Liability for Unauthorized Transfers Clause Samples

Liability for Unauthorized Transfers. Tell us AT ONCE if you believe your debit card or security credentials have been lost or stolen, or if you believe an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. If you do not notify us promptly, you could lose all the money in your account plus your maximum amount available through your participation in our Overdraft Transfer Service, if any. If you tell us within 2 business days after learning of the loss or theft of your debit card or security credentials, you can lose no more than $50 for unauthorized transactions if someone uses your debit card or security credentials to access your account without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft or your debit card or security credentials, and we can prove we could have stopped someone from accessing your account without your permission if you had told us, you could lose as much as $500. We will make available to you monthly account statements for your checking and share accounts unless there are no transactions in a particular month. In any case we will make statements available to you at least quarterly. If your statement shows transfers that you did not make or authorize, including those made by debit card, security credentials or other means, tell us at once. If you do not tell us within 60 days after the statement reflecting the unauthorized transfer was made available to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods. If you believe your debit card or security credentials have been lost or stolen, or if you believe a transfer has been made using information from your check without your permission, call our 24/7 Member Services or write to us at Card and ATM Services, using the telephone number or address included in Section IX - Contact Information.

Liability for Unauthorized Transfers. Tell us AT ONCE if you believe your card and/or code has been lost or stolen or you believe a transfer has been made using the information from your check without your permission. Contacting us by phone is the best way of keeping your possible losses down. You could lose all of the money in your account (plus your maximum overdraft line of credit). If you tell us within two business days, you can lose no more than $50 if someone used your card without your permission. If you do not tell us within two business days after you learn of the loss or theft of your card and/or code, and we can prove we could have stopped someone from using your card and/or code without your permission if you had told us, you can lose as much as $500. Your Mastercard Debit Card offers zero liability on the following types of unauthorized transactions: signature debit and credit transactions, PIN-based transactions and ATM transactions. The zero liability limits are provided under the following conditions: you have exercised reasonable care in safeguarding your card, and you have promptly reported loss or theft to the Bank. . Also, if your statement shows transfers that you did not make, including those made by card, code, or other means, tell us at once. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Liability for Unauthorized Transfers. Tell us AT ONCE if you believe your Card or Credentials have been lost or stolen, or if you believe that an electronic fund transfer has been made without your permission using information from your Account. You could lose all the money in your Account. If you tell us within two (2) business days after you learn of the loss or theft of your Card or Credentials, you can lose no more than $50 if someone used your Card or Credentials without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your Card or Credentials, and we can prove we could have stopped someone from using your Card or Credentials without your permission if you had told us, you could lose as much as $500.

Liability for Unauthorized Transfers. The following applies to electronic transactions subject to the requirements of Regulation E of the Electronic Fund Transfer Act. If you report an unauthorized transfer within two (2) Business Days after learning of it, the liability for unauthorized transactions is limited to $50. If you wait more than two (2) Business Days, the possible exposure for losses incurred thereafter can increase to

Liability for Unauthorized Transfers. Tell us AT ONCE if you believe your password has been lost or stolen or if you believe that an electronic funds transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit) if you fail to notify us of your unauthorized electronic transfers promptly or if your account was accessed without your permission. If you notify us within two (2) business days, you will be liable for the lesser of (1) $50.00 or (2) the amount of any money, property, or services obtained by its unauthorized use prior to the time you gave us notice. If you believe your password has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, call, email, or write us at the telephone number and address below. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Liability for Unauthorized Transfers. All EFT Services

Liability for Unauthorized Transfers. CONTACT US IMMEDIATELY if you believe that your 3Hill Credit Union MasterCard debit card or 3Hill Credit Union ATM card or PIN has been lost or stolen. Telephone 3Hill Credit Union at ▇▇▇-▇▇▇-▇▇▇▇ between the hours of 9:00 a.m. to 5:00 p.m. Mon-Wed-Thur-Fri and 9:00 a.m. to 4:00 p.m. Tuesday (excluding holidays). After regular business hours, to report a LOST or STOLEN 3Hill Credit Union MasterCard debit card or ATM card, call ▇▇▇-▇▇▇-▇▇▇▇. Any transaction processed from Square Inc. must be disputed with Square Inc. directly. You could lose all of your money in the account(s) if you take no action to notify us on the loss or theft of your 3HILL CU MasterCard debit card or 3HILL CU ATM card or PIN. If you notify us of the loss or theft, your liability will be as follows: a. If you contact us within 24 hours of the loss or your discovery of the loss, you can lose no more than $50.00 if someone used your 3HILL CU MasterCard debit card or ATM card without your permission. b. If someone used your 3HILL CU MasterCard debit card or ATM card and PIN without your permission (Unauthorized use), you could lose all of your balances if you do NOT contact us within 24 hours after having learned of the loss or theft and we can prove that we could have prevented the loss if you had contacted us. Unauthorized use means the use of the card by a person other than the cardholder who does not have actual, implied or apparent authority for such use and from which the cardholder receives no benefit. c. Also, if your monthly statement shows transfers or purchases that you did not make and you do not contact us within sixty (60) days after the statement was mailed to you, you may not get back any money lost after sixty (60) days or if the transfers or purchases were made using your 3HILL CU MasterCard debit card or 3HILL CU ATM card and PIN and we can prove that your contacting us would have prevented those losses.

Liability for Unauthorized Transfers. Immediately following your discovery of an unauthorized Payment Instruction, you shall communicate with customer care for the Service in the manner set forth in Section 6 of the General Terms above. You acknowledge and agree that time is of the essence in such situations. If you tell us within two (2) Business Days after you discover your password or other means to access your account through which you access the Service has been lost or stolen, your liability is no more than $50.00 should someone access your account without your permission. If you do not tell us within two (2) Business Days after you learn of such loss or theft, and we can prove that we could have prevented the unauthorized use of your password or other means to access your account if you had told us, you could be liable for as much as $500.00. If your monthly financial institution statement contains payments that you did not authorize, you must tell us at once. If you do not tell us within sixty (60) days after the statement was sent to you, you may lose any amount transferred without your authorization after the sixty (60) days if we can prove that we could have stopped someone from taking the money had you told us in time. If a good reason (such as a long trip or a hospital stay) prevented you from telling us, we may in our sole discretion extend the period.

Liability for Unauthorized Transfers. I will tell you at once if I believe my PIN and/or password has been lost or stolen. Telephoning is the best way of keeping my losses down. If I notify you of the loss or theft of my PIN and/or password within 2 business days after I learn of it, my loss will be limited to $50 if someone uses my PIN and/or password without my permission. If I fail to tell the Credit Union within 2 business days and you can prove you could have stopped someone from using my PIN and/or password without my permission had I told you, I could lose as much as $500. Also, if my statement shows transfers I did not make, I should tell you at once. I have 60 days after my statement is sent to me to tell the Credit Union of any transfers I did not make. If I fail to notify you within 60 days, I may not get my money back if you can prove that you could have stopped someone from taking my money had I told you in time. I understand you may extend this period if I can provide a good reason (such as a long trip or hospital stay) for not notifying you sooner. If I believe my PIN and/or password has been lost or stolen or that someone has transferred or may transfer money from my account without my permission, I should call (▇▇▇)▇▇▇-▇▇▇▇ between 8:00 a.m. and 5:00 p.m., Central Time, Monday through Friday, or write to E-Services, Together Credit Union, ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, St. Louis, MO 63118.