Overdraft Protection Services Sample Clauses

The Overdraft Protection Services clause defines the terms under which a financial institution will cover transactions that exceed the available balance in a customer's account. Typically, this clause outlines the types of transactions eligible for overdraft protection, such as checks, debit card purchases, or automatic bill payments, and may specify any associated fees or limits. By establishing clear rules for when and how overdrafts are handled, this clause helps prevent declined transactions and provides customers with a safety net against accidental overspending.
Overdraft Protection Services. If you have a personal or fiduciary account, you may be able to obtain limited overdraft coverage for an item presented to us for payment from your account (or payment of any service fee from, or charge assessed against, your account) when there are insufficient funds in your account. We offer three (3) types of Overdraft Protection services as described below. However, you may select only one (1) type of Overdraft Protection service to provide this coverage, and the maximum dollar amount of coverage available to you will depend on the type of Overdraft Protection service that you select.
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Overdraft Protection Services. If you have a Consumer Banking account, you may be able to obtain limited overdraft coverage for an item presented to us for payment from your account (or payment of any service fee or charge you incur on your account) when there are insufficient funds in your account. We offer three (3) types of Overdraft Protection Services. Overdraft Protection Services may not be available on all account types. For each account, you may enroll in only one (1) type of Overdraft Protection Service. The maximum dollar amount of coverage that may be available to you will depend on the type of Overdraft Protection Service you have selected.
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Overdraft Protection Services. We offer discretionary overdraft services (Overdraft Advantage and Extended Coverage) to cover overdrafts on your checking accounts. Overdraft Advantage is offered to all eligible consumer checking account owners, who qualify and remain in good standing with the Credit Union. An overdrawn balance must be repaid within 32 days. We may not pay items under your Overdraft Advantage if you do not maintain your account in good standing by bringing your account to a positive balance within every 30 day period for a minimum of 24 hours, if you default on any loan or other obligation to Northwest Community CU or if your account is subject to any legal or administrative order or levy.
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Overdraft Protection Services. We offer three levels of overdraft protection. The first level includes our Share Overdraft Protection Transfers service and our overdraft protection from a Line of Credit Loan service. These services transfer available funds from your designated Savings Account or Line of Credit Loan to pay a transaction when your Checking Account does not have sufficient available funds. We determine whether sufficient funds are available when the transaction is presented to us for settlement. A fee as set forth in the Fee Schedule or your Line of Credit Loan Agreement will apply for transferring funds from your Savings Account or Line of Credit Loan, as applicable. This fee is less than the fee for the Courtesy Pay service described below. To use this service, you must opt-in on the Application or other form we have designated. To use your Line of Credit Loan as a source of overdraft protection, you must have an approved Line of Credit Loan with us and designate it to provide overdraft protection when you opt-in. The second level of overdraft protection is called Courtesy Pay. This service is automatically extended to eligible members. Courtesy Pay is provided pursuant to our discretionary Courtesy Pay Policy as a non-contractual courtesy. It is not a line of credit and it is not guaranteed. However, in the event you write a check or initiate an ACH, online bill payment, or recurring check card transaction and sufficient funds are not available in your Checking Account to pay the transaction, and if there are no other sources of overdraft protection available, we will strive to pay your reasonable overdrafts if your Account is in good standing and you continue to meet eligibility requirements. The third level of overdraft protection extends the Courtesy Pay service to your ATM and everyday (one-time) check card transactions. To use this service, you must affirmatively opt-in to Courtesy Pay for ATM and everyday check card transactions by completing an opt-in form. Both levels of the Courtesy Pay service will charge a Courtesy Pay fee as set forth in the Fee Schedule when a transaction is paid using the service. The amount of approved for your Checking Account may vary and is subject to change at any time based on certain membership factors such as age of Account, deposit activity and history, and overdraft activity and history, including repayment history. If you no longer want an overdraft protection service in which you are enrolled, you may opt-out of any level at an...
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Overdraft Protection Services. For transfers scheduled in External Transfer where funds are being transferred from your Account to an External Account, certain Overdraft Protection Services may include the unused credit limit on a Preferred Credit Loan Account linked to the Account and/or the Overdraft Privilege Limit associated with the Overdraft Privilege Service available on the Account. See the Deposit Account Agreement for full details of these Overdraft Protection Services and our Schedule of Fees for applicable fees.
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Overdraft Protection Services. For payments scheduled in Pay People where funds are being sent from your Account to a Recipient, certain Overdraft Protection Services may include the unused credit limit on a Preferred Credit Loan Account linked to the Account and/or the Overdraft Privilege Limit associated with the Overdraft Privilege Service available on the Account. See the Deposit Account Agreement for full details of these Overdraft Protection Services and our Schedule of Fees for applicable fees.
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Overdraft Protection Services. For payments scheduled in Bill Payment, certain Overdraft Protection Services may include the unused credit limit on a Preferred Credit Loan Account linked to the Pay From Account and/or the Overdraft Privilege Limit associated with the Overdraft Privilege Service available on the Pay From Account. See the Deposit Account Agreement for full details of these Overdraft Protection Services and our Schedule of Fees for applicable fees. You may cancel or edit any Scheduled Payment (including recurring payments) that has not yet been processed by following the directions within Bill Payment. There is no charge for canceling or editing a Scheduled Payment. Once Bill Payment has begun processing a payment, it cannot be cancelled or edited, therefore, a stop payment request must be submitted. If you want to attempt to stop any payment initiated in Bill Payment that has already been processed, you should contact the First Bank Service Center at 1-800-760-BANK (2265) or you may use the stop payment feature within eBanking “Stop Checks”. First Bank requires a reasonable opportunity to act on any stop payment request after an electronic payment has been processed. First Bank's ability to process a stop payment request will depend on the payment method and whether or not the payment has cleared. Although First Bank will make a reasonable effort to accommodate your request, First Bank will have no liability for failing to do so. First Bank may also require you to present your request in writing within fourteen (14) calendar days. The charge for each stop payment order will be the current charge for such service as set out in the applicable Schedule of Fees.
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Overdraft Protection Services. There are three overdraft protection services Mission Fed may use to pay an overdraft on your account, and in some cases a fee will be charged for each item paid using an overdraft protection service. Refer to the current Consumer Fee Schedule for the different fee amounts you may pay depending on the type of overdraft protection service used. Transactions may not be processed in the order in which they occurred. The order in which transactions are received and processed may affect the total fees you are charged, and fees may decrease the amount available for transaction authorization under these overdraft protection plans. You must be at least eighteen (18) years of age to qualify for overdraft protection services.
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Related to Overdraft Protection Services

