Coverage E Clause Samples

Coverage E. You shall not, except at your cost, voluntarily make any payment, assume any obligations or incur expenses, other than first aid expenses necessary at the time of accident.

Coverage E. We will pay all sums arising out of an occurrence which an insured person becomes legally obligated to pay as damages because of bodily injury or property damage covered by this policy. If a claim is made or suit is brought against the insured person for liability under this coverage, we will defend the insured person at our expense, using lawyers of our choice. We are not obligated to defend after we have paid an amount equal to the limit of our liability. We may investigate or settle any claim or suit as we think appropriate. We will pay the reasonable expenses incurred for necessary medical, surgical, x-ray and dental services, prosthetic devices, eyeglasses, hearing aids and pharmaceuticals, and ambulance, hospital, licensed nursing and funeral services. These expenses must be incurred within three years from the date of an accident causing bodily injury covered by this policy. Each person who sustains bodily injury is entitled to this protection when that person is:

Coverage E. School Leaders Liability THIS IS A CLAIMS MADE COVERAGE, SUBJECT TO STATED REPORTING REQUIREMENTS PLEASE READ CAREFULLY The coverage in this section is only for those claims that are first made or charges filed against the Named Member and reported to us while the Coverage Agreement is in force. Various provisions in this section restrict coverage. Please read the Coverage E – School Leaders Liability Section carefully to determine rights, duties, and what is and is not covered.

Coverage E. You shall not, except at your cost, voluntarily make any payment, assume any obligations or incur expenses, other than first aid expenses necessary at the time of the accident. Action Against Us — Coverage E: You shall not bring action against us until you have fully complied with all the terms of this policy, nor until the amount of your obligation to pay has been finally determined, either by judgment against you or by an agreement which has our consent. Action Against Us — Coverages F and G: You shall not bring action against us until you have fully complied with all the terms of this policy, nor until 60 days after the required Proof of Loss Form has been filed with us. Insurance Under More Than One Policy: If other insurance applies to a loss or claim, or would have applied if this policy did not exist, this policy will be considered excess insurance and will not pay any loss or claim until the amount of such other insurance is used up.

Coverage E. PERSONAL LIABILITY EXCLUSION 2.a.(1); and

Coverage E. All Directors, Principals and Employees of Cott Beverages Ltd., together with accompanying spouse/partners and/or children and/or customers/suppliers Any trip commencing during the period of insurance in connection with the business of the Insured involving: • Category A – 24 hours a day Worldwide Cover • Category B – 24 hours a day Worldwide Cover • Category C – 24 hours a day Worldwide Cover • Category D – All Occupational Related Covers • Category E – Business Travel 1 Death [***] 2 Loss of one eye or one limb [***] 3a Loss of both eyes or two or more limbs, or loss of one eye and one limb [***] 3b Loss of speech [***] 3c(i) Loss of hearing in both ears [***] 3c(ii) Loss of hearing in one ear [***] 4a Permanent total disablement [***] 4b Permanent partial disablement [***] 5 Temporary total disablement Deferment period – Nil week(s) Benefit period – 104 weeks [***] [***] 6 Temporary partial disablement Deferment period – Nil week(s) Benefit period – Nil week(s) [***]

Coverage E. Travel Emergency Medical 17

Coverage E. Travel Emergency Medical 18 Coverage F: Excess Medical 23 Western Life Assurance Company hereby contracts with: Name and Address of Policyholder:

Coverage E. Personal Liability, does not ap- ply to: