General Exclusions and Limitations Clause Samples
The "General Exclusions and Limitations" clause defines the boundaries of liability and responsibility within an agreement by specifying what is not covered and setting caps on potential claims. Typically, this clause lists certain types of damages, losses, or circumstances—such as indirect damages, force majeure events, or losses beyond a monetary threshold—that are excluded from coverage or compensation. By clearly outlining these exclusions and limitations, the clause helps manage risk for the parties involved and prevents disputes over unforeseen or excessive liabilities.
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General Exclusions and Limitations. 1. This Agreement shall not cover any item(s) if they are: mismatched systems with components having incompatible capacity ratings; modified from the original manufacturer design or application; items determined to be defective by the Consumer Product Safety Commission or the manufacturer and for which either has issued, or issues, a warning or recall, or which is otherwise necessitated due to failure caused by the manufacturer’s improper design, use of improper materials and/or formulas, manufacturing process or any other manufacturing defect; improperly installed; or below the slab or basement floor of the home; or located outside the perimeter of the main foundation (i.e., outside the outer load bearing walls of the structure with the exception of central air conditioning unit, main electrical panel) or unless specifically covered with optional coverage purchased for items outside the main perimeter.
2. This Agreement covers only repairs and/or replacements due to mechanical failure attributable to ordinary wear and tear. Accordingly, the Agreement does not cover failures which may result from other causes, such as without limitation: abuse, misuse and/or neglect; lightning strikes; missing parts; animal, pet and/or pest damage; power failure; power surge; fire; casualty; acts of God; structural and/or property damage; flood; smoke; earthquake; freeze damage; accidents; war; acts of terrorism; nuclear explosion, reaction, radiation or radioactive contamination; insurrection; riots; vandalism; or intentional destruction of property. This Agreement does not cover mechanical failures resulting directly or indirectly from or caused by mold, mildew, mycotoxins, fungus, bacteria, virus, condensation, and/or wet or dry rot regardless of the source, origin, or location and any other cause or event contributing concurrently or in any sequence to the mechanical failure.
3. This Agreement does not cover upgrading or making modifications to items due to, but not limited to, the following reasons: capacity (over or undersized); dimensional or design change; conditions of insufficient or excessive water pressure; conditions of inadequate wiring capacity; circuit overload; power failure and/or surge; failure to meet building code(s); zoning requirements; utility regulations; or failure to comply with local, state or federal laws or regulations.
4. This Agreement does not cover any costs associated with construction, carpentry, or other modifications made necessary by ...
General Exclusions and Limitations. 1. This Agreement does not cover performance of routine maintenance. You are responsible for performing all routine maintenance and cleaning for all covered Items as specified and recommended by the manufacturer. You are also responsible for providing all routine maintenance for all areas of a Covered Property around covered Items to ensure that these Items are able to function properly as specified by the manufacturer.
2. This Agreement does not cover repairs or replacements of any Item covered by other insurance, warranties or guarantees, including but not limited to, manufacturer’s, contractor’s, builder’s, distributor’s, home service agreement or home warranty. Our coverage is secondary to such insurance, warranties, or guarantees.
3. This Agreement shall not cover any Item(s) if they are: • systems, appliances or components classified by the manufacturer as Commercial-Grade; • flues, venting, chimneys, and exhaust lines; • covered Items with a failure that existed prior to the Agreement effective date; • lacking a visible model or serial number; • determined to be defective by the Consumer Product Safety Commission or the manufacturer and for which either has issued, or issues, a warning or recall, or which is otherwise necessitated due to failure caused by the manufacturer’s improper design, use of improper materials and/or formulas, manufacturing process or any other manufacturing defect; • improperly repaired and/or improperly installed; • below the slab or basement floor of the Covered Property; except as otherwise specified in this Agreement; • located outside the perimeter of the main foundation or a detached structure (i.e., outside the outer load bearing walls of the primary residential structure with the exception of central air conditioning unit, main electrical panel, water heater) or unless specifically covered with optional coverage purchased for Items outside the main perimeter. These exceptions must be installed for diagnose and must be manufactured for outside use or be located in a structure which protects Items from the elements; • located in a detached structure; • damaged by you in the course of remodeling or unauthorized repair.
4. This Agreement does not cover failures which may result from causes other than normal wear and tear, such as without limitation: • abuse, misuse and/or neglect; • mismatched systems where the indoor and outdoor units were not properly matched to each other in capacity or efficiency for proper operation;...
General Exclusions and Limitations. 1. This Agreement does not cover performance of routine maintenance. You are responsible for performing all routine
2. This Agreement does not cover repairs or replacements of any item covered by other insurance, warranties or guarantees, including but not limited to, manufacturer’s, contractor’s, builder’s, distributor’s, home service agreement or home warranty. Our coverage is secondary to such insurance, warranties, or guarantees.