  • OVERDRAFT PROTECTION To the extent permitted by law, You authorize Us to transfer funds from other Accounts You may have with Us in necessary multiples (or in such increments as We may from time to time determine) to Your Account to cover any overdraft. If You have a line of credit with Us, transfers will be made first from Your primary share Account, provided You have enough available funds in that Account, then from Your line of credit up to Your available credit limit, and then We may elect to pay such overdraft, subject to any preference You have indicated to Us for clearing any overdraft(s). Overdraft transfers are subject to a transfer fee. You hold Us harmless from any and all liability which might otherwise exist if a transfer does not occur.

  • Administration Services When a medical prescription drug is administered by infusion, the administration of the prescription drug may be covered separately from the prescription drug. See Infusion Therapy - Administration Services in the Summary of Medical Benefits for benefit limits and the amount you pay. Prescription drugs that are self-administered are not covered as a medical benefit but may be covered as a pharmacy benefit. Please see Pharmacy Prescription Drugs and Diabetic Equipment or Supplies – Pharmacy Benefits section above for additional information. For some medical prescription drugs, after the first administration, coverage may be limited to certain locations (for example, a designated outpatient or ambulatory service facility, physician’s office, or your home), provided the location is appropriate based on your medical status. For a list of medical prescription drugs that are subject to this Site of Care Program, visit our website. Preauthorization may be required to determine medical necessity as well as appropriate site of care. If we deny your request for preauthorization, or you disagree with our determination for the appropriate site of care, you can submit a medical appeal. See Appeals in Section 5 for information on how to file a medical appeal.

