Classes of Certificates Clause Samples

Classes of Certificates. The Certificates authorized by this Trust Agreement shall be divided into six Classes of Certificates having the terms and provisions hereinafter set forth. The Class designations, original Class Balances, Interest Rates and Final Distribution Date shall be as specified in the Prospectus.

Classes of Certificates. The Certificates authorized by this Trust Agreement shall be divided into 36 classes of Senior Certificates (including three classes of Residual Certificates), three Classes of Mezzanine Certificates and three Classes of Subordinate Certificates having the terms and conditions hereafter set forth. The Final Distribution Date for each Class of Senior Certificates shall be the applicable date set forth in the Prospectus, and the Last Scheduled Distribution Date for each Class of Certificates other than the Senior Certificates, shall be the Distribution Date in May 2034. The Class designation and initial Class Balance (the “Original Class Balance”) for each Class of Certificates shall be as follows: A-1 $ 25,000,000 A-2 $ 50,000,000 A-3 $ 48,238,000 A-5 $ 76,825,000 A-6 $ 86,504,000 A-7 $ 10,000,000 A-8 $133,310,000 A-9 $ 60,000,000 A-10 $ 9,963,415 A-16 $ 25,000,000 A-17 $ 68,114,000 A-18 $ 28,643,000 A-19 $ 15,000,000 A-21 $ 35,000,000 A-22 $ 4,250,000 A-23 $ 9,219,000 A-24 $ 83,500,000 A-25 $ 18,438,000 A-26 $ 83,500,000 A-27 $ 18,438,000 A-28 $ 1,363,636 A-29 $ 3,181,818 A-30 $ 2,727,272 A-31 $ 11,066,613 A-32 $ 26,316,772 A-33 $ 13,594,345 A-34 $ 15,909,090 AR $ 100 IO-1 $368,081,128 IO-2 $306,090,698 IO-3 $ 96,127,742 PO $ 6,415,584 2A-IO $ 14,562,347 3A-1 $103,397,522 RM $ 0 RL $ 0 Mezzanine Certificates M $ 22,680,000 B-1 $ 9,450,000 B-2 $ 5,670,000 B-3 $ 4,253,000 B-4 $ 3,780,000 B-5 $ 2,362,678 (1) Notional balances. These Classes are interest only Classes.

Classes of Certificates. The Certificates authorized by this Trust Agreement shall be divided into six classes of Senior Certificates, two Classes of Residual Certificates and one Class of Subordinate Certificates having the terms and conditions hereafter set forth. The Class designation, Certificate Rate, the original Class Balance and the Final Distribution Date for each Class of Certificates shall be as follows: Senior Certificates Class A $ 108,575,000 (2) May 25, 2014 Class B 52,600,000 (3) May 25, 2018 Class C 172,087,000 (4) July 25, 2020 Class V 47,100,000 6.36% October 25, 2011 Class Z 60,000,000 6.39% May 25, 2036 Class N (5) (6) May 25, 2036 Residual Certificates Class R 0 0 April 25, 2038 Class RL 0 0 April 25, 2038 Subordinate Certificate Class D 2,916,622 (7) April 25, 2038 (1) The latest maturing Mortgage Asset is scheduled to mature in April 2038. (2) Initially, 6.22496% per annum for the Class A. The Class A will bear interest at a variable rate per annum which will equal the excess of the Weighted Average Pass Through Rate over 1.374%. (3) Initially, 6.41996% per annum for the Class B. The Class B will bear interest at a variable rate per annum which will equal the excess of the Weighted Average Pass Through Rate over 1.179%. (4) Initially, 6.45196% per annum for the Class C. The Class C will bear interest at a variable rate per annum which will equal the excess of the Weighted Average Pass Through Rate over 1.147%. (5) The Class N is a Notional Class, has no principal balance and bears interest on its notional principal balance (initially $440,362,000). The Class Notional Amount of the Class N will be equal to 100% of the outstanding aggregate Class Balance of the Class A, Class B, Class C, Class V and Class Z Certificates. (6) Initially, 1.22507% per annum for the Class N. The Class N will bear interest at a variable rate per annum which will equal the excess of the Weighted Average Pass Through Rate over the weighted average of the Class A, Class B, Class C, Class V and Class Z Certificate Rates. (7) Initially, 7.59896% per annum for the Class D. The Class D will bear interest at a variable rate per annum which will equal the Weighted Average Pass Through Rate.

Classes of Certificates. The Certificates authorized by this Trust Agreement shall be divided into two Classes of Certificates having the terms and provisions hereinafter set forth. The Class designations, original Class Certificate Principal Balances, Certificate Interest Rates and Final Distribution Dates shall be as follows: Original Class Certificate Certificate Interest Final Distribution Class A $300,000,000 7.5% January 2027 Class B (1) (1) N/A (1) This Class is a Call Class and will not receive distributions of principal or interest. The Class Notional Principal Balance of the Class B Certificate will be equal at any time to the product of the original Class Notional Principal Balance thereof and the Certificate Principal Factor for the Class A Certificates. The initial Class Notional Principal Balance of the Class B Certificate will be $300,000,000.

Classes of Certificates. The Certificates authorized by this Trust Agreement shall be divided into ten classes of Senior Certificates, two classes of Residual Certificates, three classes of Mezzanine Certificates and three classes of Subordinate Certificates having the terms and conditions hereafter set forth. The class designation, Pass-Through Rate and initial Class Balance (the “Original Class Balance”) for each Class of Certificates shall be as follows: Senior Certificates Original Class Balance Pass-Through Rate A-1 Class $111,578,000 6.50% A-2 Class $ 58,995,000 6.50% A-3 Class $ 61,233,000 6.50% A-4 Class $ 47,680,000 6.50% A-5 Class $ 49,039,000 6.50% A-6 Class $101,509,000 6.50% A-7 Class $ 89,074,000 6.50% A-8 Class $108,711,682 6.50% PO Class $ 2,818,918 (1) X Class $689,374,434(2) (2) Mezzanine Certificates B-1 Class $ 31,812,600 6.50% B-2 Class $ 28,818,500 6.50% B-3 Class $ 13,473,600 6.50% Subordinate Certificates B-4 Class $13,847,900 6.50% B-5 Class $11,227,900 6.50% B-6 Class $18,713,403 6.50% Residual Certificate R Class $0 (3) RL Class $0 (3) (1) The PO Class Certificates are entitled only to distributions of principal and shall not bear interest. (2) The X Class Certificates are Interest Only Certificates, have no Class Balance, and shall bear interest on their notional principal balance, which shall be calculated as described in the Senior Prospectus. (3) The R Class Certificate and RL Class Certificates have no Class Balance and do not bear interest.

Classes of Certificates. The Certificates authorized by this Trust Agreement shall be divided into the Classes listed in the following table, which Classes shall have the Class designations, original Class Balances, Interest Rates and Final Distribution Dates specified below: Class Original Class Balance Interest Rate Final Distribution Date A1 $ 52,359,919 (1) March 2013 (1) For any Interest Accrual Period, this Class shall bear interest at a rate equal to (i) the A1 Class Interest Distribution Amount for that Interest Accrual Period divided by (ii) the Class Balance of the A1 Class as of the prior Distribution Date. (2) For any Interest Accrual Period, this Class shall bear interest at a rate equal to (i) the B1 Class Interest Distribution Amount for that Interest Period divided by (ii) the Class Balance of the B1 Class as of the prior Distribution Date. (3) This Class is the Interest Only Class. This Class will have a notional principal balance equal to the sum of the Class Balances of the A1 and B1 Classes. During the initial Interest Accrual Period, this Class shall bear interest at a rate of 0.19260% per annum. During each subsequent Interest Accrual Period, this Class shall bear interest at a rate per annum equal to (i) the IO1 Class Interest Distribution Amount for that Interest Accrual Period divided by (ii) the Class Balance of the IO1 Class as of the prior Distribution Date. (4) The R Class will not have a principal balance and will not bear interest.

Classes of Certificates. The Certificates authorized by this Trust Agreement shall be divided into the Classes listed on the cover of the Prospectus Supplement, which Classes shall have the Class designations, original Class Balances, Interest Rates and Final Distribution Dates specified in the Prospectus Supplement; provided, however, that the initial Interest Rates for the Classes listed below shall be as follows: FD 2.60000% SD 0.45000% SE 5.95000% QI 0.55000% QJ 0.50000% QE 5.15000% QS 15.26701% QT 13.91595%

Classes of Certificates. The Certificates authorized by this Trust Agreement shall be divided into three classes of Senior Certificates (including one class of Residual Certificate), three Classes of Mezzanine Certificates and three Classes of Subordinate Certificates having the terms and conditions hereafter set forth. The Final Distribution Date for each Class of Senior Certificates, and the Last Scheduled Distribution Date for each Class of Certificates other than the Senior Certificates, shall be the Distribution Date in September 2041. The Class designation, Pass-Through Rate and initial Class Balance (the "Original Class Balance") for each Class of Certificates shall be as follows: Senior Certificates Original Class Balance Interest Rate A Class $426,967,000.00 7.00%(1) A-IO Class $443,602,793.11(2) (3) A-R Class (Residual Certificate) $ 100.00 7.00%(1) Mezzanine Certificates M Class $ 4,436,000.00 7.00%(1) B-1 Class $ 2,218,000.00 7.00%(1) B-2 Class $ 2,218,000.00 7.00%(1) Subordinate Certificates B-3 Class $ 2,218,000.00 7.00%(1) B-4 Class $ 1,109,000.00 7.00%(1) B-5 Class $ 4,436,693.11 7.00%(1) (1) The A, A-R, M, ▇-▇, ▇-▇, ▇-▇, ▇-▇ and B-5 Classes each shall bear interest at an annual rate equal to the lesser of 7.00% and the weighted average net interest rate of the Mortgage Loans. (2) Notional balance. This class is an interest only class. (3) The A-IO Class shall bear interest at an annual rate equal to the weighted average net mortgage rate minus 7.00% (but not less than 0%). During the first Interest Accrual Period, the A-IO Class will bear interest at an annual rate of approximately 0.84914%.

Classes of Certificates. The Certificates authorized by this Trust Agreement shall be divided into six Classes of Senior Certificates, three Classes of Residual Certificates and one Class of Subordinate Certificates having the terms and conditions hereafter set forth. The Class designation, Pass- Through Rate (the “Interest Rate”), initial Class Balance (the “Original Class Balance”) and Final Distribution Dates for each Class of Certificates shall be as follows: Senior Certificates Group Original Class Balance Interest Rate (1) Final Distribution Date A-1F Class 1 $ 11,895,000 4.847% (2) July 2012 A-2F Class 1 $ 44,399,000 5.259% (2) May 2020 A-3F Class 1 $ 38,459,000 5.345% (2) September 2031 A-1A Class 2 $ 25,340,000 4.855% (2) August 2016 A-2A Class 2 $ 73,769,000 5.271% (2) October 2032 IO Class 1 and 2 $202,997,840 (3) (4) February 2036 Residual Certificates R Class 0 0 RM Class 0 0 RL Class 0 0 Subordinate Certificates B Class 1 and 2 $ 9,135,840 (5) February 2036 (1) Any amounts distributable as Prepayment Premiums and Yield Maintenance Charges will be distributed in the manner specified in the Prospectus Supplement. (2) Subject to the limitations described in the Prospectus Supplement.