3. This Agreement shall not cover any item(s) if they are: • systems, appliances or components classified by the manufacturer as commercial-grade; • flues, venting, chimneys, and exhaust lines; • determined to be defective by the Consumer Product Safety Commission or the manufacturer and for which either has issued, or issues, a warning or recall, or which is otherwise necessitated due to failure caused by the manufacturers improper design, use of improper materials and/or formulas, manufacturing process or any other manufacturing defect; • below the slab or basement floor of the home; except as otherwise specified in this Agreement; • located outside the perimeter of the main foundation or a detached garage (i.e. outside the outer load bearing walls of the structure with the exception of central air conditioning unit, main electrical panel, water heater) or unless specifically covered with optional coverage purchased for items outside the main perimeter. These exceptions must be installed for diagnose and must be manufactured for outside use or be located in a structure which protects items from the elements; • damaged by you in the course of remodeling or unauthorized repair.
4. This Agreement does not cover failures which may result from causes other than normal wear and tear, such as without limitation: • abuse, misuse and/or neglect; • lightning strikes, power failure, power surge; • missing components, parts or equipment; • animal, pet and/or pest damage; • fire; casualty; flood; smoke; earthquake; freeze damage; acts of God; • manufacturer’s improper design, use of improper materials and/or formulas, manufacturing process or any other manufacturing defect; • structural and/or property damage; • accidents; war; acts of terrorism; nuclear explosion, reaction, radiation or radioactive contamination; insurrection; riots; vandalism; or intentional destruction of property; • any noise without a related mechanical failure.
5. This Agreement does not cover mechanical failures, damages or remediation due to: • mold, mildew, myco...
General Exclusions and Limitations. 1 This Agreement provides coverage for the mechanical failure of only those systems, appliances and components thereof listed as covered on your Agreement Coverage Summary and only to the extent described herein. This Agreement does not cover any items not specifically named as covered on your Agreement Coverage Summary.
General Exclusions and Limitations. Unless otherwise stated in these Terms and Conditions, the insurance does not apply to any losses caused by, or as a result of, contributed to or arising from, whether direct or indirectly:
(a) Force majeure Including war (whether declared or not), acts of war, cyber warfare, violation of neutrality, civil war, riots or civil unrest, insurrection or revolution, strikes, lock-outs, government intervention, natural disasters, epidemics and pandemics.
(b) Nuclear Risks Including the intentional or unintentional release of nuclear energy, as well as the radioactive, toxic, explosive or other hazardous properties of any nuclear assembly or nuclear component thereof.
(c) Terrorism Including cyber terrorism as well as the intentional or unintentional consequence of the spreading of biological, chemical, biochemical or nuclear agents or materials in connection with terrorist acts. Whether an act is deemed to be terrorism, is decided solely by the relevant authorities. (d) Intentional, gross negligence and/or criminal acts Your intentional or grossly negligent acts or omissions, including criminal acts.
General Exclusions and Limitations. The dental benefits provided by the dental benefit administration shall not include the following:
General Exclusions and Limitations. This Agreement provides coverage for the mechanical failure of only those systems, appliances and components thereof selected at the time of purchase and are listed as covered on your agreement and only to the extent described herein. This Agreement does not cover any items not specifically named as covered on your agreement. This Agreement shall not cover any item(s) if they are: mismatched systems with components having incompatible capacity ratings; modified from the original manufacturer design or application; items determined to be defective by the Consumer Product Safety Commission or the manufacturer and for which either has issued, or issues, a warning or recall, or which is otherwise necessitated due to failure caused by the manufacturer’s improper design, use of improper materials and/or formulas, manufacturing process or any other manufacturing defect; improperly installed; or below the slab or basement floor of the home; or located outside the perimeter of the main foundation (i.e., outside the outer load bearing walls of the structure with the exception of central air conditioning unit, main electrical panel mounted to the outside wall). This Agreement covers only repairs and/or replacements due to mechanical failure attributable to ordinary wear and tear. Accordingly, the Agreement does not cover failures which may result from other causes, such as without limitation: abuse, misuse and/or neglect; improper installation; lightning strikes; missing parts; animal, pet and/or pest damage; power failure; power surge; fire; casualty; acts of God; structural and/or property damage; flood; smoke; earthquake; freeze damage; accidents; war; acts of terrorism riots; vandalism; or intentional destruction of property. This Agreement does not cover mechanical failures resulting directly or indirectly from or caused by mold, mildew, mycotoxins, fungus, bacteria, virus, condensation, and/or wet or dry rot regardless of the source, origin, or location and any other cause or event contributing concurrently or in any sequence to the mechanical failure. This Agreement does not cover upgrading or making modifications to items due to, but not limited to, the following reasons: capacity (over or undersized); dimensional or design change; conditions of insufficient or excessive water pressure; conditions of inadequate wiring capacity; circuit overload; power failure and/or surge; failure to meet building code(s); zoning requirements; utility regulations; or failure ...
