Plastic Card Clause Samples

Plastic Card. 5.1. The plastic card (hereinafter: the Card) service enables the Client to effect banking transactions via Visa and MasterCard issued by the Bank; 5.2. For the purpose of card transactions, the Bank shall open a card account; several cards can be attached to one card account or several accounts can be used with one card. For the purpose of effecting transactions, in the relevant application, the Client shall specify the priority account. The currency account in which the client effects a transaction shall prevail, with the priorities determined by the Client applicable thereafter. 5.3. The Client shall be eligible for one or several type plastic cards to be received upon completion of the relevant application. 5.4. The holder(s) of the card can be the Client or a person nominated by him/her (hereinafter: the Card User). Name, surname and specimen signature of the holder/user of the Card are inscribed on the Card. Along with the personal identification code separately provided to the card holder, the said information shall be deemed the means of its identification. 5.5. The card holder may be requested to provide its ID at service and retail facilities. If the card holder fails to provide its ID, the staff is authorized to suspend a transaction without responsibility of the Bank. 5.6. Each card holder is assigned a 4-digit confidential personal code (PIN) used for withdrawal of money from ATMs or identification of the card holder at special terminals. 5.7. The card and PIN code shall be for the card holder’s use solely. 5.8. Along with the basic card, an additional one may be generated for both the Client and a person nominated by it. 5.8.1. Both the Client and the card user shall be responsible for the correctness and results of the transactions effected by the additional card; 5.8.2. Certain restrictions regarding the type of the Bank service may be imposed on the user of the additional card, with the relevant information to be provided by the Bank at request. 5.9. An issued card is a debit card. The card holder is entitled to use the amount credited to the account. The card maintenance annual service fee, minimal balance and, in case of over-expenditure, the relevant interest and the forfeit (if any) shall be deducted from the amount. 5.10. In case of a transaction effected in a currency different from the one of the card account, the Bank shall convert the sum according to the exchange rate determined within the Bank network on the day of the settlemen...
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