  • Prevention Care Services and Early Detection Services See Prevention and Early Detection Services section for details. 0% Not Covered Must be performed by a certified home health care agency. 0% - After deductible Not Covered

  • Transportation Services i) In the event that transportation services for a student served by CONTRACTOR pursuant to an Individual Services Agreement are to be provided by a party other than CONTRACTOR or the LEA or its transportation providers, such services shall be reflected in a separate agreement signed by the parties hereto, and provided to the LEA and SELPA Director by the CONTRACTOR. Except as provided below, CONTRACTOR shall compensate the transportation provider directly for such services, and shall charge the LEA for such services at the actual and reasonable rates billed by the transportation provider, plus a ten percent (.

  • Information Services Traffic 5.1 For purposes of this Section 5, Voice Information Services and Voice Information Services Traffic refer to switched voice traffic, delivered to information service providers who offer recorded voice announcement information or open vocal discussion programs to the general public. Voice Information Services Traffic does not include any form of Internet Traffic. Voice Information Services Traffic also does not include 555 traffic or similar traffic with AIN service interfaces, which traffic shall be subject to separate arrangements between the Parties. Voice Information services Traffic is not subject to Reciprocal Compensation as Local Traffic under the Interconnection Attachment. 5.2 If a Reconex Customer is served by resold Verizon Telecommunications Service or a Verizon Local Switching UNE, subject to any call blocking feature used by Reconex, to the extent reasonably feasible, Verizon will route Voice Information Services Traffic originating from such Service or UNE to the Voice Information Service platform. For such Voice Information Services Traffic, unless Reconex has entered into an arrangement with Verizon to ▇▇▇▇ and collect Voice Information Services provider charges from Reconex’s Customers, Reconex shall pay to Verizon without discount the Voice Information Services provider charges. Reconex shall pay Verizon such charges in full regardless of whether or not it collects such charges from its own Customers. 5.3 Reconex shall have the option to route Voice Information Services Traffic that originates on its own network to the appropriate Voice Information Services platform(s) connected to Verizon’s network. In the event Reconex exercises such option, Reconex will establish, at its own expense, a dedicated trunk group to the Verizon Voice Information Service serving switch. This trunk group will be utilized to allow Reconex to route Voice Information Services Traffic originated on its network to Verizon. For such Voice Information Services Traffic, unless Reconex has entered into an arrangement with Verizon to ▇▇▇▇ and collect Voice Information Services provider charges from Reconex’s Customers, Reconex shall pay to Verizon without discount the Voice Information Services provider charges. Reconex shall pay Verizon such charges in full regardless of whether or not it collects such charges from its own Customers. 5.4 Reconex shall pay Verizon such charges in full regardless of whether or not it collects charges for such calls from its own Customers. 5.5 For variable rated Voice Information Services Traffic (e.g., NXX 550, 540, 976, 970, 940, as applicable) from Reconex Customers served by resold Verizon Telecommunications Services or a Verizon Local Switching Network Element, Reconex shall either (a) pay to Verizon without discount the Voice Information Services provider charges, or (b) enter into an arrangement with Verizon to ▇▇▇▇ and collect Voice Information Services provider charges from Reconex’s Customers. 5.6 Either Party may request the other Party provide the requesting Party with non discriminatory access to the other party’s information services platform, where such platform exists. If either Party makes such a request, the Parties shall enter into a mutually acceptable written agreement for such access. 5.7 In the event Reconex exercises such option, Reconex will establish, at its own expense, a dedicated trunk group to the Verizon Information Service serving switch. This trunk group will be utilized to allow Reconex to route information services traffic originated on its network to Verizon.