General Exclusions and Limitations. Unless exceptions to the following general exclusions are specifically made elsewhere under this plan, this plan does not provide Benefits for:
General Exclusions and Limitations. Claims resulting from the following are not covered: - fraud; - abuse; - hostilities of any kind (including but not limited to war, invasion, rebellion, insurrection); - confiscation by authorities, risks of contraband, illegal activities; - delay, loss of use, or consequential damages; - normal wear and tear, gradual deterioration; - loss or damage while undergoing any installation process or while being worked on, where damage results from such installation process or work; - insects or vermin; - flood, earthquake, radioactive contamination; - setting, expansion or contraction, bulging, buckling or cracking, temperature changes, freezing, heating, atmospheric changes, dampness or dryness, evaporation and/or leakage of contents, exposure to light, change in texture, finish or colour, rust or corrosion; - loss or damage to sports equipment and/or goods due to the use thereof; - Mysterious Disappearance; - inherent product defects; - one of a kind items that cannot be replaced; and - products purchased with an unconditional guarantee. • The combined lifetime maximum of Purchase Protection and Extended Warranty insurance benefits is $60,000 per Account. • Eligible items that You give as a Gift are covered, however You, not the recipient, must make the claim for benefits. • Theft from a vehicle or residence when evidence of forcible entry is not apparent regardless of whether or not all entry points were locked. • Bodily injury, property damages, consequential damages, punitive damages, exemplary damages, attorney’s fees and other ancillary costs are not covered. • No other person or entity shall have any right, remedy or claim (legal or equitable) to these benefits. You shall not assign these benefits other than benefits for Gifts as expressly provided in this Certificate of Insurance. • Benefits are only available to the extent that the item in question is not otherwise protected or insured in whole or in part. Benefits are in excess of all other applicable valid insurance, indemnity protection or warranty available to You in respect of the item subject to the claim. We will only be liable for the excess of the amount of the loss or damage over the amount covered under such other insurance, indemnity or protection and for the amount of any applicable deductible, only if all other insurance has been exhausted and subject to the exclusions, terms and limits of liability set out in this Certificate of Insurance. This coverage will not apply as contributing ins...
General Exclusions and Limitations. 1. The dental benefits provided by Delta Dental shall not include the following services:
a. Services for injuries or conditions compensable under Worker’s Compensation or Employer’s Liability Laws are not a covered benefit.
b. Services that are determined by Delta Dental to be provided for cosmetic reasons are not a covered benefit. This includes bleaching or whitening of teeth (unless discolored by previous endodontic therapy), placement of veneers, correction of congenital malformations, or cosmetic surgery. This exclusion is not intended to exclude services provided to newborn children for congenital defects or birth abnormalities.
c. Services completed when Enrollees were not covered under the policy are not a covered benefit. Such services include, but are not limited to, endodontics and prosthodontics (including restorative crowns and onlays).
d. Services not provided by a Dentist, an independent practice dental hygienist, a dental hygiene therapist, or under the supervision of a Dentist, or not within the scope of the license of the Dentist, the independent practice dental hygienist, the dental hygiene therapist, or the person supervised by the Dentist are not a covered benefit, unless otherwise required by law.
e. Charges for prescription drugs or the application of anti-microbial agents are not a covered benefit.
f. Charges for: (i) hospitalization; (ii) preventive control programs; (iii) myofunctional therapy; (iv) treatment of temporomandibular joint (TMJ) dysfunction and related diagnostic procedures; (v) equilibration; and (vi) gnathological reporting are not a covered benefit.
g. Charges for failure to keep a scheduled visit with the Dentist are not a covered benefit.
h. Charges for completion of forms are not a covered. Such charges shall not be made to an Enrollee by Participating Dentists.
i. Dental Care which is not necessary and customary, as determined by generally accepted standards of dental practice are not a covered benefit.
j. Dental Care or supplies not within the benefits for the option selected are not a covered benefit.
k. Appliances, procedures, or restorations for: (i) increasing vertical dimension; (ii) analyzing, altering, or restoring occlusion; (iii) replacing tooth structure lost by attrition or abrasion; (iv) correcting congenital or developmental malformations; or (v) esthetic purposes are not a covered benefit. This exclusion is not intended to exclude services provided to newborn children for congenital defects or b...