknowledge or authority (including a payment for any goods, services and/or benefits and a payment for any charitable purpose and any cash advance) a disbursement of funds in any currency interest rate applied on outstanding debit balances from Cash transactions as well as outstanding balances pursuant to any balance transfer programs after the expiry of the promotional tenure Cash advance transactions, Quasi-cash transactions and related fee and interest charges Citigroup, Inc., a corporation incorporated in the United States of America any affiliate or subsidiary of Citigroup, Inc. an amount for or on account of, or which represents, withholding, income tax, value added tax, tax on the sale or disposition of any property, duties, or any other lawfully collected amount. the maximum credit limit permitted by us, and communicated to you by us from time to time, in respect of which the total outstanding balance of your card account must not exceed at any time and if you have more than one card account such limit shall be the maximum permitted for the total outstanding balance of all your card accounts (excluding only any business card account where the credit limit thereof is determined by the business member and excluding any credit limit assigned on your Citibank Ready Credit account) includes all Alerts, notices, demands, requests, instructions, including without limitation, stop payment instructions (or cancellation thereof) in respect of any advice, statement of account, card, PIN and all other communication your total liabilities outstanding and owing to us at any given time in connection with your card account(s) and/or this agreement, including but not limited to all card transactions, interest, charges, fees, costs, billed instalments and expenses (including legal costs), whether actual or contingent and whether incurred now or in the future any electronic, wireless, communication, transmission or telecommunication equipment, device or medium, including without limitation, the Internet, any computer or mobile phone, equipment, device, terminal or system or otherwise Instalment plans a payment plan under which the billing for goods and services and/or a loan is made by way of equal instalments over the applicable tenure, including any associated interest the law or regulation of any jurisdiction, domestic or foreign, or any agreement entered into with or between Authorities the sum of any unbilled instalment principal amount under an instalment plan and any associated interest or fees the date specified in the statement of account or where we are unable to send you a statement of account, such date that we may select by which payment of the current balance is to be received by us, and for the purpose of calculating interest a third party that forms part of the global payment system infrastructure, including without limitation communications, clearing or payment systems, intermediary banks and correspondent banks Personal Identification Number issued by us to allow you to use the card at an ATM to obtain cash advances refers to Citi ThankYou Points or ThankYou Points earned on your Citi Prestige Card refers to the notification provided by us to explain the purposes for our collection, use and disclosure of personal data (as defined in the Personal Data Protection Act 2012 of Singapore), including amendments thereto Quasi-cash transactions are transactions representing a purchase of foreign currency or items (including but not limited to, gaming chips, money orders, lottery tickets, traveler’s cheques and precious metals) which may be convertible to cash, and may also include transactions such as the transfer of funds under a wire transfer money order, the funding of accounts and such other transactions as determined by the relevant card association from time to time Representatives our officers, directors, employees, agents, representatives, professional advisers and Third Party Service Providers interest rate applicable to outstanding balances arising from card transactions other than Cash transactions pursuant to clause 7.1 Short message service provided by your mobile service provider which:

Alerts. a service that allows Citibank to send you specific prompts in respect of certain information from time to time (whether requested or not by you), and such information includes but is not limited to account activity, transactions, and demographic updates. Some Alerts may only be sent according to your preference an automated teller machine or card-operated machine, whether belonging to us or other participating banks or financial institutions or Mastercard to the Visa or MasterCard Global ATM Network or their affiliated networks, which accepts the card Authority any competent regulatory, prosecuting, tax or governmental authority in any jurisdiction, domestic or foreign the person at whose request one or more supplementary cards have been issued by us to supplementary cardmembers refers to any day on which banks are open for business in Singapore other than Saturday, Sunday and gazetted public holidays in Singapore the Citi Prestige Card a Citibank Visa and/or MasterCard credit card issued by us and any a renewal or replacement and if more than one card or if a supplementary card is issued, includes such other card(s) an account which you maintain with us in respect of the card a transaction carried out whether by using the card, the card account number and/or the PIN or via TBS or otherwise, whether with or without your knowledge or authority (including a payment for any goods, services and/or benefits and a payment for any charitable purpose and any cash advance) a disbursement of funds in any currency interest rate applied on outstanding debit balances from Cash transactions as well as outstanding balances pursuant to any balance transfer programs after the expiry of the promotional tenure Cash advance transactions, Quasi-cash transactions and related fee and interest charges Citigroup, Inc., a corporation incorporated in the United States of America any affiliate or subsidiary of Citigroup, Inc. an amount for or on account of, or which represents, withholding, income tax, value added tax, tax on the sale or disposition of any property, duties, or any other lawfully collected amount. the maximum credit limit permitted by us, and communicated to you by us from time to time, in respect of which the total outstanding balance of your card account must not exceed at any time and if you have more than one card account such limit shall be the maximum permitted for the total outstanding balance of all your card accounts (excluding only any business card account where the credit limit thereof is determined by the business member and excluding any credit limit assigned on your Citibank Ready Credit accountmember) includes all Alerts, notices, demands, requests, instructions, including without limitation, stop payment instructions (or cancellation thereof) in respect of any advice, statement of account, card, PIN and all other communication your total liabilities outstanding and owing to us at any given time in connection with your card account(s) and/or this agreement, including but not limited to all card transactions, interest, charges, fees, costs, billed instalments and expenses (including legal costs), whether actual or contingent and whether incurred now or in the future any electronic, wireless, communication, transmission or telecommunication equipment, device or medium, including without limitation, the Internet, any computer or mobile phone, equipment, device, terminal or system or otherwise Instalment plans a payment plan under which the billing for goods and services and/or a loan is made by way of equal instalments over the applicable tenure, including any associated interest the law or regulation of any jurisdiction, domestic or foreign, or any agreement entered into with or between Authorities the sum of any unbilled instalment principal amount under an instalment plan and any associated interest or fees the date specified in the statement of account or where we are unable to send you a statement of account, such date that we may select by which payment of the current balance is to be received by us, and for the purpose of calculating interest us a third party that forms part of the global payment system infrastructure, including without limitation communications, clearing or payment systems, intermediary banks and correspondent banks Personal personal Identification Number issued by us to allow you to use the card at an ATM to obtain cash advances refers to Citi ThankYou Points or ThankYou Points earned on your Citi Prestige Card refers to the notification provided by us to explain the purposes for our collection, use and disclosure of personal data (as defined in the Personal Data Protection Act 2012 of Singapore), including amendments thereto Quasi-cash transactions are transactions representing a purchase of foreign currency or items (including but not limited to, gaming chips, money orders, lottery tickets, traveler’s cheques and precious metals) which may be convertible to cash, and may also include transactions such as the transfer of funds under a wire transfer money order, the funding of accounts and such other transactions as determined by the relevant card association from time to time Representatives our officers, directors, employees, agents, representatives, professional advisers and Third Party Service Providers interest rate applicable to outstanding balances arising from card transactions other than Cash transactions pursuant to clause 7.1 Short message service provided by your mobile service provider which:

Alerts. a service that allows Citibank to send you specific prompts in respect of certain information from time to time (whether requested or not by you), and such information includes but is not limited to account activity, transactions, and demographic updates. Some Alerts may only be sent according to your preference an automated teller machine or card-operated machine, whether belonging to us or other participating banks or financial institutions or to the Visa or Mastercard Global ATM Network or their its affiliated networks, which accepts the card Authority any competent regulatory, prosecuting, tax or governmental authority in any jurisdiction, domestic or foreign the person at whose request one or more supplementary cards have been issued by us to supplementary cardmembers refers to any day on which banks are open for business in Singapore other than Saturday, Sunday and gazetted public holidays in Singapore the Citi Prestige Card Citibank PremierMiles card issued by us and any renewal or replacement and if more than one card or if a supplementary card is issued, includes such other card(s) an account which you maintain with us in respect of the card a transaction carried out whether by using the card, the card account number and/or the PIN or via TBS or otherwiseand/orthe PINorvia TBSorotherwise, whether with or without your knowledge whetherwithorwithoutyourknowledge or authority (including a payment for any goods, services and/or benefits and a payment for any charitable purpose and any cash advance) a disbursement of funds in any currency interest rate applied on outstanding debit balances from Cash transactions as well as outstanding balances pursuant to any balance transfer programs after the expiry of the promotional tenure Cash advance transactions, Quasi-cash transactions and related fee and interest charges Citigroup, Inc., a corporation incorporated in the United States of America any affiliate or subsidiary of Citigroup, Inc. an amount for or on account of, or which represents, withholding, income tax, value added tax, tax on the sale or disposition of any property, duties, or any other lawfully collected amount. the maximum credit limit permitted by us, and communicated to you by us from time to time, in respect of which the total outstanding balance of your card account must not exceed at any time and if you have more than one card account such limit shall be the maximum permitted for the total outstanding balance of all your card accounts (excluding only any business card account where the credit limit thereof is determined by the business member and excluding any credit limit assigned on your Citibank Ready Credit account) includes all Alerts, notices, demands, requests, instructions, including without limitation, stop payment instructions (or cancellation thereof) in respect of any advice, statement of account, card, PIN and all other communication your total liabilities outstanding and owing to us at any given time in connection with your card account(s) and/or this agreement, including but not limited to all card transactions, interest, charges, fees, costs, billed instalments and expenses (including legal costs), whether actual or contingent and whether incurred now or in the future any electronic, wireless, communication, transmission or telecommunication equipment, device or medium, including without limitation, the Internet, any computer or mobile phone, equipment, device, terminal or system or otherwise Instalment plans a payment plan under which the billing for goods and services and/or a loan is made by way of equal instalments over the applicable tenure, including any associated interest the law or regulation of any jurisdiction, domestic or foreign, or any agreement entered into with or between Authorities the sum of any unbilled instalment principal amount under an instalment plan and any associated interest or fees the date specified in the statement of account or where we are unable to send you a statement of account, such date that we may select by which payment of the current balance is to be received by us, and for the purpose of calculating interest a third party that forms part of the global payment system infrastructure, including without limitation communications, clearing or payment systems, intermediary banks and correspondent banks Personal Identification Number issued by us to allow you to use the card at an ATM to obtain cash advances refers to Citi ThankYou Points or ThankYou Points earned on your Citi Prestige Card refers to the notification provided by us to explain the purposes for our collection, use and disclosure of personal data (as defined in the Personal Data Protection Act 2012 of Singapore), including amendments thereto Quasi-cash transactions are transactions representing a purchase of foreign currency or items (including but not limited to, gaming chips, money orders, lottery tickets, traveler’s cheques and precious metals) which may be convertible to cash, and may also include transactions such as the transfer of funds under a wire transfer money order, the funding of accounts and such other transactions as determined by the relevant card association from time to time Representatives our officers, directors, employees, agents, representatives, professional advisers and Third Party Service Providers interest rate applicable to outstanding balances arising from card transactions other than Cash transactions pursuant to clause 7.1 Short message service provided by your mobile service provider which:

Alerts. a service that allows Citibank to send you specific prompts in respect of certain information from time to time (whether requested or not by you), and such information includes but is not limited to account activity, transactions, and demographic updates. Some Alerts may only be sent according to your preference an automated teller machine or card-operated machine, whether belonging to us or other participating banks or financial institutions or to the Visa or Mastercard Global ATM Network or their affiliated networks, which accepts the card Authority any competent regulatory, prosecuting, tax or governmental authority in any jurisdiction, domestic or foreign the person at whose request one or more supplementary cards have been issued by us to supplementary cardmembers refers to any day on which banks are open for business in Singapore other than Saturday, Sunday and gazetted public holidays in Singapore the Citi Prestige Card a Citibank Silver, Citibank Gold and Citibank Clear Classic Visa and/or Mastercard credit card issued by us and any a renewal or replacement and if more than one card or if a supplementary card is issued, includes such other card(s) an account which you maintain with us in respect of the card a transaction carried out whether by using the card, the card account number and/or the PIN or via TBS or otherwise, whether with or without your knowledge or authority (including a payment for any goods, services and/or benefits and a payment for any charitable purpose and any cash advance) a disbursement of funds in any currency interest rate applied on outstanding debit balances from Cash transactions as well as outstanding balances pursuant to any balance transfer programs after the expiry of the promotional tenure Cash advance transactions, Quasi-cash transactions and related fee and interest charges Citigroup, Inc., a corporation incorporated in the United States of America any affiliate or subsidiary of Citigroup, Inc. an amount for or on account of, or which represents, withholding, income tax, value added tax, tax on the sale or disposition of any property, duties, or any other lawfully collected amount. the maximum credit limit permitted by us, and communicated to you by us from time to time, in respect of which the total outstanding balance of your card account must not exceed at any time and if you have more than one card account such limit shall be the maximum permitted for the total outstanding balance of all your card accounts (excluding only any business card account where the credit limit thereof is determined by the business member and excluding any credit limit assigned on your Citibank Ready Credit account) includes all Alerts, notices, demands, requests, instructions, including without limitation, stop payment instructions (or cancellation thereof) in respect of any advice, statement of account, card, PIN and all other communication your total liabilities outstanding and owing to us at any given time in connection with your card account(s) and/or this agreement, including but not limited to all card transactions, interest, charges, fees, costs, billed instalments and expenses (including legal costs), whether actual or contingent and whether incurred now or in the future any electronicelec tronic, wireless, communication, transmission or telecommunication equipment, device or medium, including without limitation, the Internet, any computer or mobile phone, equipment, device, terminal or system or otherwise Instalment plans a payment plan under which the billing for goods and services and/or a loan is made by way of equal instalments over the applicable tenure, including any associated interest the law or regulation of any jurisdiction, domestic or foreign, or any agreement entered into with or between Authorities the sum of any unbilled instalment principal amount under an instalment plan and any associated interest or fees the date specified in the statement of account or where we are unable to send you a statement of account, such date that we may select by which payment of the current balance is to be received by us, and for the purpose of calculating interest a third party that forms part of the global payment system infrastructure, including without limitation communications, clearing or payment systems, intermediary banks and correspondent banks Personal Identification Number issued by us to allow you to use the card at an ATM to obtain cash advances refers to Citi ThankYou Points or ThankYou Points earned on your Citi Prestige Card refers to the notification provided by us to explain the purposes for our collection, use and disclosure of personal data (as defined in the Personal Data Protection Act 2012 of Singapore), including amendments thereto Quasi-cash transactions are transactions representing a purchase of foreign currency or items (including but not limited to, gaming chips, money orders, lottery tickets, traveler’s cheques and precious metals) which may be convertible to cash, and may also include transactions such as the transfer of funds under a wire transfer money order, the funding of accounts and such other transactions as determined by the relevant card association from time to time Representatives our officers, directors, employees, agents, representatives, professional advisers and Third Party Service Providers interest rate applicable to outstanding balances arising from card transactions other than Cash transactions pursuant to clause 7.1 11.1 Short message service provided by your mobile service provider which: